Reliant Capital Solutions Phone Harassment?
Is Reliant Capital Solutions (RCS) calling you? You can stop Reliant Capital Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Being called repeatedly or contacted at work by Reliant Capital Solutions can constitute harassment under the law. Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop.
You have the legal right to stop Reliant Capital Solutions (RCS) phone harassment, and we can help you. Please request politely that the collector stop contacting you. If you have told Reliant Capital Solutions to stop contacting you and they continue, this is a violation of your rights. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with your attorney fees and compensation for other damages.
If you have experienced this issue, you can report it to the attorney general’s office. If you have been contacted by Reliant Capital Solutions in a way that violates your rights, you should document the issue and seek legal help.
it is in your best interest to speak with a qualified attorney now to know what your options are. Call us now at 877-700-5790.
Who Are Debt Collection Agencies?
A debt collection agency is simply a company that collects debts on behalf of creditors. You could be wondering how creditors peacefully follow through the process of recovering their debts from their debtors. Is that even possible seeing that sometimes, debtors try to play smart, and some could even get violent in a desperate attempt to escape the debt they owe? Debt collection agencies like Reliant Capital Solutions, do that for a living.
A debt collection agency could be:
- A first-party agency: This is an internal department of the creditor (business or individual) charged with the responsibility of debt collection.
- A Third-party agency like RCS collections. This is an entirely separate company on contract with the creditor, charged with the responsibility of collecting debt on their behalf. Reliant capital solutions is one debt collection organization that falls under this category.
What Debt Collection Agencies Do and Your Legal Protections
Debt collection agencies collect debts of any kind. Be it automobile loans, personal loans, business, student loans, unpaid utility, credit card, and cell phone bills. These agencies manage various accounts, including delinquent accounts, old accounts, and unpaid accounts, as part of their collection procedures. They are strictly regulated by law and have legal rights to pursue individuals for the debt they owe to them or their original creditors. Debt collection agencies like RCS collection agency, are prohibited from using unfair, abusive, or deceptive means to collect debts. If you’re experiencing harassment from Reliant capital solutions, your rights are being violated. Contact us now.
Common Debt Collection Methods Used by Agencies
The function of debt collection agencies is to motivate and encourage the debtor to pay the amount that they owe. Before you respond to any collection attempt, make sure you understand your rights and the proper steps to take. In the process of collecting on delinquent debts, various collection methods are employed, some of which include contacting the debtor directly via phone calls, text messages, voice mails, letters, email reminders or by contacting a fourth party who could be affiliated with the debtor in any way.
An RCS capital debt collector is allowed to reach your friends, coworkers, or family if they are unable to reach you, but they are not allowed to tell them about your debt.
Debt Collection Lawsuits and Consumer Rights
Facing a debt collection lawsuit from Reliant Capital Solutions LLC or any debt collection agency can be intimidating, but it’s important to remember that you have strong consumer rights under federal law. The Fair Debt Collection Practices Act (FDCPA) was created to protect consumers from abusive, unfair, or deceptive debt collection practices. If Reliant Capital Solutions, or any debt collector, files a lawsuit against you, it’s crucial to respond promptly—ignoring the lawsuit could result in a default judgment, which may allow the collector to garnish your wages or freeze your bank account.
Under the FDCPA, you have the right to dispute the debt and request validation from Reliant Capital Solutions. This means you can ask the debt collection company to provide proof that you owe the debt, the amount is correct, and that they have the legal right to collect it. If you believe the debt is not yours, is the result of identity theft, or contains errors, you can dispute it in writing. Always keep copies of your correspondence and detailed records of every call, letter, or email you receive or send—including dates, times, and the names of the people you spoke with.
Reporting Debt Collector Harassment and Violations
If you believe Reliant Capital Solutions LLC has violated your rights such as by calling you multiple times a day, using threatening language, or reporting inaccurate information to the credit bureaus you can file a complaint with the Better Business Bureau (BBB), the (CFPB), or your state’s Attorney General’s office. These agencies can investigate your complaint and may take action against the company if they find evidence of illegal practices.
Credit Reporting Rights and Legal Help
In addition to the FDCPA, the Fair Credit Reporting Act (FCRA) gives you the right to accurate credit reporting. If Reliant Capital Solutions reports a debt to the credit bureaus that you never received notice of, or that is incorrect, you have the right to dispute the entry and have it corrected or removed. Regularly check your credit report from all three major credit bureaus—Experian, TransUnion, and Equifax—to ensure all information is accurate and up to date. You are entitled to a free credit report from each bureau every year.
If you’re dealing with Reliant Capital Solutions or any debt collection company, don’t hesitate to seek help. A consumer rights attorney or a reputable consumer protection organization can guide you through the process, help you respond to lawsuits, and ensure your rights are protected. By understanding your rights and taking action, you can stop harassment, resolve issues with your credit report, and hold debt collectors accountable for any violations of the law.
How to Handle Debt Collection Calls
If you’re getting calls from Reliant Capital Solutions, you should answer the phone to find out what is going on. Many times, people fear answering debt collector’s calls because they’re scared of getting tricked or outsmarted by the collector. With the right knowledge, you should feel confident about answering an RCS capital debt collector’s phone call. Also, understanding that Reliant capital solutions phone harassment is against the law will help you feel safer. If RCS capital harasses you, you can file a complaint against them.
Is Reliant Capital Solutions a Scam?
