If you are getting calls, letters, or voicemails from The Law Offices of Mitchell D. Bluhm & Associates, the safest first move is usually to slow the process down, demand written details, and compare them to your own records before you discuss payment or share sensitive information.
This guide is designed for consumers dealing with The Law Offices of Mitchell D Bluhm Harassment concerns. It explains what the firm says it does, why you may be contacted, how to request proof, and what to do if the messages mention a lawsuit. It also includes practical steps to reduce contact, build an evidence file, and get help if you believe the communications could potentially cross the line.
You may also see the business listed as The Law Offices of Mitchell D. Bluhm & Associates LLC, which is one reason it helps to rely on the name and address printed on your notice and then cross-check details using public listings and the firm’s own disclosures.
Table of Contents
- Who is the company
- Why this debt collection may be contacting you
- What to do if they are calling you
- What they say they do
- Contact information
- What harassment can look like
- When contact could potentially cross the line
- What to do if they mention legal action
- What to do if the account is legitimate
- Your rights under federal law
- How to reduce calls, messages, and confusion
- Reviews and where complaints show up
- Get help
- Success stories
- Conclusion
- FAQs
Who is The Law Offices of Mitchell D. Bluhm & Associates
The Law Offices of Mitchell D. Bluhm & Associates is a law office that publicly states its communications are from a debt collector and that it works with medical accounts, including situations where patients may be confused about balances, billing, or insurance.
Public business profiles also describe the entity as operating as a limited liability company and list alternate names that may appear on communications, including “MBA Law” and “The Law Office of Mitchell D. Bluhm & Associates.”
What this means for you
A collection letter or call does not automatically prove you owe a debt, that the amount is correct, or that the right person is being contacted. Your best leverage comes from turning the situation into a checklist:
- Identify the current creditor and, if different, the original creditor
- Confirm the amount claimed and whether fees or interest are included
- Verify key dates that affect whether the claim is timely and accurate
- Keep everything you receive in one place so you can compare documents later
If you believe the contact is a mistake, a wrong-person match, or a billing mix-up, written verification is the safest way to clarify what is happening.
Why The Law Offices of Mitchell D. Bluhm & Associates may be contacting you
The Law Offices of Mitchell D. Bluhm & Associates may contact you because a healthcare provider, medical billing company, or another entity claims you owe a balance and has placed the account for collection efforts.
That contact may occur for several reasons, and your response should depend on which one fits your situation.
The account may relate to a medical bill or billing dispute
The firm’s public messaging describes medical debt collection work and notes that some patients believe insurance should have covered a balance or that they did not understand the bill.
The contact could be wrong-person or wrong-number
If you do not recognize the provider or the amount, that could indicate identity confusion, a recycled phone number, or a record mismatch. A clear written dispute can help put that concern on the record.
The balance may have changed due to transfers or adjustments
Medical accounts can be complicated by late insurance processing, provider adjustments, or changes in who owns the account. If you believe the numbers do not make sense, ask for an itemized breakdown and key dates so you can compare against your explanation of benefits (EOBs) and statements.
You may be contacted after earlier communications were missed
Some consumers do not receive a prior notice due to address changes. If you think that could have happened, request that the firm send the full details in writing to the address you provide.
What to do if The Law Offices of Mitchell D. Bluhm & Associates is calling you
If The Law Offices of Mitchell D. Bluhm & Associates is calling you, a proof-first workflow reduces the risk of misunderstandings and gives you better control over the next step.
Step 1: Let unknown numbers go to voicemail
Save the voicemail audio and take a screenshot of the call log. If you later need to show frequency, timing, or tone, your call log is often stronger than memory.
Step 2: Use one sentence on the phone
Say: “Please send me the details in writing.”
Then stop talking. Short calls reduce the chance you accidentally confirm details that turn out to be wrong.
Step 3: Avoid sharing sensitive information until the paperwork matches
If you believe the contact is legitimate, you can ask for:
- The current creditor name
- The amount claimed
- The mailing address for disputes
- A reference or file number
Do not share bank account numbers, debit card numbers, full Social Security numbers, or employer details until you have written documentation you can verify.
Step 4: Start an evidence log
Create a simple note with:
- Date and time
- Phone number used
- Caller name and department
- Any reference number
- A one-line summary of what was said
Step 5: Move the account into writing
A written trail makes it easier to:
- Dispute a wrong-person issue
- Ask for itemization
- Confirm the provider and service date
- Reduce confusion if calls continue
Debt validation is the process where a consumer requests key details and verification information about an alleged debt.
