Stop Amos Financial Phone Harassment!

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Stop Amos Financial Phone Harassment!

Is Amos Financial harassing you with constant phone calls? 

Creditors find it easier and oftentimes cheaper to transfer the responsibility of pursuing the debts owed to them to a collection agency. This is because collection agencies have the experience, resources and tools required to track down a debtor and discuss their debts. Third-party debt collectors are able to find debtors even when they have moved to a new location or changed their numbers.

Some of the strategies debt collectors employ include: calling the friends and family of the debtor to ask for their number (they are not allowed to disclose information about the debt to the friends and family), calling the workplace of the debtor, stalking the debtor on social media, or even showing up at the debtor’s residence or place of employment.

Debt collectors employ numerous strategies in a bid to get people to pay their debts. Some of these strategies are fair and lawful while others are not. If a debt collector is being rude, insensitive, and insulting to you, they’re breaking the law.

The Fair Debt Collection Practices Act is a federal law put in place to regulate the activities of third-party debt collectors. According to the FDCPA, debt collectors should never employ unfair, deceptive and abusive debt collection methods. When a debt collector begins to call you many times a day, call you at odd hours, harass your family or friends, threaten you with lawsuits or physical harm, they are violating your rights under the FDCPA and you should contact us now to get legal help.

Can Amos Financial garnish my wages?

One of the things debtors are most concerned about is whether a collection agency can garnish their wages.

Debt collectors can be scary and intimidating. They say a lot of things to debtors just to get them to pay up faster, most of which are just threats and can not actually be acted upon according to the provisions of the law. If a debt collector is threatening to garnish your wages, it is most likely just a threat, that is, except they have filed a lawsuit against you in a court of law. No debt collector has the right to garnish a debtor’s wages on their own, except they have the backing of the law.

The only way a debt collector can garnish your wages is if they sue you to court and win a lawsuit against you and the court grants them permission to garnish your wages. Everything outside of this is just a threat and a violation of your rights under the FDCPA.

If you are not sure of the name of the collection agency that is contacting you than feel free to visit our list of collection agencies

Can Amos Financial send me to jail?

Threatening to send debtors to jail is one tactic that debt collectors use often. People are thrown into a state of panic and fear when they hear debt collectors issue such threats.

This is why debtors need to be aware of what a debt collector can and can not do to them, by reading about the Fair Debt Collection Practices Act. According to federal laws, a debt collector cannot send a debtor to jail over a debt. Any debt collector telling you that they will send you to jail is threatening you and that is prohibited by the FDCPA.  Being in debt is not a crime and therefore should not be treated as such.

If you have any additional questions than please visit our FAQ page: FAQ | Consumer Rights Law Firm PLLC (consumerlawfirmcenter.com

What is Amos Financial?

According to their website, Amos Financial is an independent debt acquisition firm that purchases and services a diverse portfolio of debt from a number of banking institutions. Amos Financial LLC has a catalog of different consumer and commercial accounts, including but not limited to, credit cards, automobile loans, equipment loans, and mortgages.

Contact Information

Address: 3330 Skokie Valley Rd
Highland Park, IL 60035-1035
Phone: (847) 433-2600

Is Amos Financial a scam?

No, they are not. They are an approved collection agency. According to the Better Business Bureau website, Amos Financial has been in business since 1999 and has an active file opened with the Better Business Bureau. Read more about them here: Amos Financial Better Business Bureau 

Known Amos Financial Collection Call Numbers

Are you receiving any harassing phone calls from any of the following numbers?

(847) 433-2600

If the answer is yes, then you are receiving calls from a known Amos Financial number. You may be a victim of Amos Financial phone harassment.  Contact us now

The following is a sample list of complaints filed against Amos Financial and can be found on Pacer.org.

3:17-cv-01119-JMM Redenski et al v. Amos Financial, LLC

3:14-cv-01633-SRU Gagnon v. Amos Financial LLC et al

2:14-cv-00090-GLF-NMK Burkitt v. Amos Financial LLC et al

0:13-cv-03403-RHK-SER Elzy v. Amos Financial, LLC

3:13-cv-00063-JGM Pape v. Amos Financial LLC et al


Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Amos Financial. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at 877-700-5790 for immediate assistance.

Check out the links below for more information:


Attorney General Illinois 

Consumer Financial Protection Bureau 

Amos Financial LLC
Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.