Stop Stanislaus Credit Control Calls Harassment!
Is Stanislaus Credit Control harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop their phone harassment. If a collection agency violates the FDCPA, which is one of the federal laws that protect consumers from harassment, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they collect debts and are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court.
What is Stanislaus Credit Control Service?
Founded in 1961, Stanislaus Credit Control Service (SCCS) is a licensed debt collection agency operating in Modesto, California. They specialize in recovering delinquent accounts, particularly healthcare debts and returned checks, using strategies like:
Collection calls and letters
Legal action when necessary
Proprietary NSF check recovery programs
Direct assignment strategies for difficult accounts
Contact Information:
| Detail | Information |
|---|---|
| Address | 914 14th St, Modesto, CA 95354-1011 |
| Phone | (209) 523-1813 |
| Fax | (209) 524-4107 |
| Alternate Numbers | (800) 838-7227 |
Alternate Business Names: SCCS, Stanislaus Credit Control Service, Inc.
Stanislaus Credit Control Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- (209) 523-1813
- (800) 838-7227
Is Stanislaus Credit Control a Scam?
According to the Better Business Bureau website, they have been in business since 1961, which is the company’s founding date and demonstrates their long-standing history and credibility. The BBB opened its file on Stanislaus Credit Control Service in 2003, further establishing its regulatory history. The BBB profile page provides information about the company’s reputation, including patterns of consumer complaints and how the company responds to them. There have been 30 complaints closed in the last 3 years and 1 complaint closed out in the last 12 months.
Buzzfile lists Stanislaus Credit Control Service’s founding date as 1961, with an estimated staff size of 35 employees. Buzzfile also estimates SCCS’s annual revenue at approximately $3.7 million, highlighting its credibility and operational scale. Stanislaus Credit Control is legit, as it is a licensed and recognized debt collection agency with public records confirming its legal authority to collect debts.
How SCCS May Harass Consumers
| SCCS Harassment Tactic | Why It’s Illegal / Violates FDCPA |
|---|---|
| Using profanity or abusive language when contacting consumers | Debt collectors cannot use abusive, obscene, or threatening language to collect a debt (15 U.S.C. § 1692d(2)). |
| Calling before 8:00 a.m. or after 9:00 p.m. | Harassing or inconvenient times are prohibited unless consumer agrees (15 U.S.C. § 1692c(a)(1)). |
| Calling repeatedly or continuously to annoy | Repeated calls with intent to harass are illegal (15 U.S.C. § 1692d(5)). |
| Contacting your workplace or third parties about your debt | Sharing debt information with employers, family, or neighbors is prohibited (15 U.S.C. § 1692c(b)). |
| Threatening legal action, arrest, or wage garnishment they cannot legally take | False threats of lawsuits or legal action are prohibited (15 U.S.C. § 1692e(5), § 1692e(10)). |
| Misrepresenting the amount owed or the creditor | Collectors cannot provide false or misleading information (15 U.S.C. § 1692e). |
| Failing to notify you of your right to dispute the debt | Consumers must be informed of their right to dispute or request verification (15 U.S.C. § 1692g(a)). |
| Attempting to collect more than legally owed | Collecting excess fees or interest is illegal (15 U.S.C. § 1692f(1)). |
Stanislaus Credit Control Reported Cases
| Court | Case # | Creditor Name | Debtor Name | Amount | Notes / Explanation |
|---|---|---|---|---|---|
| CAEB | 89-92728 | Stanislaus Credit Control Service | Gonzales | $51.19 | Small claims case, likely for unpaid account or minor debt. |
| CAEB | 09-91075 | Stanislaus Credit Control Service Inc | Joey Anthony Rodriguez | $45.23 | Minor debt collection case filed by SCCS. |
| CAEB | 89-92728 | Stanislaus Credit Control Service | Gonzales | $144.00 | Possibly a separate claim or additional charges related to previous debt. |
Impact on Your Credit Report
SCCS can report debts to major credit bureaus, affecting your credit score and making it harder to get loans, credit cards, or housing. Protect your credit by:
Regularly reviewing your credit reports from Equifax, Experian, and TransUnion
Requesting debt validation from SCCS
Disputing inaccuracies under the Fair Credit Reporting Act (FCRA)
Sending cease and desist letters to stop harassment
You can also send a goodwill letter requesting removal of a paid or disputed debt. While not guaranteed, this sometimes improves your credit report.
