🛑Stop Everest Receivable Services Phone Harassment❗
Is Everest Receivable Services, Inc. harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Some consumers report receiving multiple calls not only to themselves but also to their extended family members. If so, what they are doing is illegal and needs to stop. You have the legal right to stop Everest Receivable Services phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
⚠️Is Everest Receivable Services, Inc. a scam❓
According to the Better Business Bureau website, Everest Receivable Services, Inc. has been in business since 2008. Despite being a legitimate company, there are various consumer complaints regarding Everest Receivable Services phone harassment and deceptive communication practices employed by the agency. There have been 32 customer complaints filed.
🔍What is Everest Receivable Services, Inc. debt collection agency❓
According to their website, Everest Receivable Services, Inc. is a licensed, full-service consumer receivable asset management company that focuses on the recovery of delinquent accounts and delinquent consumer debt.
Address: 2351 N Forest Rd Suite 100 Getzville, NY 14068 Phone: (888) 397-2894
📌Everest Receivable Services Phone Harassment Examples
Everest Receivable Services, Inc. is a debt collection agency that may use various methods to collect debt, including phone calls. However, some consumers have reported experiencing Everest Receivable Services phone harassment from the company. Examples of phone harassment include:
- Repeated Calls: Receiving multiple calls per day from Everest Receivable Services, Inc. can be considered harassment. This relentless calling can cause significant stress and anxiety.
- Spoof Phone Numbers: The company may use spoof phone numbers to contact consumers, making it difficult to identify the caller. This deceptive practice can make it challenging to avoid unwanted calls.
- Threats: Debt collectors may use threats to intimidate consumers into paying their debt. These threats can include legal action, wage garnishment, or even arrest, which are often exaggerated or false.
- Abusive Language: Using abusive language or a hostile tone during phone calls can be considered harassment. No consumer should have to endure verbal abuse from a debt collector.
It’s essential to know your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) to protect yourself from Everest Receivable Services phone harassment. These laws are designed to ensure that debt collection practices are fair and respectful.
📢Everest Receivable Services Phone Harassment Tactics
If Everest Receivable Services, Inc. engages in any of the following tactics, you may have a case of Everest Receivable Services phone harassment:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Examples of Everest Receivable Services phone harassment include: these aggressive collection efforts can cause significant stress and anxiety.
📲Known Everest Receivable Services, Inc. Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
888-397-2894, 716-200-4311, 267-758-0161
If the answer is yes, then you are receiving calls from a known Everest Receivable Services, Inc. number. You may be a victim of Everest Receivable Services phone harassment. The list above is not all the numbers that Everest Receivable Services, Inc. uses. The calls can be from a different number, and it still be Everest Receivable Services, Inc. calling you. Contact our office right away so we can start the process to stop Everest Receivable Services, Inc. from calling you illegally. Above all, no one should live with Everest Receivables Service phone harassment!
🔍Common Questions:
Is Everest Receivable Services, Inc. a scam❔
No, Everest Receivable Services, Inc. has been in business since 2008.
Can Everest Receivable Services, Inc. seize my property❔
Everest Receivable Services, Inc. can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Everest Receivable Services, Inc. sue me❔
Yes, Everest Receivable Services, Inc. can sue you so long as the debt is within the statute of limitations.
Can Everest Receivable Services, Inc. report my debt to the collection’s bureaus❔
Yes, debt collectors are allowed to place the collection account on your credit reports. This can negatively impact your credit scores. It is important to manage and dispute inaccuracies on your credit reports to protect your credit standing. You have rights under the Fair Credit Reporting Act to ensure the information is accurate.
Can Everest Receivable Services, Inc. arrest me❔
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g., an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Everest Receivable Services, Inc. for fair debt collection practices and can be found on Pacer.gov.
5:19-cv-02997-EGS TUMBLIN v. EVEREST RECEIVABLE SERVICES, INC.
1:19-cv-00207-LGS Adams v. Everest Receivable Services, Inc.
3:18-cv-01285-BJD-MCR Thomas v. Everest Receivable Services, Inc.
4:18-cv-02435-SL Stewart v. Everest Receivable Services, Inc.
8:18-cv-01463-MSS-SPF Anderson v. Everest Receivable Services, Inc.
These complaints highlight the importance of adhering to federal and state laws in debt collection practices.
