🚨R&R Professional Recovery Debt Collection Harassment❓
R&R Professional Recovery Debt Collection Harassment does not have to stress you out. Does your phone ring every day, several times per day? Have they threatened you with legal action? Finally, do you wish there was a way to make the calls stop? You came to the right place.
The Fair Debt Collection Practices Act (FDCPA), protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money.
If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
⚠️Is R&R Professional Recovery a Scam❓
According to the Better Business Bureau website, they have been in business since 2001. There have been 9 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months.
🔍What is R&R Professional Recovery Debt Collection Agency❓
They are an attorney managed collection agency, a full service agency offering a complete range of collection services including litigation and post judgment collection work. All accounts are diligently worked on a contingency fee so if there is no recovery there is no fee.
Address: 1498 Reisterstown Rd # 103 Pikesville, MD 21208-3817 Phone: (410) 653-6180 Fax: (410) 484-2097
💳How R&R Professional Recovery Affects Your Credit Score
R&R Professional Recovery, as a debt collection agency, can significantly impact your credit score. When a collections account is listed on your credit report, it can lower your credit score and affect your ability to secure loans or other financial approvals. The presence of a debt collection company on your credit report can also lead to a decrease in your credit score due to the negative information associated with the account. It’s essential to address the issue promptly and work towards removing the collections account from your credit report to minimize the damage to your credit score.
📋Removing R&R Professional Recovery from Your Credit Report
Removing R&R Professional Recovery from your credit report requires a thorough understanding of the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). You can start by requesting a copy of your credit report and verifying the accuracy of the information listed. If you find any errors or inaccuracies, you can dispute the account with the credit reporting agency and R&R Professional Recovery. You can also consider working with a professional credit repair company to help you navigate the process and ensure that your rights are protected.
🎯R&R Professional Recovery Phone Harassment Examples
If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
📲Known R&R Professional Recovery Collection Call Numbers
(410) 653-6180 (800) 296-6180
If the answer is yes, then you are receiving calls from a known R&R Professional Recovery number. You may be a victim of their phone harassment. The list above is not all the numbers that R&R Professional Recovery uses. The calls can be from a different number and it still be R&R Professional Recovery calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
It is important to contact the R&R Professional Recovery phone number when dealing with potential debt issues. Verify the legitimacy of the debt with Credit Glory or Credit Saint before making any payments, as doing so could have negative implications for your credit score.
📝Can R&R Professional Recovery Accept a Goodwill Letter❓
R&R Professional Recovery, like many other debt collection agencies, may not accept goodwill letters for removing collection records or charge-offs. Goodwill letters are typically used to request the removal of negative information from your credit report, but they are not always accepted by debt collection agencies. If you’re considering sending a goodwill letter to R&R Professional Recovery, it’s essential to understand that it may not be effective in removing the collections account from your credit report.
📄R&R Professional Recovery Reviews and Complaints
R&R Professional Recovery has received numerous complaints from consumers regarding their debt collection practices. Many consumers have reported aggressive and harassing behavior from the company, including frequent phone calls and letters. Some consumers have also reported issues with the accuracy of the information listed on their credit reports. It’s essential to be aware of these complaints and reviews when dealing with R&R Professional Recovery and to know your rights under the FDCPA and FCRA.
🛡How to Negotiate with R&R Professional Recovery
Negotiating with R&R Professional Recovery requires a thorough understanding of the debt collection process and your rights under the FDCPA and FCRA. You should start by verifying the accuracy of the information listed on your credit report and ensuring that the debt is valid. You can then contact R&R Professional Recovery and negotiate a settlement or payment plan that works for you. It’s essential to be aware of your rights and to know how to negotiate effectively to achieve a favorable outcome.
🏷️Common Questions:
Is R&R Professional Recovery a scam❓
No, R&R Professional Recovery has been in business since 2001.
Can they seize my property❓
R&R Professional Recovery can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can they sue me❓
Yes, R&R Professional Recovery can sue you so long as the debt is within the statute of limitations.
Can they report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can they arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
🧾The following is a sample list of complaints filed against R&R Professional Recovery and can be found on Pacer.gov.
1:10-cv-02212-RDB Monk v. R&R Professional Recovery, Inc.
1:12-cv-06269-ARR-RLM Lowenbein v. R&R Professional Recovery, Inc.
🏛️CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the R&R Professional Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from them, call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
“I was being harassed daily by R&R Professional Recovery over a debt I didn’t even owe. They called me at all hours, threatened legal action, and refused to validate the debt. I reached out to Consumer Rights Law Firm PLLC, and they took immediate action. Within weeks, the calls stopped, and the firm helped me file a complaint under the FDCPA. Not only did R&R back off, but I also received a settlement for their illegal practices. I can’t thank this firm enough!”
“I was terrified when R&R Professional Recovery started calling my workplace and family members, violating my rights. Consumer Rights Law Firm PLLC stepped in, documented every violation, and took legal action. They knew exactly how to handle these bullies and got them to back off permanently. Plus, they secured compensation for the stress caused. If you’re facing debt collector harassment, this firm is the real deal.”
“R&R Professional Recovery was aggressive, rude, and refused to follow the law. After one particularly threatening call, I contacted Consumer Rights Law Firm PLLC, and they were a game-changer. They sent a cease-and-desist letter and pursued violations under consumer protection laws. The harassment ended, and the firm even helped me recover damages. If you’re dealing with debt collector abuse, don’t wait—call them!”
