Weltman Weinberg, & Reis phone harassment
Is Weltman, Weinberg & Reis harassing you with calls? The first time you get a call from Weltman Weinberg & Reis, you may not know what to do. Most times, calls from debt collectors come unexpectedly and could throw you off balance. Calls from Weltman Weinberg & Reis are no different.
What you should know is that getting a call from Weltman Weinberg & Reis does not automatically mean that you owe. They could be calling to get the number of a close friend or family member from you. However, some debt collectors still try to harass people over the phone whether they owe or not. Weltman Weinberg & Reis’s phone harassment is wrong and illegal. They are violating your rights if they engage in any form of harassment over the phone.
When you get a call to talk about your debt, it does not mean you should immediately pay them or admit to owing the debt. The debt may not actually be yours because mix-ups happen all the time. Also, the debt may have passed the statute of limitations, meaning that you can no longer get sued over it.
Weltman Weinberg & Reis debt collection is normal and lawfully permitted. So do not be surprised or thrown off balance when they contact you. Instead, be careful not to become intimidated and succumb to what they say. Keep your emotions under control and speak logically to them. The knowledge of your rights under the FDCPA will help you feel confident in your communication with a debt collector.
The FDCPA protects you from any form of harassment that debt collectors may bring your way, and this includes Weltman Weinberg & Reis phone harassment. You have the right to report them and get awarded up to $1,000 in statutory damages. Call us now on 877-700-5790 for immediate assistance.
How to deal with Debt Collectors
Debt collectors are not some mystical beings that you can not approach. When experiencing Weltman Weinberg & Reis debt collection, as much as you may feel overwhelmed, alone, and helpless, you must recognize the fact that you still have rights. You should not be subjected to torture simply because you owe a debt.
However, not knowing what to do in the face of a debt collector may lead to you making costly mistakes that may spell doom for your finances.
A few helpful tips for dealing with debt collectors include:
- Always sound confident: Cowering in fear will do you no good. Once a debt collector perceives that you are afraid, you have given them power over you and they may try to intimidate you.
- Be aware of your rights: You have rights and when they are violated, you can take action. Federal laws like the FDCPA and TCPA protect you from harassment from debt collectors. Being aware of these rights gives you an edge.
- Never admit that you owe a debt: Doing this can implicate you by “resurrecting” dead or zombie debts. Even if you think the debt collector is right about your debt, do not admit it to them.
- Avoid disclosing personal information: Don’t give a debt collector any financial information that you wouldn’t give to a stranger.
- Do not react in anger: Always be calm and in charge of your emotions.
- Keep records of your conversations: File documents that you receive from Waltman Weinberg and Reese, record your phone calls with them, and save their mails. You may need it if a court case arises.
- Don’t ignore debt collectors or their lawsuits: Ignoring debt collectors is a bad idea because it doesn’t make your debts go away and it hurts your credit score. Ignoring a Weinberg & reis lawsuit also spells doom because that gives them an automatic judgment against you and this can lead to wage garnishment.
- Negotiate: Negotiating with a debt collector is a good option if you are not financially buoyant enough to pay everything you owe.
- Write down your agreement: Every agreement you make with a debt collector should be put down in writing.
What is Weltman Weinberg & Reis not allowed to do to you?
After knowing what is expected of you during debt collection, it is also important to be aware of the things that debt collectors are not allowed to do to you. According to the FDCPA, debt collectors should not violate your consumer rights in any way. If during Weltman Weinberg & Reis debt collection, any of these are done to you, your rights may have been violated:
- Threaten or harass you over a debt: Debt collectors are allowed to call you to discuss your debts and its settlement. But they are prohibited by law from harassing or threatening you in any way. A debt collector should never threaten to send you to jail over a debt, or use profane words on you when they call as both of these are only a few examples of Weltman Weinberg & Reis debt collection harassment.
- Tell third parties about your debt: The FDCPA allows debt collectors to contact your friends or family when they’re unable to reach you. But they are only allowed to ask for your number or address. They are not allowed to disclose information about your debt to them. Doing that would be violating your rights.
- Call you at odd hours: Your personal life should not have to suffer severely because you owe. You shouldn’t be waking up to a debt collection call or having your night sleep disrupted by it. Thus, the FDCPA prohibits debt collectors from calling outside of the hours of 8 am to 9 pm.
- Lie to you: According to the FDCPA, the use of deceptive means in debt collection is illegal. If a debt collector lies to you about your debt, they are wrong. Also, if they lie and claim to be who they are not, they have violated the laws of the FDCPA.
The fact that you have a debt is enough. You do not have to put up with harassment in any form. Contact us now at 877-700-5790 if you feel threatened or harassed during any Weltman Weinberg & Reis debt collection activity.
Who is Weltman, Weinberg, & Reis?
Weltman Weinberg, & Reis, Co. LPA, commonly referred to as WWR, is a third-party debt collector based in Cleveland, Ohio with offices in Michigan, Pennsylvania, Illinois, and Florida. WWR has been sued in Federal Court over 1,800 times. In April of 2017, the Federal Government filed a lawsuit against WWR for several illegal collection tactics. That lawsuit alleged that one of the illegal collection tactics that WWR was using was implying that attorneys were actively working on cases to scare consumers into making payments. In reality, no attorney had reviewed or looked at the consumer’s file.
