Receivable Management Group Debt Collection Harassment?
Is Receivable Management Group harassing you with constant phone calls? Do they threaten to take legal action, garnish your wages, or make threats of violence or intimidation? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop Receivable Management Group phone harassment. If a collection agency commits FDCPA violations, such as threats, harassment, or unauthorized contact, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. FDCPA violations include threats, harassment, and other prohibited behaviors. While Receivable Management Group is a legitimate debt collection agency, their actions must still comply with the FDCPA. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Receivable Management Group a scam?
According to the Better Business Bureau website, Receivable Management Group has been in business since 1994 and is a legitimate debt collection agency. There have been 37 complaints closed in the last 3 years and 14 complaints closed out in the last 12 months.
Receivable Management Group Better Business Bureau
What is Receivable Management Group?
Receivable Management Group is a family owned collection agency offering collection services to meet all client’s needs. RMG collects debts on behalf of various creditors, such as healthcare providers and financial institutions. Their services include Debtor Collection Actions Letter(s), Computerized Predictive Dialer, Collection Phone Calls, National Credit Agency Reporting, Online Debtor Payment System, Remittance and Billing, Client Reports and More. RMG processes a high volume of claims annually as part of their collection services. Their representatives interact with consumers to resolve outstanding debts. ABC is a nationwide collections company.
Address: 2901 University Ave Ste 29 Columbus, GA 31907-7601 Phone: (706) 563-6878 Fax: (706) 563-6114
Alternate Business Name
Receivable Management Group Receivable Management Group, Inc.
Receivable Management Group Phone Harassment Examples
If Receivable Management Group engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
- Contacting your employer except under specific conditions, and never to disclose debt details
- Contacting your spouse only to confirm contact information, not to disclose debt details
- Disclosing your debt information to unauthorized third parties
Known Receivable Management Group Collection Call Numbers
Are you receiving any harassing phone calls from any of the following phone numbers?
(706) 563-6878, (706) 563-9767, (800) 218-1764
Receivable Management Group may use multiple phone numbers to contact consumers, and recognizing these phone numbers can help you identify potential harassment. If the answer is yes, then you are receiving calls from a known Receivable Management Group number. You may be a victim of Receivable Management Group phone harassment. The list above is not all the phone numbers that Receivable Management Group uses. The calls can be from a different number and it still be Receivable Management Group calling you. Contact our office right away so we can start the process to stop Receivable Management Group from calling you illegally. Above all, no one should live with harassment!
Disputing and Removing Debts from Your Credit Report
Dealing with debt collectors like Receivable Management Group can feel overwhelming, especially when a debt appears on your credit report that you believe is inaccurate or disputed. Fortunately, federal law provides you with specific rights and protections to help you regain control over your financial situation and ensure fair debt collection practices are followed.
The first step in disputing a debt is to obtain a copy of your credit report and carefully review the accounts reported by any collection agency, including Receivable Management Group. If you identify a debt that you believe is incorrect, not yours, or already paid, it’s essential to act quickly. Send a written request to the debt collector, asking them to verify the debt and provide documentation that proves you owe the amount in question. Be sure to include your name, address, account number, and any relevant details, and send your letter via certified mail to the company’s address. This creates a paper trail and ensures your request is officially received.
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are required to respond to your dispute and provide verification of the debt. If Receivable Management Group fails to verify the debt or cannot provide sufficient documentation, you have the right to request that the debt be removed from your credit report. You can also file a dispute directly with the credit reporting agency, which will then investigate the claim. If the debt is found to be inaccurate or cannot be verified, it must be deleted from your credit report.
It’s crucial to keep detailed records of all communication with the debt collector and the credit bureaus, including copies of letters, dates of calls, and any responses you receive. This documentation can be essential if you need to escalate your dispute or seek legal assistance.
If you encounter aggressive collection tactics—such as repeated calls, threatening letters, or attempts to collect debts you do not owe—remember that these actions may violate the FDCPA. You have the right to request that Receivable Management Group cease communication with you, and you can report any violations to the Federal Trade Commission or your state Attorney General’s office. In some cases, consulting with a consumer protection lawyer can help you navigate the process and protect your rights.
Regularly monitoring your credit report is essential to ensure that disputed debts are not re-reported and that your credit remains accurate. Preventing future issues involves making timely payments, communicating proactively with creditors, and keeping thorough records of all financial transactions.
Receivable Management Group, like any collection agency, is committed to collecting defaulted accounts for their clients, but they must do so within the boundaries of fair debt collection practices. By understanding your rights, taking prompt action to dispute inaccurate debts, and maintaining control over your credit report, you can protect your financial health and avoid the stress of unfair collection efforts.
If you need help with the dispute process or believe your rights have been violated, don’t hesitate to seek assistance from a qualified attorney or credit professional. Taking these steps is essential to ensuring you are treated fairly and that your credit report accurately reflects your financial history.
Common Questions:
Is Receivable Management Group a scam? No, Receivable Management Group has been in business since 1994 and is a legitimate debt collection agency. They are attempting to collect debts and must follow legal procedures under the FDCPA.
Can Receivable Management Group seize my property? Receivable Management Group can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you by filing a lawsuit in court, the debt collector may be able to take certain property as permitted by the court. Failing to respond to a lawsuit or written notice can have serious consequences, including default judgments.
Can Receivable Management Group sue me? Yes, Receivable Management Group can sue you so long as the debt is within the statute of limitations. The process involves filing a lawsuit in court to attempt to recover the debt. If you fail to respond to the lawsuit, the court may enter a judgment against you. Past lawsuits or legal actions can also impact current collection efforts.
Can Receivable Management Group report my debt to the collections bureaus? Yes, debt collectors are allowed to place the collection account on your credit report. It is important to focus on obtaining a written statement or written notice regarding the debt for your records. Under the FDCPA, debt collectors are required to send a written notice within five days of initial contact that details the debt and your rights. Paying or agreeing to pay a debt does not always remove it from your credit report, so you should focus on verifying the debt before paying. Always obtain all relevant documentation in writing, including statements and notices, to protect your rights.
Can Receivable Management Group arrest me?Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints and lawsuits filed against Receivable Management Group in the past and can be found on Pacer.org. These are examples of past claims or legal actions:
1:19-cv-05059-CAP-RDC Sonnier v. Receivable Management Group et al
1:20-cv-20709-MGC Guzman v. Receivable Management Group, Inc.
5:20-cv-00353-JMG FARMER v. RECEIVABLE MANAGEMENT GROUP, INC.
4:20-cv-00004-CDL MOSS v. RECEIVABLE MANAGEMENT GROUP, INC.
1:20-cv-00067-MLB-AJB Wilson v. Receivable Management Group, Inc.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Receivable Management Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Receivable Management Group, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, the calls still continued, it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately, they were able to put some money in my pocket as well, Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/los-angeles-collection-service-phone-harassment/
https://consumerlawfirmcenter.com/stop-coast-to-coast-financial-phone-harassment/
https://consumerlawfirmcenter.com/systematic-national-collections-debt-collection-harassment/
