Protecting Your Consumer Rights: Debt Negotiation with Simons & Associates Law, P.A.

Dealing with debt collectors and legal disputes over debt can be overwhelming, but you have rights. Simons & Associates Law, P.A. helps consumers fight against unfair collection practices, negotiate debt settlements, and navigate lawsuits from creditors. If a debt collector is harassing you, misrepresenting the amount you owe, or threatening legal action, you need to understand your options.

🔎 Know Your Rights in Debt Collection

Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA), which protects consumers from:

If you’re experiencing aggressive debt collection tactics, learn more about what debt collectors can and cannot do under the law.

💰 Debt Negotiation: Reduce What You Owe

Many debts can be settled for less than the original balance through proper negotiation. Simons & Associates Law, P.A. can help you:

⚖️ What to Do If You’re Sued Over a Debt

If a collection agency sues you, don’t ignore the lawsuit. Taking action quickly can help you avoid a judgment against you. Here’s what to do:

  1. Verify the debt – Ensure the amount and creditor are correct.

  2. Check the statute of limitations – Older debts may be too old to collect legally.

  3. Respond to the lawsuit – Never ignore a court summons. A failure to respond could result in wage garnishment or asset seizure.

  4. Seek legal assistance – A consumer protection attorney can help you fight back.

Want to know if a collection agency can file a lawsuit against you? Get the facts and take action.

📌 Contact Simons & Associates Law, P.A.

If you’re dealing with unfair debt collection practices or need help negotiating your debt, Simons & Associates Law, P.A. is here to assist.

📞 Take control of your debt today! Contact Simons & Associates Law, P.A. for a free consultation and learn how to protect your rights.

👉 Consumer Rights Law Firm PLLC is also available to help you fight unfair collection practices and stop creditor harassment.