Scranton Recovery Group, LLC Debt Collection Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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🚨Scranton Recovery Group Debt Collector: Are You Facing Debt Collection Harassment❓

Scranton Recovery Group LLC Debt Collection Harassment? Hard times happen to everyone and sometimes the effects of these hard times leave dents on the finances of individuals and families. When people begin to fall behind on their bills, it may take a lot for them to get back up and this may lead to them being unable to settle their bills, leading them deeper and deeper into debt.

Creditors and businesses who are unable to recover debts after some time, send the delinquent accounts to third-party debt collectors or collection agencies. These debt collectors then begin the job of pursuing the debt by contacting the debtors and using everything in their power to try to persuade them to settle the debt.

Dealing with Scranton Recovery Group debt collectors can be a dicey experience because Scranton Recovery debt collectors have years of experience in dealing with various consumers and thus, can easily outsmart you or lead you into legal pitfalls that you may be untrained to spot. This is why you need to solicit the services of a qualified and experienced consumer rights lawyer to guide you through the entire process. In some cases, a civil action may be necessary to resolve the dispute.

Without the right knowledge, your interaction with Scranton Recovery Group debt collectors can end up being to your disadvantage. One of the tricks debt collectors’ employs is threatening and harassing consumers, in an attempt to recover debts from them. What you must know is that this is unlawful and strongly frowned upon by the FDCPA. If you are experiencing harassment from a debt collector, you need to speak with a qualified lawyer. Contact us by calling this number 877-700-5790 now.

🔍What should I Request When Speaking With a Scranton Recovery Group Debt Collector❓

When you are contacted by a Scranton Recovery Group debt collector, there are things you should know and questions you should ask. Notice that the Fair Debt Collection Practices Act (FDCPA) allows debtors to ask debt collectors certain questions about their identity, the name of the original creditor, and the amount owed over the phone.

It is always wise to refrain from speaking too much when a Scranton Recovery debt collector calls. Do not divulge your personal information to them, especially when you don’t know who they are, why they’re calling, and if the debt is actually yours. Be patient enough to listen to debt collectors speak, so that you can get enough information from them.

Asking debt collectors questions is also wise but it is important to know what questions to ask.

Here are a few questions you should ask debt collectors:

What is your name and where are you calling from? The Telephone Consumers Protection Act requires debt collectors to provide their names to any consumer they call over an issue of unpaid debt. They must also identify themselves as a collection agency. If a debt collector fails to introduce himself properly when they call you, you should let them know that they are going against the TCPA and violating your rights.
What is the name of your agency and what is their address?
Who is the original creditor?
What is the name of the name and address of the debtor listed on the debt?
Can you confirm that this debt is mine?
Can you send me documents confirming that this debt is mine?

If your debt collection agent refuses to cooperate with you by answering the above questions, it is either that they are in violation of the FDCPA and/or TCPA, or they are fraudsters posing as collection agencies. Either is not an option you have to deal with by yourself. Seek the professional advice of a qualified attorney to understand your rights and the necessary consent required in such legal matters.

🔎Who are Scranton Recovery Group LLC?

Scranton Recovery Group is a third-party debt collector located in Depew, New York. According to their website, Scranton Recovery Group LLC is a fully licensed consumer asset recovery company that specializes in the resolution of outstanding personal consumer debt. Parties involved in civil actions should be aware of the availability of a United States Magistrate Judge to conduct proceedings, as stipulated under relevant U.S. statutes and court rules.

📞Contact Information

Address:

6348 Transit Rd, Suite 3

Depew, NY, 14043

Phone: (833) 368-4692, 888-333-1814

Litigants are also informed about the specific Notice, Consent, and Reference of a Civil Action to a Magistrate Judge form (AO-85), which is available for download as part of procedural instructions.

⚖️Debt Collection Harassment and Your Rights

Debt collection harassment is a serious issue that affects many consumers. When debt collectors cross the line from persistent to abusive, it can create a stressful and intimidating environment for those already struggling with financial difficulties. Understanding your rights is crucial in protecting yourself from such harassment.

The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors. It prohibits them from using abusive, unfair, or deceptive practices when attempting to collect debts. This means that debt collectors, including Scranton Recovery Group LLC, must adhere to strict guidelines when communicating with consumers.

Under the FDCPA, you have the right to request validation of the debt. This includes asking for the amount owed, the name of the original creditor, and proof that the debt is indeed yours. This is a critical step in ensuring that you are not being pursued for a debt that you do not owe.

Debt collectors are also prohibited from using threatening or abusive language, making false statements, or engaging in unfair practices. If a debt collector violates these rules, you have the right to take action. You can file a complaint with the Federal Trade Commission (FTC) or your state Attorney General’s office. These agencies can investigate and take action against debt collectors who break the law.

In some cases, it may be necessary to seek the help of a qualified consumer rights lawyer. An experienced attorney can help you understand your rights and take legal action against debt collectors who violate the FDCPA. For instance, in the case of Bell v. Scranton Recovery Group LLC, the plaintiff, Laurence Bell, may have experienced debt collection harassment, leading to the filing of the lawsuit. The court will consider the FDCPA guidelines and the conduct of the debt collector when determining the outcome of the case.

Consumers should always be aware of their rights and seek help if they experience debt collection harassment. By standing up for your rights and taking appropriate action, you can protect yourself from abusive debt collection practices and ensure that debt collectors operate within the bounds of the law.

⚠️Is Scranton Recovery Group LLC a Scam❓

According to the Better Business Bureau Scranton Recovery Group has been in business since 2018. Scranton Recovery Group has an A+ rating and there have no customer complaints. An ADR Plan is available as a resource for mediation in civil litigation proceedings, facilitating alternative dispute resolution processes.

💼Conclusion

Scranton Recovery Group role in the debt collection landscape brings to light the complexities and challenges inherent in the industry. As consumers navigate the demands of debt collection, it is crucial to be informed about their rights under the FDCPA and to advocate for a system that prioritizes ethical practices. One important aspect to be aware of is the ‘summons returned executed’, which signifies that a summons has been formally served to a defendant, marking a critical step in the legal process.

By shedding light on the concerns raised by consumers dealing with Scranton Recovery, we contribute to the ongoing conversation surrounding debt collection practices. Through awareness, advocacy, and a commitment to ethical standards, we can work towards a financial landscape where debt collection agencies operate with respect for consumer rights, fostering a more equitable and compassionate system for all. Additionally, understanding the role of a United States Magistrate in overseeing proceedings can help consumers better navigate the legal complexities involved in civil actions.

🏛️About Us

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from Scranton Recovery Group debt collectors, ensuring that all necessary consent forms are properly handled in legal proceedings. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Scranton Recovery Group. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.