Who is Receivable Recovery Services and why are they calling me?

Receivable Recovery Services (also known as RRS) is a debt‑collection agency based in Metairie, LA, that contacts individuals to collect overdue accounts. If they’re calling, they believe you owe a debt assigned to them.

Are these calls from RRS legitimate or could they be a scam?

While RRS is a legitimate, licensed collection agency, it’s wise to request written debt verification before giving any personal information—this helps guard against scams.

Is it legal for RRS to repeatedly call me about a debt?

Under the Fair Debt Collection Practices Act (FDCPA), debt collectors may not harass, intimidate, or place continuous calls to annoy or abuse. Excessive calls could violate these rules.

What should I do if RRS calls me too frequently or harasses me?

Document each call’s date, time, and content. Then send a cease-and‑desist letter requesting they stop calling. If harassment continues, report the behavior to the CFPB or FTC.

How do I verify whether the debt RRS claims is valid?

Within 30 days of their initial contact, you can request written verification of the debt, including the original creditor, amount owed, and proof the debt is assigned to RRS.

Can RRS report this debt to credit bureaus and impact my credit score?

Yes. RRS can report delinquent debts to credit reporting agencies. If the debt is inaccurate, you can dispute it with the credit bureaus directly.

If RRS continues to harass me, can I sue them?

Yes. If their behavior violates FDCPA or TCPA protections—such as harassment or robocalling without consent—you may have grounds for a lawsuit and recover damages.

Are calls from RRS likely automated or spoofed?

Some consumers report RRS calls from suspicious or rotating numbers, possibly automated. If they use automated calls without your consent, that may breach federal regulations.

How can I make the calls from RRS stop?

Send a written cease‑and‑desist request to RRS asking them to stop contacting you by phone. If calls persist, file a complaint with the CFPB, FTC, and consider speaking with a consumer rights attorney.

Receivable Recovery Service Phone Harassment & Debt Collections

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Receivable Recovery Service Phone Harassment?

Is Receivable Recovery Service harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Receivable Recovery Service phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Legal protections under federal law, such as the FDCPA, are designed to shield consumers from unfair debt collection practices and harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector threatens wage garnishment, remember that improper wage garnishment is prohibited under federal law. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. Harassment calls can cause emotional distress and disrupt your personal life, which is why legal protections are so important.

Is Receivable Recovery Service a scam?

According to the Better Business Bureau website, Receivable Recovery Service has been in business since 1994. There have been 31 complaints closed in the last 3 years and 4 complaints closed out in the last 12 months.

Receivable Recovery Service Better Business Bureau

What is Receivable Recovery Service?

Receivable Recovery Service is a service provider specializing in debt collection and receivable management in the Gulf South Region.

Receivable Recovery Service operates as a third party collection agency, handling debts on behalf of original creditors when internal recovery efforts have been unsuccessful.

Address: 110 Veterans Blvd Ste 445 Metairie, LA 70005 Phone: (504) 837-0116 Fax: (504) 837-0376

Receivable Recovery Service Phone Harassment Examples

If Receivable Recovery Service engages in any of the following tactics, you may have a case. Harassment calls can include not only telephone calls but also text messages and other forms of communication:

Using profanity or abusive language
Calling you before 8:00 a.m. or after 9:00 p.m.
Calling you multiple times per week
Receiving multiple calls or text messages from a debt collector calling you, which may be considered harassment under federal law
Debt collectors contacting your family members or disclosing information to them, which is a violation of privacy
Talking to others about your debt
Calling your workplace
Threatening to sue you, harm you, or destroy your credit
Telling you or anyone else that you’ve committed a crime
Calling repeatedly for the wrong person
Failing to notify you of your right to dispute the debt
Trying to collect more than legally allowed
Sending harassment calls or text messages that are considered harassment under the FDCPA or CFPB rules
Ignoring your written request to stop calling or stop contacting you, which they are legally required to comply with

Known Receivable Recovery Service Collection Call Numbers

Are you receiving any harassing phone calls from any of the following numbers?

(800) 459-0116 (504) 837-0116

Receivable Recovery Service is known to use multiple phone numbers to make collection calls, and sometimes aggressive tactics such as calling from different phone numbers or spoofing caller ID. These aggressive tactics can cross into unfair practices, especially if they are used to intimidate or harass consumers. The list above is not all the phone numbers that Receivable Recovery Service uses—collection calls may come from other numbers as well. It is important to verify the phone number of the caller to ensure you are dealing with a legitimate collection agency and to protect yourself from unfair practices. If you are receiving calls from any phone number you suspect is linked to Receivable Recovery Service, contact our office right away so we can start the process to stop Receivable Recovery Service from calling you illegally. Above all, no one should live with harassment!