| Action | Possible Outcome |
|---|---|
| FDCPA Violation | Up to $1,000 statutory damages |
| Cease & Desist Ignored | Stop calls legally; attorney fees may be covered |
| False Reporting to Credit Bureau | Dispute removal or correction of account |
Protect Yourself From Scams
Not every caller is legitimate. Signs of fake debt collectors:
You don’t recognize the debt or creditor
They pressure you for immediate payment
Threaten arrest or jail
Refuse to provide written validation of the debt
Always verify SCCS’s identity before sharing personal or financial information.
Key Takeaways for 2026
Stanislaus Credit Control is a legitimate debt collector, but harassment is illegal
You have rights under FDCPA and FCRA to dispute debts and stop abusive calls
Keep detailed records and seek legal help if harassment continues
Your financial health and credit score are worth protecting, take action today!
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Stanislaus Credit Control, call us at 877-700-5790.
Success Stories
- 🏆 “I was getting daily calls from a debt collector who kept threatening legal action over a very old account. I had no idea if the debt was even real. I felt overwhelmed until I found Consumer Rights Law Firm PLLC. They were incredibly helpful from the start, no confusing legal talk, just real solutions. They walked me through my rights, collected the evidence, and handled everything professionally. Within a few weeks, the threats stopped, and I received a settlement check. I never thought I could fight back, this firm gave me that power.”
- 🏆 “Consumer Rights Law Firm PLLC is a team you can trust. I was being harassed over a debt that wasn’t even mine, constant phone calls, voicemails, and even messages to my relatives. I didn’t know how to make it stop. A quick consultation with this law firm changed everything. They took the time to understand my case, gathered all the call logs and voicemails, and filed a formal complaint. The best part? I didn’t have to pay anything upfront. The harassment stopped and justice was served. So grateful for their support!”
- 🏆 “From the moment I contacted Consumer Rights Law Firm PLLC, I felt like I was in good hands. I was nervous because I’d never worked with an attorney before, but their team was so patient and professional. The collectors were calling me 4–5 times a day and even using different numbers to bypass call blocking. The law firm explained exactly what my rights were and took action quickly. Not only did the calls stop, but I also got a fair settlement without having to step foot in court. If you’re being harassed by collectors, don’t wait, reach out to them.”
FAQs
Is Stanislaus Credit Control a Scam?
No, They have been in business since 1961.
Can they seize my property?
They can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the creditor or collection agency has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. Debt collection agencies may also pursue legal actions such as wage garnishment if allowed by law.
Can they sue me?
Yes, either the original creditor or the collection agency can sue you so long as the debt is within the statute of limitations. Legal actions are typically a last resort, but both creditors and debt collection agencies have the right to pursue debts owed through the court system.
Should I pay the debt?
Paying the debt may stop collection efforts and could improve your credit report, especially if you negotiate a pay for delete agreement with the collection agency. However, always ensure the debt is valid and the information is accurate before making a payment.
Can they arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
How do I remove Stanislaus Credit Control from my credit report?
Removing Stanislaus Credit Control from your credit report involves disputing inaccurate information with the credit bureaus and requesting verification of the debt. If the account is found to be inaccurate or unverifiable, it can be removed, which may improve your credit score.
Can they report my debt to the collections bureaus?
Yes, debts owed can be reported to the credit bureaus by the creditor or collection agency. Debt collectors are allowed to place the collection account on your credit report. Sometimes, inaccurate information may appear on your credit report, and you have the right to dispute it under the Fair Credit Reporting Act (FCRA). Removing Stanislaus Credit Control from your credit report, especially if the account is inaccurate or fraudulent, can help improve your credit score.
Will Stanislaus Credit Control sue or garnish my wages?
While it is possible for Stanislaus Credit Control or the original creditor to sue you for debts owed, lawsuits and wage garnishments are generally rare and considered last-resort measures. There are legal limits and exemptions regarding wage garnishment, and you have rights under the law.
What should I do if I am being harassed by a debt collection agency?
If you are facing harassment or legal issues with debt collection agencies, Lemberg Law is a resource that can help. They offer free legal services and advocate for consumers to stop abusive collection tactics and protect your rights.
