Weltman Weinberg, & Reis phone harassment
Is Weltman, Weinberg & Reis harassing you with calls?
The first time you get a call from weltman weinberg reis, you will likely not know what to do. Most times, calls from debt collectors are very unexpected and could throw you off balance.
Getting a call from weltman weinberg does not automatically mean that you owe. They could be calling to get the number of a close friend or family member from you. Even when they call to talk to you about your own debt, it does not mean you should immediately pay them. The debt may not actually be yours because mix-ups happen all the time. Also, the debt may have passed the statute of limitations, meaning that you can no longer get sued over it.
When a debt collector calls you, do not become intimidated and succumb to what they say. Keep your emotions under control and speak logically to them. The knowledge of your rights under the FDCPA will help you feel confident in your communication with a debt collector.
The FDCPA protects you from harassment that debt collectors may bring. If you are getting threats from debt collectors such as Weinberg & reis co, they are violating the FDCPA. You have the right to report them and get awarded up to $1,000 in statutory damages.
How to deal with Debt Collectors
Debt collectors are not some mystical beings that you can not approach. When waltman Weinberg and Reese contacts you, as much as you may feel overwhelmed, alone and helpless, you must recognize the fact that you still have rights, and just because you owe does not mean you should be subjected to torture.
However, not knowing what to do in the face of a debt collector may lead to you making costly mistakes that may spell doom for your finances.
A few helpful tips for dealing with debt collectors include:
- Always sound confident: Cowering in fear will do you no good. Once a debt collector perceives that you are afraid, you have given them power over you and they may try to intimidate you.
- Be aware of your rights: You have rights and when they are violated, you can take action. Federal laws like the FDCPA and TCPA protect you from harassment from debt collectors. Being aware of these rights gives you an edge.
- Never admit that you owe a debt: Doing this can implicate you by “resurrecting” dead or zombie debts. Even if you think the debt collector is right about your debt, do not admit it to them.
- Avoid disclosing personal information: Don’t give a debt collector any financial information that you wouldn’t give to a stranger.
- Do not react in anger: Always be calm and in charge of your emotions.
- Keep records of your conversations: File documents that you receive from Waltman Weinberg and Reese, record your phone calls with them and save their mails. You may need it if a court case arises.
- Don’t ignore debt collectors or their lawsuits: Ignoring debt collectors is a bad idea because it doesn’t make your debts go away and it hurts your credit score. Ignoring a lawsuit from Weinberg & reis also spells doom because that gives them an automatic judgment against you and this can lead to wage garnishment.
- Negotiate: Negotiating with a debt collector is a good option if you are not financially buoyant enough to pay everything you owe.
- Write down your agreement: Every agreement you make with a debt collector should be put down in writing.
Who is Weltman, Weinberg, & Reis?
Weltman Weinberg, & Reis, Co. LPA, commonly referred to as WWR, is a third-party debt collector based in Cleveland, Ohio with offices in Michigan, Pennsylvania, Illinois, and Florida. WWR has been sued in Federal Court over 1,800 times. In April of 2017, the Federal Government filed a lawsuit against WWR for several illegal collection tactics. That lawsuit alleged that one of the illegal collection tactics that WWR was using was failing to implying that attorneys were actively working on cases to scare consumers into making payments. In reality, no attorney had reviewed or looked at the consumer’s file.
Address: PO Box 93784
Cleveland, OH 44101-5784
Phone: (888) 624-2335 & 8008370603
What to Do When Debt Collectors Come For You for a Debt That Isn’t Yours
It can be annoying getting harassed with telephone calls and letters in the mail from a debt collection company when you have no recollection of owing the debt. No, you didn’t forget about the debt, you have no recollection because you are sure you don’t owe that debt. It could be a case of mistaken identity or a mistake made when entering the data of the debtor, but you are certain you don’t owe the debt. However, this won’t stop the harassment by the debt collector that serves as a constant reminder that you are being disturbed for a debt you do not owe.
The case of mistaken identity by debt collectors can happen to anyone. However, it is not wise to ignore such an error, because that can be damaging to your credit score eventually. it is advisable to take necessary steps to settle the matter and extract yourself from such debt.
