Stop Stanislaus Credit Control Phone Harassment!
Is Stanislaus Credit Control harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop their phone harassment. If a collection agency violates the FDCPA, which is one of the federal laws that protect consumers from harassment, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they collect debts and are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Stanislaus Credit Control a scam?
According to the Better Business Bureau website, they have been in business since 1961, which is the company’s founding date and demonstrates their long-standing history and credibility. The BBB opened its file on Stanislaus Credit Control Service in 2003, further establishing its regulatory history. The BBB profile page provides information about the company’s reputation, including patterns of consumer complaints and how the company responds to them. There have been 30 complaints closed in the last 3 years and 1 complaint closed out in the last 12 months.
Buzzfile lists Stanislaus Credit Control Service’s founding date as 1961, with an estimated staff size of 35 employees. Buzzfile also estimates SCCS’s annual revenue at approximately $3.7 million, highlighting its credibility and operational scale. Stanislaus Credit Control is legit, as it is a licensed and recognized debt collection agency with public records confirming its legal authority to collect debts.
Stanislaus Credit Control
What is Stanislaus Credit Control?
Since 1955, they have been an innovative leader in the collection industry, providing comprehensive debt collection services throughout Northern California. As a full service collections office, their experienced collections staff implement several different strategies to maximize recovery, including collection efforts such as letter services, collection calls, and legal actions. The collections staff specialize in industries like healthcare accounts and returned checks, ensuring targeted and compliant recovery solutions. Their proprietary NSF check recovery program and direct assignment strategy for difficult accounts further enhance their ability to recover delinquent debts.
Address: 914 14th St Modesto, CA 95354-1011 Phone: (209) 523-1813 Fax: (209) 524-4107
Stanislaus Credit Control Phone Harassment Examples
If they engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known Stanislaus Credit Control Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(209) 523-1813 (800) 838-7227
If the answer is yes, then you are receiving calls from a known Stanislaus Credit Control number. You may be a victim of Stanislaus Credit Control phone harassment. The list above is not all the numbers that Stanislaus Credit Control uses. The calls can be from a different number and it still be calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
How Stanislaus Credit Control Harassment Affects Your Credit Report
When Stanislaus Credit Control Service—a debt collection agency—contacts you about outstanding debts, their actions can have a significant impact on your credit report. As a third-party collection agency, Stanislaus Credit Control often works on behalf of creditors to collect delinquent healthcare accounts and other debts. If they report a collection account to the credit bureaus, it can lower your credit score and remain on your credit report for up to seven years, making it harder to qualify for loans, credit cards, or even housing.
The Fair Credit Reporting Act (FCRA) is a federal law that regulates how credit bureaus handle the information reported by collection agencies. If Stanislaus Credit Control Service provides inaccurate or incomplete information about your debts, it can unfairly damage your credit. That’s why it’s crucial to regularly review your credit report for any errors or collection accounts that don’t belong to you. If you spot a mistake, you have the right to dispute it with the credit bureaus and request that they remove Stanislaus Credit Control from your credit report if the information is found to be incorrect.
In addition, the Fair Debt Collection Practices Act (FDCPA) protects consumers from debt harassment, including unwanted calls, abusive language, and other unfair collection tactics. If you’re experiencing harassment from Stanislaus Credit Control, you can send a cease and desist letter to stop the calls and give yourself time to address any issues on your credit report. In some cases, you may be entitled to attorney fees if you need to take legal action against the collection agency for violating your rights.
If you’re trying to remove collection accounts from your credit report, you might consider sending a goodwill letter to Stanislaus Credit Control, asking them to remove the negative entry—especially if you’ve already paid the debt. While not all collection agencies accept goodwill letters, it’s worth trying, and a law firm experienced in debt collection cases can help you navigate this process.
When interacting with collection agencies online, be mindful of your privacy and cookie choices. Essential cookies and optional cookies are often used to provide features and improve your experience, but always prioritize your financial security and the accuracy of your credit information.
Remember, you have the right to request verification of any debt a collection agency claims you owe. If Stanislaus Credit Control is legit, they will provide documentation to support their claim. Don’t let debt harassment or inaccurate reporting control your financial future—take action to protect your credit, dispute errors, and, if necessary, seek professional help to remove Stanislaus Credit Control from your credit report. Your financial well-being is worth fighting for.
Common Questions:
Is their a scam? No, They have been in business since 1961.
Can they seize my property? They can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the creditor or collection agency has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. Debt collection agencies may also pursue legal actions such as wage garnishment if allowed by law.
Can they sue me? Yes, either the original creditor or the collection agency can sue you so long as the debt is within the statute of limitations. Legal actions are typically a last resort, but both creditors and debt collection agencies have the right to pursue debts owed through the court system.
Can they report my debt to the collections bureaus? Yes, debts owed can be reported to the credit bureaus by the creditor or collection agency. Debt collectors are allowed to place the collection account on your credit report. Sometimes, inaccurate information may appear on your credit report, and you have the right to dispute it under the Fair Credit Reporting Act (FCRA). Removing Stanislaus Credit Control from your credit report, especially if the account is inaccurate or fraudulent, can help improve your credit score.
Can they arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Should I pay the debt? Paying the debt may stop collection efforts and could improve your credit report, especially if you negotiate a pay for delete agreement with the collection agency. However, always ensure the debt is valid and the information is accurate before making a payment.
How do I remove Stanislaus Credit Control from my credit report? Removing Stanislaus Credit Control from your credit report involves disputing inaccurate information with the credit bureaus and requesting verification of the debt. If the account is found to be inaccurate or unverifiable, it can be removed, which may improve your credit score.
Will Stanislaus Credit Control sue or garnish my wages? While it is possible for Stanislaus Credit Control or the original creditor to sue you for debts owed, lawsuits and wage garnishments are generally rare and considered last-resort measures. There are legal limits and exemptions regarding wage garnishment, and you have rights under the law.
What should I do if I am being harassed by a debt collection agency? If you are facing harassment or legal issues with debt collection agencies, Lemberg Law is a resource that can help. They offer free legal services and advocate for consumers to stop abusive collection tactics and protect your rights.
The following is a sample list of complaints filed against Stanislaus Credit Control and can be found on Pacer.org.
2:18-cv-15832-KM-SCM RODRIGUEZ v. STANISLAUS CREDIT CONTROL SERVICE, INC. et al
1:18-cv-01107-ELR Kates v. Stanislaus Credit Control Service, Inc.
1:18-cv-01569 Mariscal, Sr. v. Stanislaus Credit Control Services, Inc. et al
1:17-cv-09112 Moran, Sr. v. Stanislaus Credit Control Services, Inc.
1:17-cv-01515-LJO-SAB Chavez v. Stanislaus Credit Control Service, Inc.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Stanislaus Credit Control, call us at
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/continental-credit-control-phone-harassment/
https://consumerlawfirmcenter.com/direcmanagement-phone-harassment/
https://consumerlawfirmcenter.com/stop-merchants-adjustment-service-phone-harassment/