The FDCPA validation framework is commonly associated with 15 U.S. Code § 1692c.
What to request in writing
Debt collection pressure becomes manageable when you turn it into a checklist. Ask for:
- The current creditor and, if different, the original creditor
- The amount claimed and an itemized breakdown of charges, interest, and fees
- Key dates (service date, placement date, and last payment date if available)
- Dispute instructions and the address for sending a written dispute
- The name of the provider and the account reference number tied to the claim
If the firm cannot provide clear written details, it may be safer to pause rather than pay just to stop contact.
What The Law Offices of Mitchell D. Bluhm & Associates says they do
The Law Offices of Mitchell D. Bluhm & Associates describes its work in connection with collecting medical debt and helping recipients understand why they received a letter and what repayment options may be available.
The firm’s public disclosures also include statements such as:
- Communications are from a debt collector
- Calls may be monitored or recorded
- Hours of operation are listed (Central time)
Those disclosures can be useful for consumers because they help confirm you are dealing with an organization that is presenting itself as a debt collector, not a random caller. Still, written verification remains the safest identity check, especially if you believe a scammer could be impersonating a real business.
The Law Offices of Mitchell D. Bluhm & Associates Contact information
Use the address and phone number printed on your notice first. If you need to cross-check, the firm’s website and public business profiles list contact details that may help you confirm whether your letter appears consistent with publicly listed information.
The Law Offices of Mitchell D Bluhm Phone Number
The Law Offices of Mitchell D Bluhm Phone Number may vary depending on which department is contacting you and what is printed on your notice. The firm’s website lists one phone number and address for consumer contact.
The Law Offices of Mitchell D Bluhm Address
The Law Offices of Mitchell D Bluhm Address may also appear with minor formatting differences across sources (for example, with or without “Suite 103” and with different ZIP formatting). Cross-checking can help you avoid sending disputes or payments to the wrong place.
Publicly listed contact details (cross-check reference)
| Category | Details |
| Business name used online | The Law Offices of Mitchell D. Bluhm and Associates |
| Legal entity on some public profiles | The Law Offices of Mitchell D. Bluhm & Associates LLC |
| Website-listed address | 1313 North Travis, Sherman, Texas 75090 |
| BBB-listed address | 1313 North Travis Street, Suite 103, Sherman, TX 75092 |
| Website-listed phone | 833-978-0402 |
| BBB-listed main phone | (866) 945-8627 |
| BBB-listed additional phones (examples) | (903) 892-7400; (903) 813-3800; (888) 887-6755; (866) 412-3222 |
| Fax (BBB listing) | (903) 893-4157 |
| Hours (website disclosure) | 8 am to 5 pm (CST), Monday through Friday |
Important: collectors and law offices may use multiple outbound numbers, and scammers can spoof real numbers. Written verification is still the safest way to confirm identity.
What The Law Offices of Mitchell D. Bluhm & Associates harassment can look like
Harassment is usually about patterns, not one call. If you believe contact feels excessive, misleading, or designed to rush you without documentation, your records are what matter.
The Law Offices of Mitchell D Bluhm Harassment
The Law Offices of Mitchell D Bluhm Harassment concerns often come down to repeat contact and pressure tactics that you can document with call logs, voicemails, and letters.
Examples that could indicate a problem, depending on the facts:
- Repeated calls about the same alleged debt in a short period
- Calls that continue after you request mail-only communication
- Statements that imply immediate legal consequences without providing case details
- Contact aimed at the wrong person that continues after you dispute the account
- Requests for sensitive information before providing written details
Regulation F and the “7-in-7” call frequency presumption
Federal Regulation F includes call-frequency presumptions tied to a specific debt. For example, it describes a presumption related to calling more than seven times within seven consecutive days about a particular debt, and another presumption related to calling within seven days after a telephone conversation about that debt.
If your call log shows that kind of pattern, save it. Frequency and timing are measurable.
When The Law Offices of Mitchell D. Bluhm & Associates contact could potentially cross the line
Only a court or regulator can determine whether conduct is unlawful. Still, if you believe the The Law Offices of Mitchell D. Bluhm & Associates contact includes misleading statements, improper threats, or repeated calls designed to harass, it could potentially raise issues under federal consumer protection laws.
