Solomon And Solomon PC Phone Harassment?

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Solomon And Solomon PC Phone Harassment?

Is Solomon And Solomon PC (S&S) calling you? Stop Solomon And Solomon PC phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop.

If you have been contacted by Solomon and Solomon PC, it is important to understand your rights and the steps you can take to protect yourself from harassment.

You have the legal right to stop S&S phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Solomon And Solomon PC a Scam?

According to the Better Business Bureau website, they have been in business for 53 years. Solomon and Solomon PC is a debt collection agency responsible for collecting outstanding debts on behalf of creditors. There have been 24 complaints filed against S&S with the BBB.

Solomon And Solomon PC

Who is Solomon And Solomon PC?

They are a third party debt collector located in Albany, New York. Solomon and Solomon PC is a debt collection law firm that offers services related to debt recovery and legal proceedings. S&S has been a party to a Federal Court case over 1600 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: Five Columbia Circle

Albany, NY 12203

Phone: (518) 456-7200

Solomon And Solomon PC Collection Tactics

If they engage in any of the following tactics, you may have a case:

  • Using profanity, obscene language, or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed
  • Continuing collection efforts after you request debt validation may violate your rights under the FDCPA

Solomon And Solomon PC Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

518-456-7200, 518-456-0651, (518) 456-7200, (518) 456-0651, 5184567200, 5184560651

If the answer is yes, then you are receiving calls from a known S&S number. You may be a victim of S&S phone harassment.  The list above is not all the numbers that S&S uses. The calls can be from a different number and it still be Solomon calling as part of their debt collection process. Contacting consumers by phone is regulated by law, and you have rights regarding how and when Solomon and Solomon PC can contact you. Contact our office right away so we can start the process to stop S&S from calling you illegally. Above all, no one should live with harassment!

Credit Report Implications

Having a collection account from Solomon and Solomon PC appear on your credit report can seriously impact your financial situation. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors like Solomon and Solomon PC are required to report only accurate information to credit bureaus. Unfortunately, mistakes and incorrect information can still find their way onto your credit report, potentially lowering your credit score and making it harder to qualify for loans, credit cards, or even rental housing.

If you notice Solomon PC or any collection account listed on your credit report, it’s a sign that a creditor believes you owe a debt. This negative mark can lead to higher interest rates, loan denials, and other financial setbacks. That’s why it’s crucial to take immediate action to protect your consumer rights and your credit.

Start by requesting a debt validation letter from Solomon and Solomon PC. This letter should confirm the amount owed, the original creditor, and other key details. Debt validation is your right under the FDCPA, and it helps ensure that you’re not being held responsible for debts you don’t owe or for incorrect amounts. If you find any errors or if the debt is not valid, you have the right to dispute the information with the credit bureaus. Filing a dispute can lead to the removal of inaccurate or outdated information from your credit report.

Even after paying a collection account, the negative entry may remain on your credit report for up to seven years. However, you can try to negotiate a “pay for delete” agreement with the debt collector, where they agree to remove the collection account from your credit report in exchange for payment. While not all debt collection agencies or law firms will agree to this, it’s worth discussing as part of your repayment strategy.

If you experience phone harassment, abusive practices, or any other violations of the FDCPA or state law during your dealings with Solomon and Solomon PC, you have the right to seek monetary damages and attorney fees. Filing a complaint with the United States District Court or consulting with a law firm experienced in debt collection practices can help you protect your rights and hold debt collectors accountable.

To safeguard your financial situation and credit:

  1. Always verify the debt with a debt validation letter before making any payments.
  2. Dispute any incorrect information with the credit bureaus to prevent harm to your credit.
  3. Consider negotiating a “pay for delete” if you decide to pay the debt.
  4. Take legal action if you’re subjected to phone harassment or other abusive practices.
  5. Regularly monitor your credit report for signs of identity theft or new collection accounts.

By staying proactive and informed, you can minimize the harm caused by debt collection accounts and ensure that your credit report accurately reflects your financial history. If you need help navigating disputes or legal action, consult with an attorney or a reputable credit repair company to protect your consumer rights and financial future.

Common Questions

Is S&S a scam? No, they have been in business for 53 years.

Can they garnish my wages? Yes, S&S can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can S&S sue me? Yes, S&S can sue you so long as the debt is within the statute of limitations. If you are sued by Solomon and Solomon PC, you must file a response with the court to protect your rights. The lawsuit will be based on a claim that you owe a specific debt.

Can S&S report my debt to the collection bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can S&S arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Solomon And Solomon PC in the past and can be found on Pacer.org.

1:94-cv-00556-CGC-RWS Glasper v. Solomon and Solomon

1:96-cv-00603-TJM-DRH Smith v. Solomon and Solomon

1:99-cv-00432-TJM-DRH DeLuke v. Solomon and Solomon

1:99-cv-01431-DNH-DRH Coughlin, et al v. Solomon and Solomon

4:19-cv-00114-HLM Edwards v. Solomon and Solomon

These cases often involve legal professionals acting on behalf of clients to challenge debt collection practices. Thorough legal research is essential in preparing these cases and ensuring the best possible outcome for clients.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We are committed to providing excellent service by ensuring prompt, transparent, and professional support throughout your case. Rather than suffer alone, contact our office to begin the process to stop the Solomon And Solomon PC harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. We also assist clients in preparing important legal documents and communications in writing to help protect their rights and ensure clarity in all legal matters.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Solomon And Solomon PC. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights, and helped me communicate directly with my creditors to resolve disputes.”

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions. The staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question. They helped me determine the validity and amount of the debt, and after sending a verification letter, my issue was resolved quickly. The harassment calls stopped, I was even compensated. I would recommend this company to anyone going thru this type of harassment—a very satisfied customer.”

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. They also identified a violation of the FDCPA by Solomon and Solomon PC, which helped protect my rights. THANK YOU SO MUCH!!”

“After Solomon and Solomon PC placed a negative mark on my credit report, I struggled to get approved by lenders for a new loan. The firm helped me address the issue and improve my creditworthiness.”

Check out the links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

New York Attorney General

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.