Why is Synchrony Bank calling me repeatedly?

Synchrony Bank may be calling about a missed or overdue payment on a credit account. If the calls are persistent or automated, it could become harassment under federal law.

Is Synchrony Bank allowed to use robocalls?

They can use robocalls only if you gave prior consent. If you didn’t authorize them and they continue calling, it may violate the Telephone Consumer Protection Act (TCPA).

Can I stop Synchrony Bank from harassing me with phone calls?

Yes, you can send a written request asking them to stop calling. If they ignore your request, you can report them to the FTC or take legal action.

Can I sue Synchrony Bank for phone harassment?

Yes, if Synchrony Bank violates your consumer rights through excessive or unauthorized calls, you may be entitled to sue and recover financial damages.

Does Synchrony Bank phone harassment violate any laws?

Yes, harassment by phone can violate the FDCPA and TCPA, especially if calls are excessive, threatening, or automated without consent.

How can I prove that Synchrony Bank is harassing me?

Keep a detailed call log with dates, times, and content of each call. Screenshots and voicemails can serve as valuable evidence if you decide to take legal action.

What kind of damages can I recover if I sue Synchrony Bank?

You may be eligible for up to $1,500 per call under the TCPA and additional damages under the FDCPA if they used illegal tactics to collect debt.

Does Synchrony Bank report to credit bureaus?

Yes, missed or delinquent payments may be reported, affecting your credit score. If the information is inaccurate, you have the right to dispute it with the credit bureaus.

Synchrony Bank Phone Harassment? stop the Robocalls

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

Name(Required)

Mobile Number(Required)

Email(Required)

Enter the collection agency name or phone number(Required)

Briefly Explain Your Case(Required)

Name

This field is for validation purposes and should be left unchanged.

Synchrony Bank Phone Harassment❓ Stop the Robocalls

Is Synchrony Bank (SB) calling you? Stop Synchrony Bank phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Synchrony Bank phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Synchrony Bank is committed to maintaining clients’ prestigious reputations while providing maximum returns through their comprehensive collection services.

Introduction to Debt Collection

Debt collection is the process of pursuing payments on outstanding debts owed by individuals or businesses. Typically initiated when a debtor fails to repay a loan or credit balance on time, this process can be managed by the original creditor or outsourced to a third-party collection agency. While debt collection is a legitimate financial practice, it often becomes a source of stress and confusion for consumers, especially when aggressive tactics or harassment are involved. In the United States, the Fair Debt Collection Practices Act (FDCPA) was enacted to protect consumers from abusive or deceptive practices by debt collectors. Understanding how debt collection works and knowing your rights can help you navigate the process with confidence and avoid unnecessary hardship.

Is Synchrony Bank a Scam❓

According to the Better Business Bureau website, Synchrony Bank has been in business for 87 years. There have been 4352 complaints closed in the last 3 years and 1502 complaints closed out in the last 12 months.

Who is Synchrony Bank❓

Synchrony Bank, formerly known as GE Capital, is one of the largest providers of private label credit cards in the US. In 2014, they handled roughly 40% of the entire market of private label credit cards. Synchrony Bank agreed to pay over $225 million dollars for deceptive and illegal practices related to their credit cards.

In August 2017, a settlement was reached over a California Synchrony Bank class action lawsuit that claimed Synchrony Bank recorded calls with clients, but did not notify them of the fact that they were being recorded.

🏛️ Synchrony Bank Address: 950 Forrer Blvd. Kettering, OH 45420

📞 Phone: (816) 419-4096

Synchrony Bank Collection Tactics

If Synchrony Bank engages in any of the following tactics, you may have a case:

🔞 Using profanity or abusive language
⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
📞 Calling you multiple times per week
🗣️ Talking to others about your debt
🏢 Calling your workplace
⚖️ Threatening to sue you, harm you, or destroy your credit
🚨 Telling you or anyone else that you’ve committed a crime
❌ Calling repeatedly for the wrong person
📄 Failing to notify you of your right to dispute the debt
💰 Trying to collect more than legally allowed

Understanding Harassment

Debt collection harassment occurs when debt collectors use aggressive, unethical, or illegal tactics to pressure consumers into paying debts. This can include excessive calls, threats, false claims, public shaming, or misrepresentation of legal consequences. Under the Fair Debt Collection Practices Act (FDCPA) in the U.S., collectors are prohibited from using abusive language, contacting you at unreasonable hours, or lying about the amount owed. If a collector violates these rules, you have the right to dispute the debt, demand verification, or even sue for damages. Recognizing these abusive practices helps consumers protect their rights and take legal action when necessary. Always document harassment and report it to agencies like the (CFPB) or the Federal Trade Commission (FTC).

