🚨R&R Professional Recovery Debt Collection Harassment❓
R&R Professional Recovery Debt Collection Harassment does not have to stress you out. Does your phone ring every day, several times per day? Have they threatened you with legal action? Finally, do you wish there was a way to make the calls stop? You came to the right place.
The Fair Debt Collection Practices Act (FDCPA), protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money.
If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is R&R Professional Recovery a Scam?
According to the Better Business Bureau website, they have been in business since 2001. There have been 9 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months.
What is R&R Professional Recovery Debt Collection Agency?
They are an attorney managed collection agency, a full service agency offering a complete range of collection services including litigation and post judgment collection work. All accounts are diligently worked on a contingency fee so if there is no recovery there is no fee.
Address: 1498 Reisterstown Rd # 103 Pikesville, MD 21208-3817 Phone: (410) 653-6180 Fax: (410) 484-2097
R&R Professional Recovery Phone Harassment Examples
If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known R&R Professional Recovery Collection Call Numbers
(410) 653-6180 (800) 296-6180
If the answer is yes, then you are receiving calls from a known R&R Collections number. You may be a victim of their phone harassment. The list above is not all the numbers that R&R Professional Recovery uses. The calls can be from a different number and it still be R&R Professional Recovery calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
It is important to contact the R&R Professional debt collector phone number when dealing with potential debt issues. Verify the legitimacy of the debt with Credit Glory or Credit Saint before making any payments, as doing so could have negative implications for your credit score.
How R&R Professional Recovery Affects Your Credit Score
R&R Professional Recovery, as a debt collection agency, can significantly impact your credit score. When a collections account is listed on your credit report, it can lower your credit score and affect your ability to secure loans or other financial approvals. The presence of a debt collection company on your credit report can also lead to a decrease in your credit score due to the negative information associated with the account. It’s essential to address the issue promptly and work towards removing the collections account from your credit report to minimize the damage to your credit score.
Removing R&R Professional Recovery from Your Credit Report
Removing R&R Professional Collections from your credit report requires a thorough understanding of the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). You can start by requesting a copy of your credit report and verifying the accuracy of the information listed. If you find any errors or inaccuracies, you can dispute the account with the credit reporting agency and R&R Professional Recovery. You can also consider working with a professional credit repair company to help you navigate the process and ensure that your rights are protected.
Can R&R Professional Recovery Accept a Goodwill Letter?
R&R Professional Recovery, like many other debt collection agencies, may not accept goodwill letters for removing collection records or charge-offs. Goodwill letters are typically used to request the removal of negative information from your credit report, but they are not always accepted by debt collection agencies. If you’re considering sending a goodwill letter to R&R debt collector, it’s essential to understand that it may not be effective in removing the collections account from your credit report.
R&R Professional Recovery Reviews and Complaints
R&R Collection has received numerous complaints from consumers regarding their debt collection practices. Many consumers have reported aggressive and harassing behavior from the company, including frequent phone calls and letters. Some consumers have also reported issues with the accuracy of the information listed on their credit reports. It’s essential to be aware of these complaints and reviews when dealing with R&R Professional Recovery and to know your rights under the FDCPA and FCRA.
How to Negotiate with R&R Professional Recovery
Negotiating with R&R Professional Recovery requires a thorough understanding of the debt collection process and your rights under the FDCPA and FCRA. You should start by verifying the accuracy of the information listed on your credit report and ensuring that the debt is valid. You can then contact R&R Professional Recovery and negotiate a settlement or payment plan that works for you. It’s essential to be aware of your rights and to know how to negotiate effectively to achieve a favorable outcome.
R&R Professional Recovery Complaints
🧾The following is a sample list of complaints filed against R&R Professional Recovery and can be found on Pacer.gov.
1:10-cv-02212-RDB Monk v. R&R Professional Recovery, Inc.
1:12-cv-06269-ARR-RLM Lowenbein v. R&R Professional Recovery, Inc.
🏛️CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the R&R Professional Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from them, call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
“I was being harassed daily by R&R Professional Recovery over a debt I didn’t even owe. They called me at all hours, threatened legal action, and refused to validate the debt. I reached out to Consumer Rights Law Firm PLLC, and they took immediate action. Within weeks, the calls stopped, and the firm helped me file a complaint under the FDCPA. Not only did R&R back off, but I also received a settlement for their illegal practices. I can’t thank this firm enough!”
“I was terrified when R&R Professional Recovery started calling my workplace and family members, violating my rights. Consumer Rights Law Firm PLLC stepped in, documented every violation, and took legal action. They knew exactly how to handle these bullies and got them to back off permanently. Plus, they secured compensation for the stress caused. If you’re facing debt collector harassment, this firm is the real deal.”
“R&R Professional Recovery was aggressive, rude, and refused to follow the law. After one particularly threatening call, I contacted Consumer Rights Law Firm PLLC, and they were a game-changer. They sent a cease-and-desist letter and pursued violations under consumer protection laws. The harassment ended, and the firm even helped me recover damages. If you’re dealing with debt collector abuse, don’t wait—call them!”
FAQs
What is R&R Professional Recovery and why are they contacting me?
R&R Professional Recovery, Inc. is a legitimate third-party debt collection agency based in Maryland. They specialize in collecting delinquent accounts—often medical bills—so if you’re getting calls, they believe you owe a past-due debt.
Is R&R Professional Recovery a scam or a legitimate collection agency?
No, it’s not a scam. R&R has been in business since 2001, holds a statutory bond, and maintains a BBB A+ rating. However, some consumers report aggressive tactics.
Can R&R Professional Recovery legally harass me with phone calls?
No. Under the FDCPA, they cannot repeatedly call to annoy or harass you, use threats or obscene language, or call before 8 AM or after 9 PM.
Why does R&R Professional Recovery keep calling me?
They’re contacting you because they believe you owe a debt, possibly one they purchased from another creditor. They often use automated dialers and multiple call attempts.
Can R&R Professional Recovery affect my credit score?
Yes. If they report a collection account to the credit bureaus, it may significantly harm your credit score—collections typically stay visible for seven years.
What can I do to make R&R Professional Recovery stop calling me?
You have the right to request that they stop contacting you. Send a written “cease-and-desist” letter. If calls persist, document them, dispute the debt in writing, file a complaint with the CFPB/FTC, and consider legal aid.
Can I sue R&R Professional Recovery for harassment?
Yes. If they violate consumer protection laws such as the FDCPA, TCPA, or FCRA—for instance, by harassing calls or false representations—you may be able to sue and recover damages.
Could R&R Professional Recovery sue me or garnish my wages?
They could sue, but it’s uncommon. Wage garnishment requires a court judgment and must comply with state and federal exemption rules. Without suing, they can’t garnish your wages.
What are my legal rights when dealing with R&R Professional Recovery?
You are protected under the FDCPA (limits on harassment, false or unfair practices) and the FCRA (rights to dispute credit reporting). You have the right to verification of any debt, to dispute inaccuracies, and to seek legal remedies.