Revco Solutions Debt Collection Harassment?
Is Revco Solutions calling you over a debt? Everyone who has been in a debt has one or two stories to share about debt collectors and their various collection tactics. Debt collectors like Revco Solutions are tasked with the job of getting you to resolve your delinquent debts. In case you ever wondered why Revco Solutions puts so much effort into getting you to pay your debt, it is because when a debt collector successfully recovers a debt from a debtor, the debt collector gets paid.
If you’re in a very bad financial state, you may be tempted to ignore a debt collector to evade the responsibility of paying your debt, this is not advisable because failing to pay debt collectors early leads to future complications. furthermore, you have rights protected by the FDCPA and the TCPA which a debt collector must respect so you do not have to be scared of a debt collector.
Under the Fair Debt Collection Practices Act, you may be entitled to statutory damages up to $1000.00 plus the defendant collection agency will be responsible to pay your attorney fees.
Should you ignore a debt collector’s calls?
Ignoring a debt collector is not a wise decision because it has many disadvantages. It is a costly decision that can have serious unintended consequences in the long run. Ignoring calls from Revco Solutions collection may have the following disadvantages.
- Lawsuits: If during the process of Revco Solutions debt collection, you start ignoring their calls, they can choose to sue you over the debt. This may lead to the garnishment of your paycheck.
- Credit report impact: Ignoring Revco Solutions collection agency calls mean not facing your debt. This does nothing to help improve your credit score.
- May affect your quality of life: If your credit score is negatively impacted, then this will affect you because your credit score determines whether or not you will have access to certain benefits and services.
- Persistent calls from debt collectors: Choosing to ignore debt collectors won’t make them stop calling you.
- Larger debt sums: As you ignore your debt collector, the interest rate on the debt keeps increasing. This may lead to you having to tackle an unexpectedly large sum when you are finally ready to face your debts.
The best ways to deal with debt collectors.
If you’ve fallen behind on your credit card payment, then you may start getting calls from Revco Solutions or any other debt collector soon. It’s bad enough knowing that you owe but having to deal with debt collectors makes everything worse.
Debt collectors calls most timed are disturbing and inconveniencing because, debt collectors hardly give up. They persist until you are tired, exhausted, and forced to bend to their demands.
In order to handle Revco Solutions collection agency calls well, you need the right knowledge because, when it comes to dealing with debt collectors, one wrong step can ruin everything for you.
The best way to handle debt collectors is to be calm, listen, ask the right questions, and respond logically.
When a debt collector calls you claiming to be from Revco Solutions Debt Collection Harassment? or any other collection agency, don’t just take their word for it. Ask as many questions as possible, especially if you suspect a scam or if you’re sure you don’t owe anyone debt. Ask questions about the debt collection agency and their address, ask about the original creditor, and ask about the debt. If you’re still unsure of the debt, make a debt validation request.
Debt collectors may be scary, but they are not monsters. A proper understanding of your financial situation, the options available to you, and your rights under the FDCPA will help you handle the situation well.
Is Revco Solutions a Scam?
According to the Better Business Bureau website, Revco Solutions has been in business since 1948. There have been 116 complaints closed in the last 3 years and 35 complaints closed in the last 5 months. Read more about it here: Revco SolutionsBetter Business Bureau
Alternate Business Name
- Management Receivable Services
- CBCS
- CBC Companies
Who are Revco Solutions?
According to their website, Revco Solutions, is a fresh name in the collections industry, but a new brand with a long history of success for the industries we serve. We establish our history launching from a foundation of a century of experience performing collection services. With the acquisition of both Professional Recovery Consultants (PRC) and Credit Bureau Collection Services (CBCS) in 2019, under the ownership of Revco Management, these two organizations have integrated their considerable strengths to rebrand in 2020 as Revco Solutions, LLC. Our combined organizations receive multi-billion dollars in placements annually.
Headquarters: 250 E Broad St Ste 400, Columbus, OH 43215-3761
Fax Numbers
- (866) 291-7413
Primary Fax
Phone Numbers
- (877) 886-7331
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Revco Solutions. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. How to stop harassment from collection agency?
You can stop harassment by sending a written cease-and-desist letter, requesting verification of the debt, and reporting violations to the FTC or CFPB. The FDCPA protects you from illegal collection tactics.
2. How to get a collection agency to stop harassing you?
Stay calm, document all interactions, and inform them in writing to stop contacting you. If harassment continues, report the agency and seek legal help under the FDCPA for compensation and relief.
3. What happens if you ignore debt recovery?
Ignoring debt collectors can worsen your credit score, lead to lawsuits, wage garnishment, and higher debt due to added interest. It’s better to respond and work toward resolving the debt legally.
4. Should you ignore a debt collector’s calls?
No, ignoring Revco Solutions’ calls may lead to lawsuits, wage garnishment, or a damaged credit report. Instead, communicate carefully, verify the debt, and seek advice from a consumer rights lawyer.
5. What are the disadvantages of ignoring Revco Solutions calls?
Ignoring calls can hurt your credit, increase debt through interest, and lead to legal action. Persistent calls may continue, and your financial opportunities can decline due to a poor credit score.
6. What is the best way to handle Revco Solutions debt collection?
Stay calm, ask questions, verify the debt, and avoid emotional reactions. Request debt validation and keep records of all communication to protect yourself from any potential FDCPA violations.
7. Is Revco Solutions a scam?
No. Revco Solutions is a legitimate debt collection agency based in Columbus, Ohio, operating since 1948. However, their conduct must comply with FDCPA and TCPA laws, or it may qualify as harassment.
8. Who owns Revco Solutions?
Revco Solutions is owned by Revco Management and was formed through the merger of Professional Recovery Consultants and Credit Bureau Collection Services in 2019, rebranding as Revco Solutions in 2020.
9. What should you do if Revco Solutions threatens legal action?
Ask for written proof of the debt and contact a consumer rights lawyer immediately. False threats of legal action are illegal under the FDCPA, and you may be entitled to statutory damages.
10. How can Consumer Rights Law Firm PLLC assist with Revco Solutions?
Consumer Rights Law Firm PLLC helps consumers stop debt collection harassment, file FDCPA claims, and recover damages. They provide free consultations and legal protection from abusive collectors.