Here are practical red flags to document:
Threat language without verifiable case details
If someone says “lawsuit” but cannot provide the court, the plaintiff, and a case number, that could indicate pressure rather than a real filing.
Requests for payment before sending paperwork
If you believe the caller is pushing same-day payment without providing written details, pause and request mail-only communication.
Continued contact after a clear written request
If you send a written request that communications stop and calls continue, the facts and timing could matter. Keep a copy of what you sent and any delivery proof.
Ignoring a written dispute
If you dispute the debt in writing and request validation, it may change what the collector is allowed to do next. Keep copies and track dates.
What to do if The Law Offices of Mitchell D. Bluhm & Associates mention legal action
If The Law Offices of Mitchell D. Bluhm & Associates mentions lawsuit, judgment, or garnishment, treat it as a reason to slow down and demand specifics.
What to do right away
- Ask for the court name, case number, and the plaintiff (the party suing)
- Request that they send the information in writing
- Watch for real court papers delivered through official channels
A voicemail is not proof of a lawsuit. Court documents are.
Respond to real court documents by the deadline
If you receive a summons or complaint, note the response deadline. Ignoring service paperwork can sometimes lead to a default judgment, depending on your state’s rules.
A real-world example of litigation mentioning the firm
There are federal court filings that reference The Law Offices of Mitchell D. Bluhm & Associates LLC in connection with attempted medical debt collection, including discussion of letters, validation disputes, and FDCPA timing issues. A lawsuit is not proof your situation is unlawful, but it is a reminder that documentation and careful written communication matter.
What to do if The Law Offices of Mitchell D. Bluhm & Associates account is legitimate
If the notice matches your records and you decide the debt is legitimate, treat payment as a controlled process.
Get the terms in writing first
Before you pay, ask for a written statement showing:
- The payoff or settlement amount
- The due date(s)
- How the payment will be applied
- Whether any interest or fees will be added
Use verified payment instructions
Use official instructions from your written notice or a verified portal. Avoid paying through text links you did not request.
Keep proof in one folder
Save:
- Receipts and confirmation numbers
- Any settlement letter
- Screenshots of payment confirmations
- Copies of letters and envelopes
If the account appears on your credit report
If you see the account listed and you believe the reporting is inaccurate, treat it as a documentation issue first. Save screenshots before and after disputes, and keep copies of everything you submit.
Your rights under federal law Against The Law Offices of Mitchell D. Bluhm & Associates
If you believe contact is excessive or misleading, several federal tools may be relevant. The right one depends on the facts.
Debt validation and dispute rights
The Fair Debt Collection Practices Act (FDCPA) requires certain validation information and provides a framework for disputing an alleged debt in writing. This is commonly associated with 15 U.S. Code § 1692c.
Cease communication requests (mail-only or stop contact)
If you notify a debt collector in writing that you refuse to pay or want them to stop contacting you, the collector generally must stop communications except for limited permitted notices. This concept is commonly associated with 15 U.S. Code § 1692c.
Call-frequency presumptions under Regulation F
Regulation F includes measurable call-frequency presumptions tied to a particular debt, which can help you document patterns.
Remember: the legality of a specific situation can be fact-dependent. The safest approach is evidence-first: keep records, request details in writing, and avoid rushed payments.
How to reduce calls, messages, and confusion
If you want to reduce contact quickly, your plan should create a paper trail and limit phone conversations.
1) Move everything into writing
Use one sentence on the phone: “Please send me the details in writing.”
Then end the call.
2) Send a written validation or dispute request
Ask for the creditor name, the amount breakdown, key dates, and dispute instructions. Keep a copy of what you send.
3) If the volume is overwhelming, consider a cease-communication request
If you believe The Law Offices of Mitchell D Bluhm Harassment is continuing despite your request for written details, a written cease letter may reduce contact. Keep a copy and delivery proof.
4) Build an evidence file
Create one folder (paper or digital) and save:
- Call logs and voicemail files
- Letters and envelopes
- Copies of your dispute or validation request
- Any responses
- Payment receipts and settlement letters, if you pay
Documentation is often what separates a stressful experience from a manageable process.
Reviews and where complaints show up
Public reviews can show recurring themes, but they are still allegations and opinions. Use them as a signal to document carefully, not as proof.
The Law Offices of Mitchell D Bluhm Complaints
The Law Offices of Mitchell D Bluhm Complaints research often starts with public business profiles that include complaint counts, review narratives, and business responses.
