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Stop Universal Recovery Corporation Phone Harassment!

Is Universal Recovery Corporation harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop Universal Recovery Corporation phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Universal Recovery Corporation a scam?

According to the Better Business Bureau website, Universal Recovery Corporation has been in business since 1993. There have been 17 complaints closed in the last 3 years and 3 complaints closed out in the last 12 months.

Universal Recovery Corporation Better Business Bureau 


What is Universal Recovery Corporation?

Universal Recovery Corporation brings you over 60 years of combined experience in field of collections. No Collection, No Charge . Provided debt recovery services and legal support services.

Address: 2880 Sunrise Blvd # 138
Rancho Cordova, CA 95742-6103
Phone: (916) 631-8191
Fax: (916) 631-4268


Universal Recovery Corporation Phone Harassment Examples

If Universal Recovery Corporation engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed


Known Universal Recovery Corporation Collection Call Numbers

Are you receiving any harassing phone calls from any of the following numbers?

(916) 631-8191 (800) 817-4377

If the answer is yes, then you are receiving calls from a known Universal Recovery Corporation number. You may be a victim of Universal Recovery Corporation phone harassment.  The list above is not all the numbers that Universal Recovery Corporation uses. The calls can be from a different number and it still be Universal Recovery Corporation calling you.  Contact our office right away so we can start the process to stop Universal Recovery Corporation from calling you illegally. Above all, no one should live with harassment!


Common Questions:

Is Universal Recovery Corporation a scam? No, Universal Recovery Corporation has been in business since 1993.

Can Universal Recovery Corporation seize my property? Universal Recovery Corporation can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Universal Recovery Corporation sue me? Yes, Universal Recovery Corporation can sue you so long as the debt is within the statute of limitations.

Can Universal Recovery Corporation report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Universal Recovery Corporation arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Universal Recovery Corporation and can be found on

1:20-cv-00248-DAD-SAB Ronquillo v. Universal Recovery Corporation

3:17-cv-03645-JD Cebuano v. Universal Recovery Corporation

2:16-cv-08785-SVW-PJW Sarah Perdue v. Universal Recovery Corporation

8:16-cv-01288-JLS-JCG Jennifer Camarena v. Universal Recovery Corporation

5:16-cv-00130-AB-KK Robert Wesley v. Universal Recovery Corporation et al



Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Universal Recovery Corporation harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Universal Recovery Corporation, call us at (877)700-5790 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out a links below for more information:

California Attorney General 

Consumer Financial Protection Bureau