Stop collection calls-Credence Resource Management
Is Credence Resource Management constantly calling and harassing you? Does your phone ring every day, several times per day, because Credence Resource Management is calling you to demand payment? Are you being threatened with legal action for a time-barred debt? Has Credence Resource Management ever used abusive or profane language when speaking with you on the phone? If so, Credence Resource Management may be violating your legal rights. Stop collection calls.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. These rules are part of broader debt collection laws designed to prevent harassment and abuse. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Contact us now at 877-700-5790
Is Credence Resource Management a scam?
According to the Better Business Bureau website, They have been in business since 2013. There have been 269 customer complaints filed on the BBB website.
Credence Resource Management Better Business Bureau
Who is Credence Resource Management, a debt collection agency?
Credence Resource Management is a debt collection agency headquartered in Dallas, TX. Credence Resource Management collects debts involving health care, phone, utilities and credit cards. As of October of 2018, Credence Resource Management has had 272 complaints against the business.
In 2017 a New York consumer filed a class action that alleged Credence Resource Management violates the Fair Debt Collection Practices Act (FDCPA). The case alleged the defendant sent the Queens County woman a collection notice over a supposed time-barred cell phone debt that was past its four-year statute of limitations. As a result, the lawsuits say the act was deceptive and meant to induce the plaintiff into payment in the hopes that she was not aware the debt in question was time-barred and, therefore, could not be the subject of collection activities.
Address: 17000 Dallas Pkwy STE 204 Dallas, TX 75248-1940 Phone: (855) 880-4792
Why is Credence Resource Management Calling You?
Credence Resource Management is a debt collection agency that specializes in collecting debts from consumers. They may be calling you for a variety of reasons, including:
You have an outstanding debt with a creditor that has been sent to Credence Resource Management for collection.
There is an error on their part, and they are contacting the wrong person.
You are a victim of identity theft or fraud, and someone has opened an account in your name.
If you are receiving calls from Credence Resource Management, it’s essential to understand your rights as a consumer. Debt collectors are required to follow certain rules and regulations when contacting consumers, including limits on the number of calls they can make and restrictions on the times of day they can call. Knowing your rights can help you manage these calls more effectively and ensure that you are not subjected to unfair practices by the collection agency.
Key provisions of the FDCPA include:
Prohibition of Harassment or Abuse: Debt collectors are prohibited from engaging in conduct that harasses, oppresses, or abuses consumers. This includes tactics such as making excessive phone calls, using profane language, or making threats of violence.
False or Misleading Representations: Debt collectors are prohibited from making false or misleading statements when attempting to collect a debt. They must accurately represent the amount owed, the consequences of non-payment, and their identity as debt collectors.
Validation of Debts: Upon request, debt collectors must provide consumers with validation of the debt, including information about the original creditor and the amount owed. They must cease collection efforts until the debt is validated.
Disclosure of Debt Information: Debt collectors are restricted in their ability to disclose information about a consumer’s debt to third parties. They may only contact third parties to obtain location information about the consumer, and they must identify themselves truthfully.
Prohibition of Unfair Practices: Debt collectors are prohibited from engaging in unfair practices when attempting to collect a debt. This includes attempting to collect fees or charges not authorized by the original agreement, depositing post-dated checks prematurely, and contacting consumers at inconvenient times.
Notification of Consumer Rights: Debt collectors must inform consumers of their rights under the FDCPA, including the right to dispute the debt and request validation. They must also provide consumers with information about how to assert their rights.
Restrictions on Location of Contact: Debt collectors are generally prohibited from contacting consumers at their place of employment if they know or have reason to know that such communication is inconvenient.
Fair Credit Reporting Act (FCRA): The Fair Credit Reporting Act plays a significant role in protecting consumer rights regarding credit reporting. It allows consumers to dispute inaccuracies in their credit reports and provides for statutory damages if a credit reporting agency violates the Act’s provisions.
The FDCPA applies only to third-party debt collectors, not to creditors collecting their own debts. It covers personal, family, and household debts, including credit card debt, medical debt, and mortgage debt, among others.
Violations of the FDCPA can result in legal action against the debt collector, including monetary damages and attorney’s fees. Consumers who believe their rights under the FDCPA have been violated may file a complaint with the Consumer Financial Protection Bureau (CFPB) or pursue legal action through the courts. The FDCPA serves as a vital tool in protecting consumers from abusive and unfair debt collection practices, ensuring that they are treated fairly and respectfully throughout the debt collection process.
