🚨Stop CMRE Financial Services Debt Collection Harassment❗
Is CMRE Financial Services harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CMRE Financial Services phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is CMRE Financial Services a debt collector scam?
According to the Better Business Bureau website, CMRE Financial Services has been in business since 1996. There have been 49 complaints closed in the last 3 years and 15 complaints closed out in the last 12 months.
What is CMRE Financial Services?
According to the BBB website CMRE Financial Services offers collections, accounts receivables and workers compensation services. They assist clients in resolving financial issues, particularly related to healthcare billing and disputes with credit reporting. Unpaid medical bills from hospitals can lead to debt being collected by agencies like CMRE, impacting patients’ financial situations. Patients can manage their healthcare financial commitments through CMRE’s secure and convenient online bill pay portal.
CMRE Financial Services is a leader of revenue cycle management, driving financial results and enhancing patient experiences through skilled personnel, structured processes, and advanced technology.
Address: 3075 E Imperial Hwy Ste 200 Brea, CA 92821-6753 Phone: (800) 783-9118 Fax: (714) 528-5863
📲Known CMRE Financial Services Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
1-800-783-9118, (714) 582-3200
If the answer is yes, then you are receiving calls from a known Asset Recovery Associates (ARA) number. You may be a victim of ARA phone harassment. The list above is not all the numbers that ARA uses. The calls can be from a different number and it still be ARA calling you. Contact our office right away so we can start the process to stop ARA from calling you illegally. Above all, no one should live with harassment!
CMRE Complaints
📋The following is a sample list of complaints filed against CMRE and can be found on Pacer.gov.
4:19-cv-00226-DCN Pettis v. CMRE Financial Services, Inc.
4:19-cv-00281-JED-JFJ Pavey v. CMRE Financial Services, Inc.
9:19-cv-80668-RS Gentile v. CMRE Financial Services, Inc.
4:19-cv-00291-ALM-KPJ Iqbal v. CMRE Financial Services et al
3:19-cv-00529-H-BGS Crooks v. CMRE Financial Services Inc.
CMRE Financial Services Debt Collection Tactics
CMRE Financial Services, Inc. is a debt collector that employs various tactics to collect debts from patients. These tactics include sending letters and emails to remind patients of their outstanding debts, making phone calls to discuss payment options, and reporting debts to credit bureaus, which can negatively impact a patient’s credit score. Additionally, CMRE Financial Services offers payment plans and settlements to patients who are unable to pay their debts in full, and they use a secure online bill pay portal to make it easy for patients to bill online using a user-friendly site. This secure way for patients to manage their financial commitments ensures a safe and convenient experience.
Creating an online account and paying bills is both easy and secure, enhancing the overall patient experience. Patients can manage their healthcare billing online using our fast and efficient payment services. The secure online bill pay portal provides a safe environment for handling sensitive financial transactions.
It’s essential for patients to understand their rights when dealing with debt collectors like CMRE Financial Services, Inc. Patients have the right to request validation of the debt, dispute the debt if it’s inaccurate or not owed, ask for a payment plan or settlement, and request that the debt collector stop contacting them. Knowing these rights can help patients manage their debts more effectively and avoid unnecessary stress.
CMRE Financial Services, Inc. offers tailored solutions for effective financial management, addressing specific needs and enhancing the patient experience.
Removing CMRE from Your Credit Report
If you have a debt with CMRE Financial Services, Inc. that is being reported on your credit report, you may be able to remove it by paying the debt in full, negotiating a settlement, disputing the debt with the credit bureau, or requesting a goodwill deletion from CMRE Financial Services, Inc.
To remove CMRE from your credit report, start by obtaining a copy of your credit report from the three major credit bureaus: Experian, TransUnion, and Equifax. Review your credit report to ensure that the debt is being reported accurately. Next, contact CMRE Financial Services, Inc. to discuss payment options or dispute the debt. Finally, follow up with the credit bureau to ensure that the debt has been removed from your credit report. Taking these steps can help improve your credit score and financial health.
Consequences of Not Paying the Debt
If you don’t pay a debt to CMRE Financial Services, Inc., you may face several consequences. These can include negative reporting on your credit report, which can lower your credit score, collection calls and letters from CMRE Financial Services, Inc., lawsuits, and wage garnishment. Additionally, not paying your debt can damage your credit reputation, making it harder to obtain credit in the future.
It’s essential to communicate with CMRE Financial Services, Inc. and make payment arrangements to avoid these consequences. By addressing the debt proactively, you can minimize the impact on your credit score and financial well-being.
Protecting Your Credit Score
To protect your credit score, it’s essential to make on-time payments to CMRE Financial Services, Inc., keep your credit utilization low, monitor your credit report for errors or inaccuracies, avoid applying for too much credit at once, and keep old accounts open to maintain a long credit history.
By following these tips, you can help maintain a healthy credit score and avoid negative reporting from CMRE Financial Services, Inc. A good credit score is crucial for obtaining loans, credit cards, and favorable interest rates, so it’s important to take steps to protect it.
Taking Action Against Harassment
If you believe that CMRE Financial Services is harassing you, there are steps you can take to report the harassment and seek legal recourse. Understanding your rights and knowing how to act can make a significant difference in stopping unwanted communication and protecting your peace of mind.
Steps to Report Harassment
- Keep a Record: Document all interactions with CMRE Financial Services. Note the dates, times, and details of each conversation. This record will be invaluable if you need to provide evidence of harassment.
