Rushmore Service Center Phone Harassment?
Is Rushmore Service Center (RSC) calling you? Stop Rushmore Service Center phone harassment. Do they threaten to take legal action or garnish your wages? Rushmore Service Center may also file lawsuits or legal documents in order to pursue debt collection. Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop RSC phone harassment. If a collection agency commits a violation of the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Multiple violations of the law can increase the potential remedies available to consumers.
Is Rushmore Service Center a Scam?
According to the Better Business Bureau website, Rushmore Service Center has been in business for 8 years. Rushmore Service Center is not accredited by the BBB, which means it has not met all the standards required for BBB accreditation. The BBB does not endorse any business, product, or service, but provides objective information to help consumers make informed decisions. There have been 7 complaints filed against RSC with the BBB, and these complaints involve multiple parties, including customers and third parties, who contribute to the review and complaint process. Customer reviews are also important, as reviews help assess a company’s reputation and provide insight into client satisfaction.
Rushmore Service Center Better Business Bureau
Who is Rushmore Service Center?
Rushmore Service Center is a third party debt collector located in Sioux Falls, North Dakota. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. In one such case, the court held that confusion alone is insufficient to establish a violation under the FDCPA. A recent Federal Court case alleges that Rushmore Service Center used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Rushmore Service Center is not affiliated with any subsidiaries of other companies.
When dealing with debt collection, it is important for consumers to ensure that the original creditor is properly identified and that all debt collection communications are correctly signed to comply with legal requirements. Citizens of certain states, such as North Carolina, may have additional legal protections and remedies under state law beyond those provided by federal law.
Address: 3820 N Louise Ave
Sioux Falls, SD 57107-0145
Phone: (866) 950-7300
Rushmore Service Center is often referred to or searched for by other names. These include:
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Rushmore Service Center Collection Tactics
If Rushmore Service Center engages in any of the following commonly used debt collection tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
If you are experiencing harassment, you can send a cease-and-desist letter to the debt collector to stop further contact. You also have the option to set up a payment plan or arrangement with the debt collector to resolve the debt. Don’t hesitate to share your experiences with debt collection harassment to help inform others and seek support.
Rushmore Service Center Phone Numbers
866-950-7300, 605-333-6299, (866) 950-7300, (605) 333-6299. 8669507300, 6053336299
If the answer is yes, then you are receiving calls from a known RSC number. It is important to identify calls from Rushmore Service Center by checking the caller ID and matching the number to those listed above. However, there is always a possibility of error in recognizing phone numbers, so be sure to verify the caller before sharing any personal information. You may be a victim of RSC phone harassment. The list above is not all the numbers that RSC uses. The calls can be from a different number and it still be Rushmore Service Center calling you. To ensure accurate communication, update your contact information with the debt collector if it has changed. For more details about Rushmore Service Center’s contact methods, visit our dedicated page on this topic. Contact our office right away so we can start the process to stop RSC from calling you illegally. Above all, no one should live with harassment!
Regulatory Framework: What Laws Govern Rushmore’s Practices?
Rushmore Service Center’s collection activities are subject to a range of federal and state laws designed to protect consumers from unfair and abusive debt collection practices. At the federal level, the Fair Debt Collection Practices Act (FDCPA) sets strict guidelines for how debt collectors, including Rushmore Service Center, may interact with consumers. This law prohibits the use of harassment, threats, or deceptive tactics when attempting to collect a debt, ensuring that consumers are treated with respect and fairness throughout the process.
In addition to the FDCPA, the Fair Credit Reporting Act (FCRA) plays a crucial role in safeguarding the accuracy of your credit reports. Under the FCRA, Rushmore Service Center must ensure that any information they report about your debts is accurate and up-to-date. If you discover inaccurate information on your credit reports as a result of Rushmore Service Center’s actions, you have the right to dispute those errors and request corrections.
Other important regulations include the Telephone Consumer Protection Act (TCPA), which restricts unwanted robocalls and automated messages from debt collectors. State laws also provide additional layers of protection. For example, the Texas Debt Collection Act offers specific rights to Texas consumers, further regulating how companies like Rushmore Service Center can collect debts within the state. These laws collectively work to protect consumers, ensuring that Rushmore Service Center and similar entities operate within the boundaries of the law and respect your rights as a consumer.
Impact on Consumers: How Harassment Affects You
Being on the receiving end of debt collection harassment from Rushmore Service Center can take a serious toll on your well-being. Repeated phone calls, aggressive letters, and intimidating tactics can create a stressful environment, making it difficult to focus on daily life or manage your finances effectively. For many consumers, this kind of harassment leads to anxiety, sleepless nights, and even strained relationships with family or employers.
Beyond the emotional impact, unfair debt collection practices can also harm your financial standing. If Rushmore Service Center reports inaccurate information to the credit bureaus, your credit reports may reflect debts you don’t owe or amounts that are incorrect. This can lower your credit score, making it harder to access loans, rent an apartment, or even secure employment. In some cases, persistent harassment can escalate to lawsuits or wage garnishment, putting additional strain on your finances.
Fortunately, the law is on your side. Under the FDCPA, you have the right to request that Rushmore Service Center stop contacting you, and the FCRA allows you to dispute any inaccurate information on your credit reports. If Rushmore Service Center violates these laws, you may be entitled to actual damages, statutory damages, and even attorney’s fees. Don’t hesitate to contact a lawyer if you believe your rights have been violated—taking action can help you protect your credit, your peace of mind, and your financial future. If you need assistance, reach out to a consumer rights attorney to learn more about your options and how to put an end to debt collection harassment.
Common Questions
Is RSC a scam? No, Rushmore Service Center has been in business for 8 years.
Can Rushmore Service Center garnish my wages? Yes, RSC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Making timely payments is important to avoid legal action such as wage garnishment.
Can RSC sue me? Yes, RSC can sue you so long as the debt is within the statute of limitations. Ensuring you pay your debts or set up payment arrangements can help prevent lawsuits.
Can RSC report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. However, paying the debt may not always result in immediate credit report improvement, so it’s important to understand your options, such as pay-for-delete or disputing inaccurate information.
Can RSC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
You can conveniently manage your mortgage account, make payments, and access important documents using the Rushmore Servicing mobile app—putting your mortgage in your pocket. The app allows you to handle your mortgage and payments from anywhere, at any time.
The following is a sample list of complaints filed against Rushmore Service Center in the past year and can be found on Pacer.org.
2:15-cv-00005-LGW-RSB Daniels v. Rushmore Service Center
5:15-cv-00003-MTT Hill v. Rushmore Service Center LLC
2:13-cv-00105-LA Schulz v. Rushmore Service Center LLC
0:18-cv-60016-DPG Millersmith v. Rushmore Service Center, LLC
1:14-cv-04180 Cook v. Rushmore Service Center, LLC
Successful legal action in these cases can sometimes result in debt relief for consumers.
Consumers have specific legal rights and protections—described in the words of federal and state laws like the FDCPA, TCPA, EFTA, and FCRA—when dealing with debt collectors. These laws outline what debt collectors can and cannot do, helping protect you from abusive practices.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Rushmore Service harassment. Our office can send cease-and-desist letters on your behalf to stop debt collection harassment. You can also set up a consultation or legal action with us to address your debt collection issues. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Rushmore Service call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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