Credit Report Impact and Debt Validation

How Receivable Recovery Service Affects Your Credit Report

When Receivable Recovery Service or any debt collection agency becomes involved in your account, the impact on your credit report can be significant. Once a debt is turned over to a collection agency, it is typically reported to the major credit bureaus—Equifax, Experian, and TransUnion. This collection entry can lower your credit score and remain on your credit report for up to seven years, making it more difficult to qualify for loans, credit cards, or even rental housing.

It’s important to know that all debt collection agencies, including Receivable Recovery Service, are required to follow fair debt collection practices and comply with federal laws such as the Fair Debt Collection Practices Act (FDCPA). These laws are designed to protect consumers from unfair or abusive collection practices and to ensure that the information reported to credit bureaus is accurate. If you notice a collection account from Receivable Recovery Service on your credit report, it’s crucial to review the details and understand your rights under the collection practices act FDCPA and other relevant laws.

Steps to Validate a Debt with Receivable Recovery Service

If you are contacted by Receivable Recovery Service about a debt, it is your right to request proper verification before making any payments. Debt validation is a critical step to ensure you are not being targeted for a debt you do not owe or for an incorrect amount. Upon receiving the initial communication from a debt collector, you have 30 days to request written verification of the debt. This should include the name of the original creditor, the amount owed, and any relevant account details.

If Receivable Recovery Service fails to provide this information, or if you notice signs of debt collection harassment—such as repeated calls, threatening language, or making false statements—you should document these interactions. Collection harassment is prohibited under the FDCPA, and you have the right to dispute the debt and demand that the collector cease further communication until proper validation is provided. Always keep records of your correspondence and never ignore collection attempts, as this can escalate the situation.

Disputing Inaccurate Information

If you discover that Receivable Recovery Service has reported inaccurate information to the credit bureaus, you have the right to dispute these errors. Start by contacting the credit reporting agencies—Equifax, Experian, and TransUnion—directly, providing any documentation that supports your claim. You should also notify Receivable Recovery Service in writing, outlining the inaccuracies and requesting correction.

Federal laws, including the FDCPA and the Fair Credit Reporting Act (FCRA), protect your rights during this process. These laws require debt collectors and credit reporting agencies to investigate your dispute and correct any errors found. By understanding your rights and taking prompt action, you can help ensure that your credit report accurately reflects your financial history and protect yourself from the negative consequences of incorrect debt collection reporting.

Common Questions:

Is Receivable Recovery Service a scam? No, Receivable Recovery Service has been in business since 1994. However, many consumers have filed complaints online with agencies such as the Federal Trade Commission and the regarding their collection efforts and debt collection methods. It is important to understand your rights regarding collection calls, collection letters, and the ability to file a complaint online if you experience unfair practices.

Can Receivable Recovery Service seize my property? Receivable Recovery Service can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. Improper collection efforts, such as threats of wage garnishment, lost wages, or loss of property, are regulated by federal law and overseen by agencies like the FTC.

Can Receivable Recovery Service sue me? Yes, Receivable Recovery Service can sue you so long as the debt is within the statute of limitations. Consumers have the right to request a written notice and submit a dispute letter if they believe the debt is not valid.

Can Receivable Recovery Service report my debt to the collections bureaus? Yes, they can report your debts to the credit bureaus. Collection letters and written notices are part of the collection process, and consumers can request more detail or clarification about the debt, including medical bills or credit card debt.

Can Receivable Recovery Service arrest me? No, you cannot be arrested for failing to pay a civil debt.

Original creditors may sell debts to a new owner, such as a third-party collection agency, if internal collection efforts fail. When this happens, payment arrangements or a payment plan can often be negotiated to avoid immediate payment or full payment demands. Lost wages and emotional distress can result from aggressive collection efforts, so consumers should document these damages.

The following is a sample list of complaints filed against Receivable Recovery Service and can be found on Pacer.org.

8:19-cv-02716-SCB-CPT Townsend v. Receivable Recovery Services, LLC et al

3:19-cv-00248-BAJ-EWD McAdams v. Receivable Recovery Services, LLC

1:17-cv-07626 Sparrow Oloko v. Receivable Recovery Services, LLC

2:17-cv-08979-JTM-DEK Alello v. Receivable Recovery Services, LLC

1:16-cv-04622-CAP Williams v. Receivable Recovery Services, LLC et al

CONSUMER RIGHTS LAW FIRM, PLLC

is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Receivable Recovery Service harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Receivable Recovery Service, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

Check out a links below for more information:

Louisiana Attorney General

https://consumerlawfirmcenter.com/noll-collection-service-debt-collection-harassment/

https://consumerlawfirmcenter.com/receivable-recovery-partners-debt-collection-harassment/

https://consumerlawfirmcenter.com/central-states-recovery-debt-collection-harassment/

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.