Stop CCB Credit Services, Inc Phone Harassment!
Is CCB Credit Services, Inc harassing you with constant phone calls? Do they threaten to take legal action or mention wage garnishment, which is a legal process where a portion of your wages can be withheld to pay a debt? It’s important to know that wage garnishment is not common and there are legal protections in place to prevent it in most cases. Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CCB Credit Services, Inc phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is CCB Credit Services, Inc a Scam?
According to the Better Business Bureau website, CCB Credit Services, Inc has been in business since 1933. There have been 20 complaints closed in the last 3 years and 3 complaints closed out in the last 12 months.
Read more here: CCB Credit Services, Inc Better Business Bureau
What is CCB Credit Services, Inc?
CCB Credit Services, Inc. stands out as a debt collection agency with over eight decades of experience in the accounts receivable management industry. As a company that provides essential credit services to a wide range of clients, CCB Credit has built a reputation for delivering remarkable results in recovering outstanding debts. However, as with many collection agencies, CCB Credit Services reviews from consumers are mixed, reflecting both positive outcomes and areas of concern.
Address: 5300 S. Sixth Street Springfield, IL 62703 Phone: (217) 786-4800 Fax: (217) 529-7185
Better Business Bureau (BBB) Reviews and Ratings
On the Better Business Bureau (BBB) website, CCB Credit Services, Inc. receives a variety of reviews. Some consumers appreciate the company’s professionalism and commitment to resolving accounts, while others have filed complaints about aggressive collection tactics or difficulties in communication. The BBB rating for CCB Credit Services is determined by several factors, including complaint history, business practices, and how effectively the company resolves disputes. This means that while some clients and creditors are satisfied with the agency’s customized solutions and proprietary processes, others may have experienced challenges that impacted their credit health or payment history.
Can You Remove CCB Credit Services From Your Credit Report?
If you find a collections account from CCB Credit Services on your credit report, it’s important to know that removing it is possible, but not always straightforward. Simply paying the debt does not guarantee that the account will be removed from your credit reports. To remove CCB Credit Services, you may need to negotiate directly with the agency or the original creditor, and then follow up with the credit bureaus to ensure the account is updated or deleted as agreed. Disputing inaccurate or outdated information is another step consumers can take to protect their credit health.
Types of Debts Collected and Data Security Practices
CCB Credit Services collects debts on behalf of various creditors, including credit card companies, lenders, and other financial institutions. The company is committed to maintaining emerging technologies and security solutions to manage accounts efficiently and protect consumer data from online attacks. Their security service is designed to safeguard sensitive information, and their business is built on founding beliefs of ethics, integrity, and professionalism.
Settling or Negotiating Debt With CCB Credit Services
For consumers looking to settle or negotiate a debt with CCB Credit Services, it’s crucial to get any agreement in writing. A written settlement can clarify whether the account will be reported as paid, settled, or removed from your credit report. Keep in mind that settling a debt may not always result in immediate removal from your credit reports, but it can help resolve outstanding debts and prevent further negative impact on your credit health.
In summary, CCB Credit Services, Inc. has a complex reputation shaped by decades of experience, a commitment to security, and a mix of consumer reviews. Whether you’re dealing with a collections account or seeking to protect your credit, understanding your rights and the company’s practices is essential. By staying informed and proactive, you can manage your debt, negotiate settlements, and work toward maintaining a healthy credit report.
CCB Credit Services, Inc Phone Harassment Examples
If CCB engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
CCB Credit Services Inc Phone Numbers
Are you receiving any harassing phone calls from this number?
- 217-786-4800
If the answer is yes, then you are receiving calls from a known CCB Credit Services, Inc number. You may be a victim of CCB phone harassment. The list above is not all the numbers that CCB uses. The calls can be from different phone numbers and it still be CCB calling you. Contact our office right away so we can start the process to stop CCB from calling you illegally. Above all, no one should live with harassment!