- Contact CMRE Financial Services: Directly request that they cease contacting you. You can call their customer service at 800-783-9118 or send a formal letter to their address. Clear communication can sometimes resolve the issue.
- File a Complaint with the FTC: The Federal Trade Commission (FTC) handles complaints about debt collectors. You can file a complaint online or by calling 1-877-FTC-HELP (1-877-382-4357). The FTC reviews complaints and can take action against companies that violate the law.
- Contact Your State Attorney General’s Office: Your state Attorney General’s office can provide assistance and may take legal action against CMRE Financial Services if they are found to be violating state laws.
Legal Recourse and Support
- Fair Debt Collection Practices Act (FDCPA): This federal law protects you from abusive debt collection practices. If CMRE Financial Services is violating the FDCPA, you have the right to take legal action against them.
- State Laws: Many states have additional laws that regulate debt collection practices. Contact your state Attorney General’s office to learn more about your rights under state law and how to take action.
- Seek Legal Advice: Consulting with an attorney who specializes in debt collection law can provide you with tailored advice and help you understand your options for legal recourse. They can guide you through the process of filing a lawsuit if necessary.
Remember, you have the right to be treated fairly and respectfully by debt collectors. Don’t hesitate to take action if you believe that CMRE Financial Services is harassing you.
Next Steps
If you have a debt with CMRE Financial Services, Inc., here are some next steps you can take. First, contact CMRE Financial Services, Inc. to discuss payment options or dispute the debt. Next, review your credit report to ensure that the debt is being reported accurately. Consider seeking the help of a credit counselor or financial advisor to create a plan to pay off the debt and avoid further collection activity.
By taking these steps, you can work towards resolving your debt with CMRE Financial Services, Inc. and protecting your credit score. Addressing the debt proactively can help you regain control of your financial situation and reduce stress.
🏛️CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CMRE harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from CMRE, call us at (877)700-5790 for immediate assistance or call us 800 783 to speak with a customer service agent. Visit our website.
🏆Success Stories
I was constantly harassed by CMRE Financial Services with aggressive calls, threats, and misleading claims about a debt I didn’t even owe. The stress was overwhelming until I reached out to Consumer Rights Law Firm PLLC. They immediately took action, sending cease-and-desist letters and filing complaints under the Fair Debt Collection Practices Act (FDCPA). The calls stopped within weeks, and CMRE was held accountable for their illegal tactics. This firm is a true advocate for consumers—highly recommend!
I was constantly harassed by CMRE Financial Services with aggressive calls, threats, and misleading claims about a debt I didn’t even owe. The stress was overwhelming until I reached out to Consumer Rights Law Firm PLLC. They immediately took action, sending cease-and-desist letters and filing complaints under the Fair Debt Collection Practices Act (FDCPA). The calls stopped within weeks, and CMRE was held accountable for their illegal tactics. This firm is a true advocate for consumers—highly recommend!
I was being bombarded by CMRE Financial Services with nonstop calls, false threats of legal action, and even calls to my employer. I felt helpless until I found Consumer Rights Law Firm PLLC. They demanded proof of the debt, filed regulatory complaints, and forced CMRE to stop all contact. The firm even helped me get compensation for the harassment. If you’re dealing with abusive debt collectors, this is the firm you need—knowledgeable, aggressive, and on your side!
FAQs
Who is CMRE Financial Services and why are they contacting me?
CMRE Financial Services is a legitimate debt collection agency that works with healthcare providers (like hospitals, medical offices, labs) to recover unpaid medical bills. If they’re contacting you, it’s likely about a past-due medical debt they are attempting to collect.
Is CMRE Financial Services a scam or legitimate?
CMRE Financial Services is a legitimate company in business since the 1970s, frequently used by medical providers. However, many consumers report aggressive or harassing tactics—so it’s essential to verify any debt with documentation.
Can CMRE legally harass me with calls and texts?
No. Under the FDCPA and TCPA, CMRE cannot repeatedly call you to harass or threaten you, use abusive language, call outside allowed hours (8 a.m.–9 p.m.), or contact you at work after you request them not to.
I’m getting repeated calls—what can I do?
Document each contact (date, time, number, what was said), send a written cease‑and‑desist letter requesting they stop calling, and if calls continue, consider filing a complaint with the CFPB/FTC. Legal action may be possible.
How do I validate a debt CMRE is collecting?
Within 30 days of being contacted, send a written debt validation (debt verification) letter. CMRE must then provide proof of the debt—such as original creditor, amount, and account history.
What if CMRE is calling about a debt I don’t owe?
If it isn’t your debt or they have the wrong number, immediately dispute it in writing, request validation, and demand they stop contacting you. You may be entitled to damages if they persist after that.
Can CMRE affect my credit score?
Yes. CMRE can report debts to credit bureaus, affecting your score. Medical collection debts under $500 or paid medical collections may no longer appear on credit reports after recent reporting changes.
Will paying CMRE remove the collections from my credit report?
Paying CMRE will update the account to “paid collection,” but it can remain on your credit report for up to seven years unless you successfully negotiate a pay‑for‑delete agreement.
Can I sue CMRE for violations or harassment?
Yes. If CMRE violates the FDCPA or TCPA—for instance, through repeat or unauthorized calling, threatening behavior, or failure to validate debt—you may sue for statutory damages and attorney fees.
How can I dispute or remove CMRE from my credit report?
First verify the debt is valid. If it’s not or contains errors, dispute it with CMRE and the credit bureaus (Experian, TransUnion, Equifax). You may also request removal via goodwill or negotiate a settlement with deletion.