For example, the BBB profile lists a “B” rating and states “353 complaint(s) filed against business” as a rating reason. Treat that as a data point, then focus on what you can prove in your own case using letters, call logs, and written verification.
Where consumers may also look:
- State bar or state licensing references listed on public profiles
- Court dockets for verified filings
- Consumer review platforms
If you see reviews claiming “scam” or “wrong bill,” treat those as allegations and return to a documentation-first approach: request itemization, compare to EOBs, and dispute in writing if you believe the balance is wrong.
Get help with The Law Offices of Mitchell D. Bluhm & Associates Harassment
If you believe contact may violate federal consumer protection rules, or if you are unsure how to respond to legal threats, a consumer-focused law firm can help you evaluate options based on the facts.
If you believe The Law Offices of Mitchell D Bluhm Harassment has crossed the line, Consumer Rights Law Firm PLLC can review your call logs, letters, and documentation, help you plan written communications, and explain whether the facts could potentially support claims under the FDCPA, Fair Credit Reporting Act (FCRA), or TCPA.
Consumer Rights Law Firm PLLC
| Detail | Information |
| Law Firm | Consumer Rights Law Firm PLLC |
| Address | 133 Main Street, Second Floor, North Andover, MA 01845 |
| Phone | +1 877-700-5790 |
| help@consumerlawfirmcenter.com |
If you want help drafting a dispute or cease-contact request and organizing evidence, call +1 877-700-5790 to discuss options with Consumer Rights Law Firm PLLC.
Success stories
Conclusion
Dealing with The Law Offices of Mitchell D. Bluhm & Associates can feel urgent, especially if the contact is frequent or the messages sound threatening. The safest approach is usually evidence-first: move the matter into writing, request validation details, document call patterns, and respond to real court paperwork on time.
If you believe the debt is wrong, dispute it in writing and ask for itemization. If you believe the contact is excessive or misleading, keep records and consider speaking with Consumer Rights Law Firm PLLC at +1 877-700-5790.
FAQs About The Law Offices of Mitchell D. Bluhm & Associates
What should I do first if I get a call or letter from The Law Offices of Mitchell D. Bluhm & Associates?
Start with proof-first steps: request details in writing, save call logs and voicemails, and avoid sharing bank details. If you believe the debt is wrong, dispute it in writing and keep copies.
What is The Law Offices of Mitchell D Bluhm Phone Number?
The published phone may vary by notice. One publicly listed number is 833-978-0402, and BBB lists (866) 945-8627 plus other numbers. Use the number on your letter first, then cross-check before paying.
How do I verify the Law Offices of Mitchell D. Bluhm & Associates debt real?
Ask for the current creditor, original creditor, amount breakdown, and key dates in writing. Compare your EOBs, statements, and credit report entries. If you believe it is inaccurate, dispute it in writing.
Can The Law Offices of Mitchell D. Bluhm & Associates keep calling me every day?
Call frequency rules can be fact-specific. Regulation F includes presumptions tied to call volume about one debt. Save call logs and voicemails so you can document patterns and decide whether to send a written cease request.
What if I already paid the provider?
Request a written account history and proof of balance. Compare payment receipts and dates. If you believe the collector is pursuing a paid account, dispute in writing and include copies of proof.
What if The Law Offices of Mitchell D. Bluhm & Associates mention a lawsuit?
Treat it as a reason to slow down. Ask for the court, case number, and plaintiff, and request the details in writing. A voicemail is not proof. If you receive court papers, do not miss deadlines.
Is The Law Offices of Mitchell D. Bluhm & Associates LLC the same business?
Public profiles list the entity as an LLC and show alternate names such as “MBA Law.” If you see different naming, use the details printed on your notice and cross-check against public listings before responding.
How can I reduce The Law Offices of Mitchell D. Bluhm & Associates calls fast?
Let unknown numbers go to voicemail, request written details, and send a written dispute or validation request. If calls continue and you believe the volume is excessive, consider a written cease-communication request and keep delivery proof.
Where can The Law Offices of Mitchell D Bluhm Complaints appear?
You may see consumer complaints on BBB and other public platforms. Treat them as allegations and focus on your evidence: letters, envelopes, call logs, and written verification responses.
When should I contact a consumer rights attorney?
If you believe the contact could potentially violate Fair Debt Collection Practices Act (FDCPA) or Regulation F rules, if you get confusing threats, or if you need help drafting written disputes, a consumer rights lawyer can review documents and explain options based on the facts.
