Acme Credit Service Debt Collection Harassment?

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Acme Credit Service Debt Collection Harassment?

Is Acme Credit Service harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop Acme Credit Service phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Acme Credit Service a scam?

According to the Better Business Bureau website, Acme Credit Service has been in business since 1961. There have been 1 customer complaint filed on the BBB.

Acme Credit Service Better Business Bureau 

What is Acme Credit Service?

Acme Credit Service offers debt collection and recovering assets services. Recovery Specialists in Charge Accounts, Medical Bills, Judgements, Credit Cards, Apartment Rent & Evictions, Utility Bills, etc.

Address: 1124 S 8th St
Springfield, IL 62703-2515
Phone: (217) 241-4400
Fax: (217) 241-4418

Acme Credit Service Phone Harassment Examples

If Acme Credit Service engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Known Acme Credit Service Collection Call Numbers

Are you receiving any harassing phone calls from any of the following numbers?

(800) 500-2263 (217) 241-4400

If the answer is yes, then you are receiving calls from a known Acme Credit Service number. You may be a victim of Acme Credit Service phone harassment.  The list above is not all the numbers that Acme Credit Service uses. The calls can be from a different number and it still be Acme Credit Service calling you.  Contact our office right away so we can start the process to stop Acme Credit Service from calling you illegally. Above all, no one should live with harassment!

Common Questions:

Is Acme Credit Service a scam? No, Acme Credit Service has been in business since 1961.

Can Acme Credit Service seize my property? Acme Credit Service can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Acme Credit Service sue me? Yes, Acme Credit Service can sue you so long as the debt is within the statute of limitations.

Can Acme Credit Service report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Acme Credit Service arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Acme Credit Service and can be found on Pacer.org.

2:18-cv-02278-CSB-EIL Davenport v. ACME Credit Service

3:10-cv-03100-JES-CHE Seneff v. A.C.S. Companies, Inc., d/b/a ACME Credit Service

3:15-cv-00838-DRH-PMF Gilmore v. Luse et al

1:99-cv-00829 Wright v. Wilson, et al


Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Acme Credit Service harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Acme Credit Service, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out a links below for more information:


Attorney General Illinois 

Consumer Financial Protection Bureau 

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.