Credence Resource Management Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
855-732-2332, 855-876-5347, 855-876-5380, 754-208-5140, 502-804-5115, 855-880-4795, 412-566-8441, 412-785-1043 805-253-7003, 805-253-7003, 805-253-7073, 502-305-2315, 844-218-3103, 844-475-9134, 855-880-4795, 210-944-1791, 317-854-0859, 317-854-0961, 408-775-7337, 512-428-8674, 601-974-3582, 855-876-5351, 855-876-5380, 855-875-4065, 855-752-9257, 336-604-0223, 510-571-2218, 865-507-1153, 855 876-5350, 855-876-5347, 754-208-5140, 346-326-1132, 346-326-1193, 502-804-5115,
You may be a victim of Credence Resource Management harassment. The list above is not all the numbers that Credence Resource Management uses. Also, calls can be from a different number, and it still be Credence Resource Management calling you. Contact our office right away so we can start the process to stop Credence Resource Management from calling you illegally. Above all, no one should live with harassment.
Stopping Harassing Collection Calls
If you believe that Credence Resource Management is harassing you with collection calls, there are steps you can take to stop the calls. Here are some options:
Send a cease-and-desist letter to Credence Resource Management, requesting that they stop contacting you.
Contact a debt harassment lawyer who can help you navigate the situation and protect your rights.
File a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office.
Taking these steps can help you regain control and put an end to the harassment. Remember, you have the right to be treated with respect and fairness, and there are legal avenues available to protect you from abusive practices by debt collectors.
Debt Collection Lawsuits
If Credence Resource Management is unable to collect a debt from you through phone calls and letters, they may decide to file a lawsuit against you. If this happens, it’s crucial to take action quickly to protect your rights. Here are some steps you can take:
Respond to the lawsuit by filing an answer with the court.
Contact a debt defense lawyer who can help you navigate the legal process and protect your rights.
Consider settling the debt or negotiating a payment plan.
Ignoring a lawsuit can lead to a default judgment against you, which can have serious consequences. By taking prompt action and seeking legal advice, you can better manage the situation and explore options that may be available to you.
Removing Credence Resource Management from Your Credit Report
If Credence Resource Management has reported a debt to your credit report, you may be able to have it removed. Here are some steps you can take:
Dispute the debt with the credit reporting agency.
Contact Credence Resource Management and request that they remove the debt from your credit report.
Consider working with a credit repair company to help you remove the debt and improve your credit score.
Removing inaccurate or outdated information from your credit report can significantly improve your credit score and financial health. It’s important to monitor your credit report regularly and take action to correct any errors.
Debt Validation and Verification
If you receive a call or letter from Credence Resource Management, it’s essential to validate the debt to ensure that it is legitimate. Here are some steps you can take:
Request a debt validation letter from Credence Resource Management.
Review the letter carefully to ensure that it includes all the necessary information, such as the amount of the debt, the name of the original creditor, and the date the debt was incurred.
If you believe that the debt is not legitimate, you can dispute it with Credence Resource Management and the credit reporting agency.
Validating and verifying debts is a crucial step in protecting yourself from fraudulent or mistaken claims. By ensuring that the debt is legitimate, you can make informed decisions about how to proceed and avoid paying for debts that are not yours.
Common Questions:
Is Credence a scam? No, Credence has been in business since 2013.
Can Credence seize my property? Credence can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Credence sue me? Yes, Credence can sue you so long as the debt is within the statute of limitations.
Can Credence report my debt to the collection’s bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can Credence arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g., an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Credence and can be found on Pacer.org.
1:19-cv-04013-LDH-RLM Yang v. Credence Resource Management LLC
0:19-cv-61602-WPD Davila v. Credence Resource Management, LLC
2:19-cv-01118-JCM-VCF Kanowitz v. Credence Resource Management LLC
1:19-cv-03932 Delgado v. Credence Resource Management, LLC et al
3:19-cv-01033-LAB-NLS Kimari v. Credence Resource Management, LLC
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop the Credence Resource Management harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Clients may receive not only monetary damages but also debt relief and improved credit reports if their rights are violated under the law.
If you are interested in learning more about how to safeguard yourself and prevent Credence Resource Management harassment, call us at for immediate assistance or visit our website at We Stop Debt Collection & Phone Harassment – Call Now at 877-700-5790 (consumerlawfirmcenter.com)
Success Stories
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, the calls still continued, it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately, but they were also able to put some money in my pocket as well, Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you, Consumer Rights”,
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights. They helped me understand how to pay Credence Resource Management and resolve my debt issues.”
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