Complaints Against CCB Credit Services
The following is a sample list of complaints filed against CCB in and can be found on Pacer.gov.
| Case Number | Case Name |
|---|---|
| 2:19-cv-06619-KM-JBC | Nolasco v. CCB Credit Services, Inc., et al. |
| 3:18-cv-03078-RM-TSH | Williamson v. CCB Credit Services, Inc. |
| 2:18-cv-00229-SJF-AKT | Reyes v. CCB Credit Services, Inc. |
| 1:17-cv-06512-MKB-ST | Gotel v. CCB Credit Services, Inc. |
| 1:17-cv-01359-JES-JEH | Frisby v. CCB Credit Services, Inc. |
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CCB harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from CCB, call us at 877-700-5790.
Success Stories
- Scott was amazing and very professional! He was very knowledgeable and took the time to explain everything and answer my questions. We were dealing with a very unprofessional debt collector. Im thankful I looked into our rights and what we could do and found Consumer Rights Law Firm. Dont ever let a debt collector try to bully you and tell you that you have no rights because you do!
- I had an excellent experience with Consumer Rights Law . Their customer service is truly the best in town. Whenever I needed help or had questions, they reached out or called me back as soon as possible. They kept me updated with daily details about my case, which gave me peace of mind throughout the entire process. I highly recommend this attorney to all my friends and colleagues—professional, reliable, and genuinely committed to their clients.
- I’m extremely grateful for the support and guidance I received throughout my case. From start to finish, the team was professional, responsive, and truly cared about my situation. Thanks to their hard work, my case was resolved completely in my favor without any repayment or attorney fees was guaranteed no money payback out of pocket I would highly recommend them to anyone in need of honest and effective legal assistance.
Frequently Asked Questions
Who is CCB Credit Services and why are they calling me?
CCB Credit Services, Inc. is a legitimate third-party debt collection agency based in Illinois. They collect delinquent accounts on behalf of creditors. If they are calling you, they believe there is an unpaid or past-due debt that belongs to you.
Is CCB Credit Services a scam or legitimate collector?
CCB Credit Services is not a scam, it is a real collection company with many years in operation. However, consumers have filed complaints about harassment, incorrect debts, or aggressive phone calls.
What kinds of phone harassment does CCB Credit Services commit?
Reported harassment includes repeated phone calls (sometimes many per day or week), calling outside appropriate hours, contacting you at work, leaving threatening messages, or trying to collect a debt that may not be valid.
How many calls per week from CCB is too many?
Under federal rules and recent debt collection regulations, more than seven phone calls in seven days for the same debt can be considered harassment. Repeated calls intended to annoy or intimidate may also violate laws like the FDCPA.
Can CCB call me early in the morning or late at night?
Debt collectors generally cannot call before 8:00 a.m. or after 9:00 p.m. unless you give permission. Calls outside those hours may be considered harassment.
What should I do if CCB contacts my workplace or family members?
Under the FDCPA, a collector may not discuss your debt with third parties except for limited purposes such as verifying your location. If CCB contacts your employer, coworkers, or family inappropriately about your debt, this may violate your rights. Document everything and consider seeking legal counsel.
Can I request CCB to validate the debt they claim I owe?
Yes. You have the right to request debt validation. If you believe the debt is inaccurate or not yours, ask for written proof. CCB must provide sufficient documentation before continuing collection efforts.
Can I make CCB stop calling me altogether?
Yes. You can send a written cease-and-desist notice requesting that CCB stop contacting you by phone. After receiving it, they should only contact you to confirm they will stop or to notify you of legal action. Continued contact could have legal consequences.
What laws protect me from CCB’s harassing calls?
The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive or harassing collection practices. Other laws, such as the TCPA for unwanted calls or robocalls, and applicable state laws may also apply.
Can I sue CCB Credit Services for violating my rights?
Yes. If CCB violates the FDCPA or other applicable laws, you may be able to sue for statutory damages, actual damages if you were harmed, and attorney’s fees. Consulting a consumer rights attorney is recommended.