⚖️Fair Debt Collection Practices (FDCPA)
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collection practices. The law prohibits Everest Receivables Services from using Everest Receivables Services Phone harassment, abuse, or deception to collect debt. Some examples of fair debt collection practices include:
- Validating Debt: Debt collectors must validate the debt by providing proof of the debt and the amount owed. This ensures that consumers are not being asked to pay debts they do not owe.
- Respecting Consumer Rights: Debt collectors must respect consumer rights, including the right to dispute the debt and the right to request communication in writing. This means that consumers have the power to challenge incorrect or unfair debt claims.
- Avoiding Harassment: Debt collectors must avoid using Everest Receivable Services Phone harassment, including repeated calls, threats, and abusive language. Harassment is not only unethical but also illegal under the FDCPA.
Consumers have the right to report unfair debt collection practices to the Federal Trade Commission (FTC) or their state Attorney General’s office. By understanding and exercising your rights, you can protect yourself from abusive debt collection practices.
📜Your Rights Under the Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a federal law that regulates credit reporting agencies and debt collectors. The law provides consumers with several important rights, including:
- The Right to Dispute Errors: Consumers have the right to dispute errors on their credit report, including incorrect information about debt. This helps ensure that your credit report accurately reflects your financial history.
- The Right to Request a Credit Report: Consumers have the right to request a free credit report from each of the three major credit bureaus once a year. Regularly checking your credit report can help you spot and address errors early.
- The Right to Limit Credit Reporting: Consumers have the right to limit credit reporting, including the right to opt-out of pre-screened credit offers. This can help reduce the risk of identity theft and unwanted solicitations.
Consumers can report errors on their credit report to the credit bureaus or seek help from a consumer protection attorney. Knowing your rights under the FCRA can empower you to take control of your credit information.
📵Removing Negative Information from Your Credit Report
Removing negative information from your credit report can be challenging, but it’s possible. Here are some steps to take:
- Dispute Errors: Dispute errors on your credit report, including incorrect information about debt. This is your first line of defense against inaccurate reporting.
- Pay Outstanding Debt: Paying outstanding debt can help remove negative information from your credit report. Settling your debts shows creditors that you are taking responsibility for your financial obligations.
- Negotiate with the Creditor: Negotiate with the creditor to remove negative information from your credit report. Sometimes, creditors are willing to remove negative marks in exchange for payment or a payment plan.
- Seek Professional Help: Seek help from a consumer protection attorney or a credit repair company. These professionals can provide guidance and support in navigating the complexities of credit reporting.
It’s essential to understand your rights under the FCRA and the FDCPA to remove negative information from your credit report. Taking proactive steps can improve your credit score and financial health.
📝Filing a Complaint Against a Debt Collector
If you believe a debt collector has violated your rights under the FDCPA or the FCRA, you can file a complaint. Here are some steps to take:
- Contact the Federal Trade Commission (FTC): File a complaint with the FTC online or by phone. The FTC investigates and takes action against companies that violate consumer protection laws.
- Contact Your State Attorney General’s Office: File a complaint with your state Attorney General’s office. State authorities can also take action against abusive debt collectors.
- Contact the Better Business Bureau: File a complaint with the Better Business Bureau. The BBB can help mediate disputes and provide information about the debt collection company’s practices.
- Seek Professional Help: Seek help from a consumer protection attorney. An attorney can provide legal advice and represent you in actions against the debt collector.
It’s essential to keep records of all communication with the debt collector, including dates, times, and details of conversations. Detailed records can support your complaint and help protect your rights.
🏛️CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing Everest Receivable Services Phone harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Everest Receivable Services, Inc. harassment. Our office has been assisting consumers since 2010. We ensure that all collection efforts are conducted under strict compliance with federal and state laws. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Everest Receivable Services phone harassment, Inc., call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
“I am incredibly grateful to Consumer Rights Law Firm for their exceptional service in helping me during a difficult time. Debt collectors were harassing me relentlessly, and it felt like there was no way out. From the moment I reached out to them, they provided me with the support and guidance I desperately needed. Scott was amazing from start to finish, calling & following through with questions & answers.”
“I just want to say, Thank You so much Matt! I’m grateful to God that He directed me to click the website. I was overwhelmed with the constant harassment from a debt collector. Thank you so much for all your help. Matt worked so quick and was able to help me stop the harassment.”
