Stop CFM Group Debt Collection Harassment!
Is CFM Group harassing you with constant harassing calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family members and neighbors that you owe a debt? If CFM Group attempts to collect a debt through these means, what they are doing is illegal and needs to stop. Such actions can constitute illegal harassment under consumer protection laws. You have the legal right to stop their Debt Collection Harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Are they a scam?
According to the Better Business Bureau website, They have been in business since 2013. There have been 7 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months. There have also been numerous consumer complaints regarding CFM Group’s collection practices.
CFM Group is a legitimate collection agency, operating legally and registered as required. However, there are still concerns about their business practices, including reports of harassment and disputes over debt validity.
What is CFM Group?
According to their website, CFM Group is a full service Accounts Receivable Management Company operating both commercial and consumer divisions. Debt collection agencies like CFM Group are often hired by creditors, such as a bank, to recover overdue debts. Creditors may use agencies like CFM Group to collect on unpaid accounts.
Address: PO Box 674257 Marietta, GA 30006-0071 Phone: (877) 553-7926
CFM Group Debt Collection Harassment Examples
If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, destroy your credit, or making threats of wage garnishment or legal action without court approval
- Attempting to garnish wages or file a lawsuit without proper legal authority
- Filing lawsuits or legal actions without proper documentation
- Engaging in repeated violations of consumer protection laws
- Failing to provide a letter validating the debt when requested
- Not informing you of your right to dispute the debt or the process for disputing it
- Contacting you instead of the original creditor regarding the debt
- Being held responsible for violations of the FDCPA
- Making threats or taking actions that have violated your consumer rights
- Requiring significant effort from you to stop the harassment or correct errors
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known CFM Group Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(877) 553-7926
If the answer is yes, then you are receiving calls from a known CFM Group number. You may be a victim of CFM Group phone harassment. Some consumers have also called CFM Group directly to dispute charges or request more information about their debts. The list above is not all the numbers that CFM Group uses. The calls can be from a different number and it still be CFM Group calling you. Contact our office right away so we can start the process to stop their from calling you illegally. Above all, no one should live with harassment!
How Debt Collection Affects Your Credit Report
When a debt collection agency like CFM Group attempts to collect debts, the impact can go far beyond unwanted calls or letters—it can also affect your credit report. Debt collectors and collection agencies often report collection accounts to the major credit bureaus, which can significantly lower your credit score and make it harder to qualify for loans, credit cards, or even housing.
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must follow fair debt collection practices, including how they communicate with you and how they report debts. If a debt collector reports a debt to the credit bureaus, it will appear as a negative mark on your credit report, potentially staying there for up to seven years. This can happen even if you’re only a few months behind on payments, and it can affect your ability to get credit in the future.
If you believe a debt is not legitimate or contains errors, you have the right to dispute it. Once you dispute a debt in writing, the debt collection agency is required to investigate and update your credit report if the information is inaccurate. If you pay off or settle the debt, the collector must also update your credit report to reflect the new status. Monitoring your credit report regularly is essential to ensure that all information reported by debt collectors is accurate and up to date.
Unfortunately, some debt collectors may use illegal debt collection practices, such as reporting false information or failing to update your credit report after you pay. If you experience debt collection harassment or suspect illegal practices, you may be entitled to statutory damages and attorney fees. A consumer rights law firm can help you stop harassment, dispute inaccurate debts, and protect your credit.
To minimize the impact of debt collection on your credit report, take action as soon as you’re contacted by a collection agency. Verify the debt, communicate in writing, and keep records of all correspondence. If you’re unable to pay the full amount, consider negotiating a payment plan or settlement. You can also request that the debt collector cease communications, which can help stop harassment while you address the debt.
Remember, the Better Business Bureau and other consumer protection agencies offer resources and guidance for dealing with debt collectors and collection agencies. By staying informed and proactive, you can protect your consumer rights, stop harassment, and prevent further damage to your credit report. If you need help, don’t hesitate to contact a law firm experienced in debt collection practices to ensure your rights are fully protected.
Common Questions:
Is CFM Group a scam? No, they have been in business since 2013.
Can they seize my property? They can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can they sue me? Yes, they can sue you so long as the debt is within the statute of limitations.
Can they report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can they arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against CFM Group in the United States District Court for the Northern District of Georgia and can be found on Pacer.org.
1:17-cv-04579 Anderson v. CFM Group, LLC
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from CFM Group, call us at
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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