Stop J P Recovery Services Phone Harassment!
Is J P Recovery Services harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop their phone harassment. Lemberg Law is a legal firm that helps consumers stop debt harassment and harassing calls from agencies like JP Recovery Services. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. Consumer complaints about harassing calls and debt harassment can have a negative impact on individuals’ well-being and may be reported to authorities.
Are they a scam?
According to the Better Business Bureau website, they have been in business since 1998. There have been 18 customer complaints filed against J P Recovery Services. In addition, there are numerous JP Recovery Services complaints and consumer complaints filed with organizations such as the Better Business Bureau and the , highlighting concerns about their collection practices.
J P Recovery Services
What is J P Recovery Services?
They are a third-party debt collector that is currently based out of Rocky River, Ohio. JP Recovery Services Inc., also known as JP Receivables Management Partners (JP RMP), operates from 20220 Center Ridge Rd, Suite 200, Rocky River, Ohio. As one of several debt collection agencies, JP Recovery Services Inc. specializes in collecting debt from a variety of sources, including medical billing, medical debt, government bills, and accounts originating from healthcare providers. Their collection activities often involve pursuing unpaid medical bills and other delinquent accounts. They also have a dedicated division focused on bad debt collection, utilizing advanced methods for collecting difficult debts.
Address: 20220 CENTER RIDGE ROAD #200 Rocky River, OH 44116 Phone: (440) 331-2200 Fax: (440) 331-2228
Alternate Business Name
Patient Financial Solutions JPRS
J P Recovery Services Phone Harassment and Fair Debt Collection Practices Examples
If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Unwanted calls from JP Recovery Services may come from various phone numbers and can include robocalls or pre-recorded messages to your cell phone, which may be subject to legal protections.
Known J P Recovery Services Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(440) 331-2200, (888) 461-2700, (888) 694-6903, (866) 907-2459
If the answer is yes, then you are receiving calls from a known J P Recovery Services number. You may be a victim of J P Recovery Services phone harassment. The list above is not all the numbers that J P Recovery Services uses. The calls can be from a different number and it still be J P Recovery Services calling you. Consumers may also be contacted by JP Recovery Services through various means, including phone, mail, or digital communication. Contact our office right away so we can start the process to stop their from calling you illegally. Above all, no one should live with harassment!
Credit Report Concerns
Dealing with JP Recovery Services or any debt collection agency can have a significant impact on your credit report. If a collection account from JP Recovery Services appears on your credit report, it can lower your credit score and affect your ability to get loans, credit cards, or even rent an apartment. It’s important to know that you have rights under the Fair Credit Reporting Act (FCRA) to ensure the information reported by collection agencies is accurate.
If you notice a collection account from JP Recovery Services or any recovery services company on your credit report, start by requesting a debt validation letter. This letter requires JP Recovery Services to provide proof that the debt is legitimate and that you actually owe it. If they cannot validate the debt, or if you find inaccurate information, you have the right to dispute it with the credit bureau. Disputing inaccurate information can lead to the removal of the collection account from your credit report, helping to restore your credit standing.
Regularly monitoring your credit report is essential. You’re entitled to a free credit report from each of the three major credit bureaus—Equifax, Experian, and TransUnion—once a year. Reviewing your reports helps you catch errors early and take action to correct them. Remember, accurate information on your credit report is crucial for your financial health, so don’t hesitate to challenge any debt collection entry that seems questionable or wrong.
Debt Relief Options
If you’re struggling with collection efforts from JP Recovery Services, you have several debt relief options to consider. One effective approach is to negotiate directly with the debt collector. You may be able to settle the debt for less than the full amount owed or arrange a payment plan that fits your financial situation. Always get any agreement in writing, and make sure JP Recovery Services updates your credit report to reflect the debt as “paid” or “settled” once you’ve fulfilled your end of the deal.
Another option is to work with a reputable credit counseling agency or a debt management company. These organizations can help you create a realistic plan to pay off your debt and may even negotiate with JP Recovery Services on your behalf. If you feel overwhelmed or unsure about your rights, consulting a law firm that specializes in debt collection and consumer rights can be a smart move. They can guide you through your options, ensure that JP Recovery Services follows all state and federal laws, and represent you if legal action becomes necessary.
No matter which path you choose, remember that you have the right to fair treatment and to seek debt relief solutions that work for you. Taking proactive steps can help you regain control over your finances and put an end to stressful collection efforts.
Lawsuits and Legal Action
If JP Recovery Services or any debt collector crosses the line and violates fair debt collection practices, you have the right to take legal action. The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive, deceptive, or unfair collection tactics. This includes making harassing phone calls, using threats, or providing false information about your debt.
If you believe your rights have been violated, you can sue JP Recovery Services in court. Successful lawsuits can result in statutory damages, coverage of attorney fees, and court costs. To strengthen your case, keep detailed records of all interactions with the debt collector, including phone calls, letters, and emails. Documentation is key if you need to prove harassment or other illegal collection efforts.
It’s wise to consult a law firm experienced in debt collection and consumer rights if you’re considering legal action. They can help you understand your rights, navigate the legal process, and maximize your chances of a favorable outcome. Remember, you don’t have to tolerate unfair or illegal collection practices—federal law is on your side.
Consumer Rights
Understanding your consumer rights is crucial when dealing with JP Recovery Services or any debt collection agency. Under the FDCPA and other state and federal laws, you have the right to request debt validation, dispute inaccurate information on your credit report, and demand that collection agencies stop contacting you if you wish. If a debt collector fails to respect these rights, you can take further action, including filing a complaint or pursuing a lawsuit.
You also have the right to be treated respectfully and to be free from abusive or harassing behavior. Debt collectors are prohibited from using threatening language, calling you at unreasonable hours, or discussing your debt with others. If you request in writing that JP Recovery Services cease communication, they must comply except to notify you of specific actions, such as a lawsuit.
If you feel your rights have been violated, don’t hesitate to reach out to a law firm or consumer advocacy organization for help. Knowing and asserting your rights helps protect you from unfair collection practices and ensures that you’re treated fairly throughout the debt collection process.
Common Questions:
Is their a scam? No, They have been in business since 1998.
Can they seize my property? They can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court. Paying or arranging payments should only be done after confirming the debt’s legitimacy.
Can they sue me? Yes, they can sue you so long as the debt is within the statute of limitations. However, lawsuits by JP Recovery Services are rare and typically only occur if they own the debt. If you are threatened with a lawsuit, seek legal help immediately. (jp recovery services sue)
Can they report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. Before making any payments, it is important to verify the debt’s legitimacy and identify the original creditor to ensure the debt is accurate and valid.
Can they arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against J P Recovery Services and can be found on Pacer.org.
3:04-cv-00300-WHR Andrick v. J P Recovery Services Inc et al
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Our service includes assisting clients with debt validation, payment disputes, and stopping harassment, ensuring expert support throughout the process.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from J P Recovery Services, call us at
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“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
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