Stop FirstPoint Collection Resources, Inc Phone Harassment!
Is Stop FirstPoint Collection Resources, Inc harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop FirstPoint Collection Resources, Inc phone harassment. Consumers may not have agreed to or signed any agreement with the debt collector, which is important when disputing the debt.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. FirstPoint Collection Resources, Inc must demonstrate compliance with all relevant regulations when attempting to collect a debt. If you did not sign any agreement or did not agree to the debt, you have grounds to dispute the collection.
Is FirstPoint Collection Resources, Inc a scam?
According to the Better Business Bureau website, FirstPoint Collection Resources, Inc has been in business since 2000. With a strong legacy of reliability and service in the industry, FirstPoint has diversified its offerings over the years, expanding into multiple specialized divisions such as debt collection, association management, and background screening. The company also adheres to industry compliance standards to ensure trustworthy and ethical operations. There have been 28 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months.
FirstPoint Collection Resources, Inc BBB Profile
What is FirstPoint Collection Resources, Inc?
According to their website, FirstPoint Collection Resources, Inc FirstPoint, is a leading national provider of information and operation services, offering revenue cycle management, Equifax credit solutions, decision data and association management. FirstPoint also
Address: 225 Commerce Pl Greensboro, NC 27401-2426 Phone: (336) 378-6300 Fax: (336) 431-5001
Alternate Business NameFirstPoint Collection Resources, Inc. FirstPoint Information Resources FirstPoint Mortgage Resources Insight Mosaic Revenue Solutions Consumer 1st Mosaic Finance Solutions
FirstPoint is often referred to or searched for by other names. These include:
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FirstPoint’s team of dedicated people work collaboratively to deliver expert services and drive innovation across all divisions. Their collective expertise enables the company to expand its offerings, maintain operational efficiency, and support clients in achieving their goals. By continually working to innovate and expand, FirstPoint empowers clients to thrive in their industries.
How FirstPoint Collection Resources, Inc Affects Your Credit Report
When a debt is turned over to FirstPoint Collection Resources, Inc., it can have a serious impact on your credit report. As a collection agency, FirstPoint Collection Resources, Inc. reports collection accounts to major credit bureaus like Equifax, which can significantly lower your credit score. This negative mark can make it much harder to get approved for an auto loan, credit card, mortgage, or even to rent an apartment. Businesses and companies often review your credit report before offering services or extending credit, so a collection account from FirstPoint can affect your financial opportunities for years.
FirstPoint Collection Resources, Inc. is required to comply with the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws are designed to protect consumers from unfair or inaccurate reporting and ensure that debt collectors operate within strict guidelines. If FirstPoint Collection Resources, Inc. reports incorrect information—such as an inaccurate balance, a debt that isn’t yours, or an account that’s already been paid—you have the right to dispute the issue. Disputing inaccuracies with the credit bureaus and the collection agency can result in the removal of the negative entry if FirstPoint cannot verify the debt.
It’s important to act quickly if you notice a collection account from FirstPoint on your credit report. Review the details carefully and gather any documentation that supports your case, such as payment records or correspondence. You can send a written dispute to both the credit bureau and FirstPoint Collection Resources, Inc., outlining the inaccuracies and requesting an investigation. If the agency cannot provide proof of the debt or fails to comply with the law, the collection entry may be removed from your report.
Dealing with collection resources and credit report issues can be overwhelming, but you don’t have to face it alone. Professional assistance from a credit repair expert or a consumer rights attorney can help you navigate the dispute process and ensure your rights are protected. Remember, maintaining a healthy credit report is essential for your financial future, and taking action against inaccurate or unfair collection accounts is your right.
By staying informed about your rights and the processes collection agencies must follow, you can minimize the impact of FirstPoint Collection Resources, Inc. on your credit and take steps toward financial recovery. If you need support or have questions about your specific situation, don’t hesitate to seek help—your credit and peace of mind are worth it.
FirstPoint Phone Harassment Examples
If FirstPoint engages in any of the following tactics, you may have a case:
Known FirstPoint Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(336) 378-6300, (800) 678-4580
If the answer is yes, then you are receiving calls from a known FirstPoint number. You may be a victim of FirstPoint phone harassment. The list above is not all the numbers that FirstPoint uses. The calls can be from a different number and it still be FirstPoint calling you. Contact our office right away so we can start the process to stop FirstPoint from calling you illegally. Above all, no one should live with harassment!
Common Questions:
Is FirstPoint a scam? No, FirstPoint has been in business since 2000.
Can FirstPoint seize my property? FirstPoint can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can FirstPoint sue me? Yes, FirstPoint can sue you so long as the debt is within the statute of limitations.
Can FirstPoint report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Why is the date a collection account was reported important? The date a collection account was reported, opened, or last updated can affect your credit score and how long the collection stays on your credit report. Always check the date to ensure accuracy and to find out if you have options for disputing or removing the collection.
Can FirstPoint arrest me? No, debt collectors like FirstPoint cannot arrest you for unpaid debts.
If you want to dispute a collection, you have the option to send a letter in writing to FirstPoint or the credit bureaus. Be sure to include any relevant dates, payment information, and details about the matter. Sometimes, payments may not be properly credited, so keep records of the time and date of all your transactions. Knowledge of your rights and the order of dispute processes is important when dealing with collections. If you are unsure how to proceed, speak with a credit professional to find the best option for resolving your collection matter.
The following is a sample list of complaints filed against FirstPoint and can be found on Pacer.org.
1:18-cv-01305-JEJ-WIA Romain v. FirstPoint Collection Resources, Inc.
1:16-cv-04645-WSD Ubani v. Firstpoint Collection Resources, Inc.
1:15-cv-00892-LCB-LPA BARNHILL v. FIRSTPOINT, INC.
6:15-cv-06138-MAT Tyler v. Firstpoint Collection Resources, Inc.
5:15-cv-00091-F McLean v. Firstpoint Collection Resources, Inc.
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the FirstPoint harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from FirstPoint, call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
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