Rapid Resources Inc Debt Collection Harassment?
Getting harassing phone calls from debt collectors like Rapid Resources Inc can cause more negative harm to your level of stress than many other triggers in the modern world. Getting harassed by debt collectors like Rapid Resources Inc can lead you to catastrophic consequences such as personal bankruptcies, marital instability, job loss, health-related problems, and not to talk about the sense of violation that comes from the invasion of privacy.
Debt collectors making persistent attempts to collect or verify a debt is legal; it is their legal right to recover debts from you, however, when it crosses over into debt collection harassment, then it becomes a problem.
Debt collector harassment is illegal and prohibited by the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB). You are protected under the Fair Debt Collection Practices Act (FDCPA), a law that seeks to regulate the dealings of consumers with debt collectors.
Most debt collectors like Rapid Resources Inc realize this and remain compliant with federal law. Nevertheless, many other debt collectors cross the line and engage in debt collector harassment. Fortunately, there are legal actions you can take to save yourself and stop this harassment.
First, you can reach out to a consumer rights attorney by calling (877)-700-5790 for free advice and a layer of extra protection.
Rapid Resources Inc calling at Work?
What you should keep in mind is that debt collectors such as Rapid Resources Inc are allowed to call you at work, however, there are specific limitations placed on the amount of information a consumer can choose to disclose at work. There is also an easy way for consumers to stop the calls, and although this method is only temporary, it is very effective.
If you work in an establishment where you are prohibited from receiving personal calls at work, then simply inform the debt collector that and they must stop calling you there. It is also helpful to give them an alternative line to reach you on at a more preferred time.
Additionally, if Rapid Resources Inc has to call your employer for any reason, say to obtain contact information about you, here are the limitations they must abide by:
• They can’t reveal themselves as a debt collector except to you, neither can they say that you owe a debt. If they do, they have violated your consumer rights and you could contact an attorney to file a complaint.
• They are allowed to request that your employer gives them your contact information, including, but not limited to your phone number and address and verification of employment.
• They are prohibited from discussing details about the debt with your employers or co-workers.
• If Rapid Resources Inc has won a court judgment against you that includes permission to garnish your wages, he may contact your employer to discuss the direct garnishment of your paycheck. Note that your employer can’t fire you for one wage garnishment, but could choose to do so if you keep getting multiple garnishments.
• If Rapid Resources Inc calls you repeatedly at work to harass, annoy or abuse you or your co-workers, even after you have warned them to cease and desist from such behavior, you should document the time and date and speak to an attorney immediately by calling (877)-700-5790.
Note that it is also possible for the whole incident to have been a mistake and for the debt collector to have called your office by mistake or because he was given the wrong contact information. If this happens, simply tell them that you are not permitted to take calls at work as we said earlier. You can follow up with a certified letter to buttress your point and provide evidence if you ever have to take Rapid Resources Inc to court.
Who is Rapid Resources, Inc?
Rapid Resources Inc is a third-party debt collector located in Amherst, New York.
Rapid Resources Inc Contact Information
3840 E Robinson Rd
Amherst, New York
Phone: (877) 503-1045
Is Rapid Resources, Inc a Scam?
No, they are an approved debt collection agency. According to the Better Business Bureau website, Rapid Resources, Inc has been in business since 2015. There have been 8 customer complaints filed in the last three years. Read more about Rapid Resources, Inc here Rapid Resources, Inc BBB
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Rapid Resources, Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Rapid Resources, Inc, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Consumer Rights Law Firm Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights“. – Susan.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer“. – Mike.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!” – Karen.
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