Resolving Issues

If debt collectors are pursuing you unlawfully or for incorrect amounts, you don’t have to face them alone. Errors in debt reporting, zombie debts (expired debts), or identity theft cases require strong legal intervention. Consumer Rights Law Firm PLLC can dispute inaccurate debts, negotiate settlements, or even sue collectors who violate your rights under the FDCPA or state laws. Whether you need help stopping harassment, correcting credit report errors, or pursuing damages, our firm provides expert legal support to protect your financial well-being. Don’t let collectors bully you—take control with professional legal help today.

Prevention and Next Steps

If you’re facing debt collection harassment, you have rights under federal laws like the Fair Debt Collection Practices Act (FDCPA) and state consumer protection laws. Debt collectors cannot use abusive, deceptive, or unfair tactics—such as excessive calls, threats, or false claims. If you’ve experienced harassment, you may be entitled to financial compensation and can take legal action to stop the abuse. Consumer Rights Law Firm PLLC specializes in holding aggressive debt collectors accountable. Our attorneys can help you stop harassment, dispute wrongful claims, and sue for violations, ensuring your rights are protected. Contact us today for a free case review and take the first step toward peace of mind.

Synchrony Bank Complaints

The following is a sample list of complaints filed against Synchrony Bank in 2019 and can be found on Pacer.gov.

📋 1:19-cv-00470-MN Mills v.
📋 1:19-cv-00372-MN Rietheimer v.
📋 1:19-cv-00371-RGA Kaufman v.
📋 1:19-cv-00173-LPS Keating v.
📋 1:19-cv-00093-MN Moore v.

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Synchrony Bank harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Synchrony Bank, call us at for immediate assistance or visit our website.

Success Stories

🏆 I had been dealing with harassing calls from a debt collection agency for months. They would call multiple times a day, even on weekends, and sometimes leave threatening voicemails. I was overwhelmed and didn’t know what to do. That’s when I found Consumer Rights Law Firm PLLC. From the first phone call, their team made me feel like I wasn’t alone. They explained my rights under the FDCPA and took immediate steps to protect me. The calls stopped within a few weeks, and they even helped me pursue compensation. I can’t thank them enough for the peace of mind they gave me.
🏆 I contacted Consumer Rights Law Firm PLLC after I started receiving repeated robocalls from a debt collection company. I was skeptical at first—how much could a law firm really do for someone like me? But they blew me away. Not only were they professional and courteous, but they explained the legal process in a way that was easy to understand. They kept me updated, answered all my questions, and never made me feel like just another case number. Within a few weeks, the robocalls stopped completely, and I even received a small settlement. They truly fight for your consumer rights.
🏆 I hired Consumer Rights Law Firm PLLC to help me deal with an agency that was harassing me over a debt I didn’t even owe. The legal team was very knowledgeable and took my concerns seriously. While it did take a few months to resolve everything, the outcome was what I had hoped for—no more calls, no more stress, and the record was corrected. I appreciated how patient and empathetic the attorneys were throughout the process. I highly recommend them, especially if you’re feeling overwhelmed by aggressive debt collectors.

Common Questions

Is Synchrony Bank a scam❓

No, Synchrony Bank has been in business for 2 years.

Can Synchrony Bank garnish my wages❓

Yes, Synchrony Bank can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can Synchrony Bank sue me❓

Yes, Synchrony Bank can sue you so long as the debt is within the statute of limitations.

Can Synchrony Bank report my debt to the collection bureaus❓

Yes, Debt collectors are allowed to place the collection account on your credit report

Can Synchrony Bank arrest me❓

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.