Address: PO Box 93784
Cleveland, OH 44101-5784
Phone: (888) 624-2335 & 8008370603
What to Do When Debt Collectors Come For You for a Debt That Isn’t Yours
It can be annoying getting harassed with telephone calls and letters in the mail from Weltman Weinberg, & Reis, Co when you have no recollection of owing the debt. No, you didn’t forget about the debt, you have no recollection because you are sure you don’t owe that debt. It could be a case of mistaken identity or a mistake made when entering the data of the debtor, but you are certain you don’t owe the debt. However, this won’t stop the harassment by the debt collector that serves as a constant reminder that you are being disturbed for a debt you do not owe.
The case of mistaken identity by debt collectors can happen to anyone. However, it is not wise to ignore such an error, because that can be damaging to your credit score eventually. it is advisable to take the necessary steps to settle the matter and extract yourself from such a debt.
Some steps to take when Debt Collectors Come For You for a Debt That Isn’t Yours are outlined below:
- Pick up the calls of the debt collection agency to clarify the mix-up that must have occurred. It is usually advisable to be polite and be as patient as possible until the error is clarified. Explain adequately why you believe you are not the individual that owes the debt, be clear, and help them rectify the error patiently to prevent the issue from escalating to a possible court case. It is better to be agreeable and cooperative.
- Request for details of the debt collector and the debt collection agency involved to ensure it is not a scammer trying to deprive you of your hard-earned money. Request for the telephone number and address of the debt collection agency to ascertain their legitimacy. Until you are sure the debt collection agency is legitimate, do not provide them with any personal information or correct any wrong details of yours that they might possess.
- After confirming legitimacy, It is advisable that you send a letter to the debt collection agency requesting a validation notice for the debt. The debt collector is required to send a validation notice to the debtor within 5 days after making contact. This validation notice usually contains the information and details, such as the amount of the debt owed, including the details of the creditor. After receiving the validation notice, and you are assured you have nothing to do with the debt, you can now respond to it by letter informing them of the discrepancy in the information of the debtor and yourself. The validation notice should contain the debtor’s address or credit card details that will not match your details. This can be used as evidence to disprove the debt.
- It is advisable that you go through your credit report carefully and check your credit score to ensure the details of the mistaken debt does not end up on your credit report. This can pose a problem for you later in getting loans because having debt can reduce your credit score even though it is a case of mistaken identity.
- Do not be intimidated or threatened to pay a debt you do not owe. Paying up the debt shows that you agree to be the debtor and the effect of this can cause a problem to your credit score. You should not be forced to pay a debt you do not owe, you can, however, have a conversation with your legal representative or financial advisor to know how to proceed with the harassment by debt collectors.
- If the debt collector however refuses to listen to reason and continuously harasses you for the debt you do not owe, you can take legal action against the debt collector. The FDCPA is a federal law that protects debtors or clients against harassment from debt collectors, therefore, report to appropriate law enforcement authority. Any action that counts as harassment is illegal and can be a basis for a lawsuit if evidence of harassment can be provided.
Weltman Weinberg & reis debt collection’s duty is to collect debts from debtors. Unfortunately, due to certain errors or mistakes, a wrong person might get contacted for a debt they do now owe, and that person might be you. It is advisable to be cautious and take the necessary steps to prevent being forced to pay a debt not owed. Ignoring the error can be damaging eventually, so one has to understand that errors can occur, be patient, cautious, and exercise your rights when necessary.
Is Weltman Weinberg, & Reis a Scam?
According to the Better Business Bureau website, Weltman, Weinberg & Reis has been in business for 89 years. There have been 53 complaints filed against WWR with the BBB by dissatisfied consumers. Read more about it here: Weltman, Weinberg, & Reis Better Business Bureau
Additional information about Weltman, Weinberg, & Reis, Co.
weltman weinberg reis is one of the oldest certified third-party collection agencies. weltman weinberg reese collects delinquent debts on behalf of original lenders.
If you are getting calls from a weltman weinberg & reis phone number, then it means that weltman weinberg & reis co has either bought your debt or been hired to pursue it. weltman weinberg & reis debt collection is a process that not many consumers like to be in, and there have been several weltman weinberg and reis complaints filed with the BBB.
If you are getting harassed during your contact with a weltman weinburg reis representative, contact the CFPB or a certified consumer rights attorney to ensure the protection of your rights. weltman weinber has been in business for 89 years.
Weltman, Weinberg, & Reis Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
888-624-0603, 866-935-8626, 216, 739-5227, 800-884-4128, 216-685-1000, 800-837-0603, (888) 624-0603, (866)935-8626, (216) 739-5227, (800) 884-4128, (216) 685-1000, (800) 837-0603, 8886240603, 8669358626, 2167395227, 8008844128, 2166851000, 8008370603
If the answer is yes, then you are receiving calls from a known WWR number. You may be a victim of WWR phone harassment. Call us now on 877-700-5790 for immediate assistance.
The following is a sample list of complaints filed against Weltman, Weinberg, & Reis in the past year and can be found on Pacer.org.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Weltman, Weinberg & Reis. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
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