Southern Management Systems Debt Collection Harassment
Tired of Southern Management Systems Debt Collection Harassment? Wish there was a way to make the calls stop? Is Southern Management Systems constantly calling and harassing you? Does your phone ring every day, several times per day, because Southern Management Systems is calling you to demand payment? Threatening you with legal action? Has Southern Management Systems ever used abusive or profane language when speaking with you on the phone? If so, Southern Management Systems may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. Consumers have specific rights regarding how and when debt collectors may be contacting them, and they can request that all contacting cease under the FDCPA. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the , you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Southern Management Systems a scam?
According to the Better Business Bureau website, Southern Management Systems has been in business since 1977. Southern Management Systems is a legitimate debt collection company with a long-standing history in the industry. There have been 80 complaints closed in the last 3 years and 24 complaints closed out in the last 12 months. Read more here: Southern Management Systems Better Business Bureau.
Who is Southern Management Systems?
Southern Management Systems is a third party collection agency located in Orlando, Florida. As a third-party collection agency, they specialize in debt collection on behalf of original creditors or property management firms. They have been a party to over 30 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court case alleges that Southern Management Systems used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: PO Box 149966 Orlando, FL 32814-8966
📞 Phone: (800) 229-4531
🖨️ Fax: (877) 991-3462 & (847) 925-2050
Southern Management Systems Debt Collection Harassment Tactics
If Southern Management Systems engages in any of the following tactics, you may have a case:
- ➡️ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- ➡️ Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- ➡️ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- ➡️ Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- ➡️ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- ➡️ Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- ➡️ Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- ➡️ Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- ➡️ Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
Southern Management Systems Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- ☎️ 407-895-7100
- ☎️ 800-229-4531
If so, you may be a victim of Southern Management Systems debt collection harassment. The list above is not all the numbers that Southern Management Systems uses. Also, calls can be from a different numbers and it still be Southern Management Systems calling you. Contact our office right away so we can start the process to stop Southern Management Systems from calling you illegally. Above all, no one should live with harassment.
Credit Report Implications of Southern Management Systems Collections
When Southern Management Systems, a third party debt collector, becomes involved with your account, the impact on your credit report can be significant and long-lasting. As a collection agency that works with some of the largest property management companies and the student housing industry serving multi family landlords, Southern Management Systems collect on debts that, if left unresolved, may be reported to the major credit bureaus—Equifax, Experian, and TransUnion.
Under the Fair Credit Reporting Act (FCRA), Southern Management Systems and other collection agencies must follow strict guidelines when reporting collection accounts to credit reporting agencies. If Southern Management Systems calling you results in a collection account being added to your credit report, you could see a substantial drop in your credit score. This negative mark can make it more difficult to qualify for loans, rent an apartment, or even secure certain jobs, as many businesses and landlords review credit reports as part of their decision-making process.
If you are contacted by Southern Management Systems, it’s crucial to respond promptly and request detailed information about the debt. Ask for written verification, including the original creditor’s name and the amount owed. This step helps ensure you are not paying a debt you do not owe and protects you from potential scams or errors. If the debt is legitimate, you may be able to negotiate a payment plan or settlement directly with Southern Management Systems or through a law firm experienced in fair debt collection practices.
Consumer complaints about Southern Management Systems often mention issues with credit reporting and harassment. The Better Business Bureau (BBB) is a valuable resource for checking the company’s track record and filing a complaint if you believe your rights have been violated. Remember, federal laws protect you from unfair or inaccurate reporting, and you have the right to dispute any errors with the credit bureaus.
To minimize the negative effects of a Southern Management Systems collection account on your credit report, consider these steps:
- ➤ Verify the Debt: Request written proof from Southern Management Systems before making any payments.
- ➤ Negotiate or Seek Legal Help: If the debt is valid, try to negotiate a settlement or consult a law firm that specializes in debt collection issues.
- ➤ Monitor Your Credit Reports: Regularly check your credit reports from all three credit bureaus to ensure accuracy and catch any unauthorized or incorrect entries.
- ➤ Dispute Inaccuracies: If you find errors or outdated information related to Southern Management Systems, file a dispute with the credit reporting agencies to have them corrected or removed.
By staying proactive and informed, you can fight back against unfair collection practices and protect your credit standing. Federal laws, including the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, are in place to safeguard your legal rights as a consumer. Don’t hesitate to use these protections to resolve disputes and maintain your financial security.
Complaints Against Southern Management Systems
The following is a sample list of complaints filed against Southern Management Systems and can be found on Pacer.gov.
- 📝 6:18-cv-01075-CEM-KRS Reily et al v.
- 📝 2:17-cv-04382-JD GUZMAN v.
- 📝 1:16-cv-03959-ELR Carstaphen v.
- 📝 8:16-cv-02870-EAK-TGW Sowards v.
- 📝 6:15-cv-01871-ACC-TBS Rivera v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Southern Management Systems debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Southern Management Systems debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 Was being harassed by a shady debt collector for months, then they stated calling family members harassing them as well non stop called consumer rights law firm was connected with Matthew he did a fantastic job. Was very professional explained the whole process to me and best of all he guaranteed me I’d never pay anything out of pocket. The calls stopped immediately and he was able to get my debt waived. Whole process took less than 10 days 10/10!!! So glad I found this law firm.
- 🏆 I worked closely with Scott and Jeff at Consumer Rights Law Firm PLLC and they went above and beyond. They ensured the process was as smooth as possible and took care of everything. They guaranteed that they would never ask for any money out of pocket and they stood by that and kept their word.
- 🏆 I admit I was skeptical when I first called but after talking to Matt, I knew that him & his team knew what they were doing. I had a creditor calling me & making threats. They also called my family. I felt I HAD to pay them to make them stop. Matt informed me that what they were doing was illegal. He got the calls to stop, got my debt cleared, & I didn’t have to pay a cent to them. On top of that, they were able to get me money BACK! They exceeded my expectations & I will be using them again & refer them 1000 times to anyone/everyone.
Common Questions:
Is Southern Management Systems a scam?
No, Southern Management Systems has been in business since 1977.
Can Southern Management Systems seize my property?
Southern Management Systems can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Southern Management Systems sue me?
Yes, Southern Management Systems can sue you so long as the debt is within the statute of limitations.
Can Southern Management Systems report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
Can Southern Management Systems arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Is there an example of someone successfully disputing a debt or negotiating a settlement with Southern Management Systems?
Yes, for example, a consumer who received a collection notice from Southern Management Systems was able to dispute the debt by providing documentation that the debt was not valid. After reviewing the evidence, Southern Management Systems removed the collection from the consumer’s credit report. In another example, a consumer negotiated a settlement with Southern Management Systems and was able to pay a reduced amount to resolve the debt, which helped improve their credit standing.