According to the Better Business Bureau website, Reliant Capital Solutions is not a scam. The company has been in business for 12 years, and there have been 14 complaints filed against RCS with the BBB in recent times. Read more about it here: Reliant Capital Solutions Better Business Bureau.
Who are Reliant Capital Solutions?
Reliant Capital Solutions is a third-party debt collector located in Gahanna, Ohio. Reliant Capital Solutions is an LLC, which is a type of business entity, and is regulated as a debt collection agency. Because the company operates in Ohio, state laws may affect how debt collection practices are carried out and provide additional protections for consumers. They have been a party in federal court cases over 70 times related to consumer credits and the collection thereof. Some of these cases involved issues with how debts were reported to credit bureaus. A recent Federal Court case alleges that Reliant Capital Solutions falsely implied that interest and fees would accrue on the alleged debt to attempt to coerce a payment from the harassed consumer.
Address: 670 Cross Pointe Rd Columbus, OH 43230-6862 Phone: (614) 542-6100
Notices or legal documents may be sent from this address or phone number.
Reliant Capital Solutions Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
| Phone Number |
|---|
| 614-542-6100 |
| 877-824-1620 |
| 866-738-3182 |
| 866-547-5413 |
| 614-452-6097 |
| 614-452-6121 |
| 614-452-6103 |
| 614-452-6095 |
| 866-738-3179 |
| 614-328-0514 |
| 866-837-5096 |
| 419-979-4334 |
| 331-258-1334 |
| 216-710-5493 |
| 661-553-6760 |
If the answer is yes, then you are receiving calls from a known Reliant Capital Solutions number. You may be a victim of Reliant Capital Solutions’ phone harassment. The list above is not all the numbers that RCS uses. The calls can be from different phone numbers and still be Reliant Capital Solutions debt collection age calling you. Contact our office right away so we can start the process of stopping RCS from calling you illegally.
Complaints Filed Against Reliant Capital Solutions
The following is a sample list of complaints filed against Reliant Capital Solutions in the past year and can be found on Pacer.gov.
| Case Number | Case Name |
|---|---|
| 5:12-cv-02026-JGB-DTB | Fernando Orozco v. |
| 1:15-cv-00007-MHS | Jones v. |
| 2:11-cv-00204-LGW-JEG | Wilson v. |
| 1:12-cv-14166-TLL-CEB | Zavala v. |
| 5:11-cv-00083-RLV-DCK | Shotzberger v. |
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Reliant Capital Solutions debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Call us now on 877-700-5790.
Success Stories
- “I was being harassed non-stop by debt collectors until I found Consumer Rights Law Firm PLLC. They immediately took action and the calls stopped within days. Their team is professional, responsive, and genuinely cares about protecting consumers’ rights. I finally feel at peace.”
- “Consumer Rights Law Firm PLLC helped me when I felt completely overwhelmed. I didn’t even know the debt collector was violating the law until they explained my rights clearly. Thanks to them, I was able to push back and even received a settlement.”
- “I highly recommend this firm to anyone facing harassment from collection agencies. The attorneys at Consumer Rights Law Firm PLLC are knowledgeable and fearless. They fought hard on my behalf and won. I’m so grateful for their support!”
- “Excellent experience with Consumer Rights Law Firm PLLC. Their process was simple, and they kept me informed at every step. They not only stopped the harassing calls but also helped me recover compensation. True advocates for consumers!”
Frequently Asked Questions
Who is Reliant Capital Solutions and why are they contacting me?
Reliant Capital Solutions is a third‑party debt collection agency based in Gahanna, Ohio. They collect debts on behalf of creditors or purchase old debts and then attempt to collect from consumers.
Is Reliant Capital Solutions a legitimate debt collector or a scam?
They are a legitimate, BBB‑accredited debt collection company, but they also receive frequent complaints alleging harassment, misreporting debts, and collecting on zombies or mistaken accounts.
Can Reliant Capital Solutions legally harass me with phone calls or texts?
No. Under the FDCPA, they may not call before 8 a.m. or after 9 p.m., use abusive language, make threats, or repeatedly contact you to the point of harassment.
Why does Reliant keep calling even though I don’t owe any debt?
Consumers report being contacted about debts they never owed, often due to mistaken identity or ‘zombie debt.’ If you have no record of the debt, this is a major warning sign.
What can I do to make Reliant Capital Solutions stop calling me?
Document every call and if you wish, send a written cease‑and‑desist letter via certified mail. Once received, they must stop contacting you except to confirm that they will comply or to notify about legal action.
Can Reliant Capital Solutions harm my credit score?
Yes. They can report accounts to credit bureaus, which may lower your credit score—especially if the debt is invalid or inaccurate.
How do I dispute a debt with Reliant Capital Solutions?
You must send a debt validation letter within 30 days of first contact. They must then provide verification before continuing collection activities.
Can I sue Reliant Capital Solutions for violating my rights under FDCPA or TCPA?
Yes. If they engage in harassment, misleading statements, or illegal robocalling without consent, you may have grounds for a lawsuit and potential compensation.
What if Reliant Capital Solutions misreports a debt on my credit report?
You can dispute the inaccurate entry with the credit bureaus under the FCRA. If they fail to correct or remove it, you may file complaints with CFPB, FTC, or your state attorney general.
Can I negotiate or settle directly with Reliant Capital Solutions?
Yes. Many consumers manage to settle for less than the full amount. Always get any settlement agreement in writing before making payment.