Some steps to take when Debt Collectors Come For You for a Debt That Isn’t Yours are outlined below:
- Pick up the calls of the debt collection agency to clarify the mix-up that must have occurred. It is usually advisable to be polite and be as patient as possible until the error is clarified. Explain adequately why you believe you are not the individual that owes the debt, be clear, and help them rectify the error patiently to prevent the issue from escalating to a possible court case. It is better to be agreeable and cooperative.
- Request for details of the debt collector and the debt collection agency involved to ensure it is not a scammer trying to deprive you of your hard-earned money. Request for the telephone number and address of the debt collection agency to ascertain their legitimacy. Until you are sure the debt collection agency is legitimate, do not provide them with any personal information or correct any wrong details of yours that they might possess.
- After confirming legitimacy, It is advisable that you send a letter to the debt collection agency requesting a validation notice for the debt. The debt collector is required to send a validation notice to the debtor within 5 days after making contact. This validation notice usually contains the information and details, such as the amount of the debt owed, including the details of the creditor. After receiving the validation notice, and you are assured you have nothing to do with the debt, you can now respond to it by letter informing them of the discrepancy in the information of the debtor and yourself. The validation notice should contain the debtor’s address or credit card details that will not match your details. This can be used as evidence to disprove the debt.
- It is advisable that you go through your credit report carefully and check your credit score to ensure the details of the mistaken debt does not end up on your credit report. This can pose a problem for you later in getting loans because having a debt can reduce your credit score even though it is a case of mistaken identity.
- Do not be intimidated or threatened to pay a debt you do not owe. Paying up the debt shows that you agree to be the debtor and the effect of this can cause a problem to your credit score. You should not be forced to pay a debt you do not owe, you can, however, have a conversation with your legal representative or financial advisor to know how to proceed with the harassment by debt collectors.
- If the debt collector however refuses to listen to reason and continuously harasses you for the debt you do not owe, you can take legal action against the debt collector. The FDCPA is a federal law that protects debtors or clients against harassment from debt collectors, therefore, report to appropriate law enforcement authority. Any action that counts as harassment is illegal and can be a basis for a lawsuit if evidence of harassment can be provided.
A debt collector’s duty is to collect debts from debtors. Unfortunately, due to certain errors or mistakes, a wrong person might get contacted for a debt they do now owe, and that person might be you. It is advisable to be cautious and take the necessary steps to prevent being forced to pay a debt not owed. Ignoring the error can be damaging eventually, so one has to understand that errors can occur, be patient, cautious, and exercise your rights when necessary.
Is Weltman Weinberg, & Reis a Scam?
According to the Better Business Bureau website, Weltman, Weinberg & Reis has been in business for 89 years. There have been 53 complaints filed against WWR with the BBB by dissatisfied consumers. Read more about it here: Weltman, Weinberg, & Reis Better Business Bureau
Additional information about Weltman, Weinberg, & Reis, Co.
weltman weinberg reis is one of the oldest certified third-party collection agencies. weltman weinberg reese collects delinquent debts on behalf of original lenders.
If you are getting calls from a weltman weinberg & reis phone number, then it means that weltman weinberg & reis co has either bought your debt or been hired to pursue it. weltman weinberg & reis debt collection is a process that not many consumers like to be in, and there have been several weltman weinberg and reis complaints filed with the BBB.
If you are getting harassed during your contact with a weltman weinburg reis representative, contact the CFPB or a certified consumer rights attorney to ensure the protection of your rights. weltman weinber has been in business for 89 years.
Weltman, Weinberg, & Reis Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
888-624-0603, 866-935-8626, 216, 739-5227, 800-884-4128, 216-685-1000, 800-837-0603, (888) 624-0603, (866)935-8626, (216) 739-5227, (800) 884-4128, (216) 685-1000, (800) 837-0603, 8886240603, 8669358626, 2167395227, 8008844128, 2166851000, 8008370603
If the answer is yes, then you are receiving calls from a known WWR number. You may be a victim of WWR phone harassment. Call us now on 877-700-5790 for immediate assistance.
The following is a sample list of complaints filed against Weltman, Weinberg, & Reis in the past year and can be found on Pacer.org.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Weltman, Weinberg & Reis. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
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