Who is Quality Asset Recovery and what do they do?

Quality Asset Recovery LLC is a third‑party debt collection agency based in Gibbsboro, New Jersey, founded in 2002, that attempts to collect past‑due consumer debts.

Are calls from Quality Asset Recovery legitimate or could they be a scam?

Quality Asset Recovery is a legitimate debt collector, but many consumers report feeling harassed by their tactics. Always verify any alleged debt in writing before paying.

What types of harassment or illegal practices are associated with Quality Asset Recovery?

Consumers have reported repeated calls at inconvenient hours, threats of wage garnishment or lawsuits, rude language, contacting third parties about debts, and failing to validate the debt—all of which may violate the FDCPA.

Can Quality Asset Recovery legally call me multiple times a day?

Under federal law, a collector cannot call more than seven times in seven days about a specific debt, and cannot call before 8 a.m. or after 9 p.m. Frequent daily calls may be harassment.

What should I do if Quality Asset Recovery keeps calling me?

Keep a log of calls (date, time, content), send a written debt validation request and a cease‑and‑desist letter. If calls continue, file complaints with the CFPB, FTC or your state attorney general.

Can I sue Quality Asset Recovery for harassment?

Yes—if they violate the Fair Debt Collection Practices Act, you may be entitled to up to $1,000 in statutory damages plus actual damages, attorney fees and costs, if you sue within the allowed time frame.

Can Quality Asset Recovery affect my credit score?

Yes, they can report a debt in collections to credit bureaus, which may lower your credit score. You can dispute any inaccuracies under the Fair Credit Reporting Act (FCRA).

Is Quality Asset Recovery allowed to contact my family or coworkers about my debt?

No. Debt collectors are prohibited from discussing your debt with anyone other than you, your spouse, or your attorney once you’ve informed them not to contact others.

Do I have the right to request verification of a debt from Quality Asset Recovery?

Yes. Under the FDCPA, you have the right to request a written “validation notice” within five days of their first contact, detailing the amount, creditor, and your right to dispute.

What actions can I take to stop Quality Asset Recovery from contacting me further?

After requesting validation, send a cease‑and‑desist letter. If they continue contacting you, report them to the CFPB, FTC, or your state regulator, and consider consulting a consumer rights attorney.

Quality Asset Recovery Debt Collection Harassment? Stop the Calls!

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Quality Asset Recovery Phone Harassment?

Is Quality Asset Recovery (QAR) calling you? Stop Quality Asset Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Legal support can help you regain control over your financial situation after experiencing harassment.

If so, what they are doing is illegal and needs to stop. Some debt collectors may employ aggressive tactics, but these are prohibited by law. You have the legal right to stop QAR phone harassment. If a collection agency violates the FDCPA, which is one of several federal laws designed to protect consumers from harassment and abusive tactics, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. These protections exist to combat unfair debt collection practices.

Is Quality Asset Recovery a Scam?

According to the Better Business Bureau website, Quality Asset Recovery has been in business for 16 years. Quality Asset Recovery is a legitimate debt collection agency operating within legal guidelines. It is incorporated as a limited liability company (LLC), which provides certain legal protections and demonstrates its status as a legitimate business entity. There have been 18 complaints filed against QAR with the BBB. Read more here: Quality Asset Recovery Better Business Bureau.

Who is Quality Asset Recovery?

Quality Asset Recovery is a third-party debt collector located in Gibbsboro, New Jersey. Debt collection agencies like Quality Asset Recovery are hired to collect debts on behalf of original creditors or purchase outstanding debts, often from credit card companies. Collection agencies typically pursue unpaid debt and consumer debt, including credit card debt and other financial obligations. It is important to understand the distinction between the original creditor, who initially extended the credit, and the collection agency now seeking repayment; always verify the legitimacy of any debt with the original creditor to protect your rights. They have been a party to over 30 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court case alleges that Quality Asset Recovery used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

🏛️ Quality Asset Recovery Address: 7 Foster Ave Ste 101 Gibbsboro, NJ 08026-1191

📞 Phone: (856) 925-1010

Quality Asset Recovery Collection Tactics

If Quality Asset Recovery engages in any of the following tactics, you may have a case:

➤ Using profanity or abusive language
➤ Engaging in abusive practices or aggressive tactics
➤ Calling you before 8:00 a.m. or after 9:00 p.m., including early mornings or other inconvenient times
➤ Making excessive or harassing collection calls
➤ Calling you multiple times per week
➤ Talking to others about your debt
➤ Calling your workplace
➤ Threatening to sue you, harm you, or destroy your credit
➤ Telling you or anyone else that you’ve committed a crime
➤ Calling repeatedly for the wrong person
➤ Failing to notify you of your right to dispute the debt
➤ Trying to collect more than legally allowed
➤ Using deceptive practices

Such tactics are prohibited under federal law, and consumers have the right to report them.

Quality Asset Recovery Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

📲 856-925-1010
📲 800-796-1476
📲 (856) 925-1010
📲 (800) 796-1476
📲 8569251010
📲 8007961476

If the answer is yes, then you are receiving calls from a known QAR number. If you receive calls from these numbers, you may be experiencing illegal debt collection harassment. You may be a victim of QAR phone harassment. The list above is not all the numbers that QAR uses. The calls can be from different phone numbers and it still be Quality Asset Recovery calling you. Contact our office right away so we can start the process to stop QAR from calling you illegally. Above all, no one should live with harassment!

Your Rights Under the Fair Debt Collection Practices Act (FDCPA)

Dealing with a debt collection agency like Quality Asset Recovery LLC can be overwhelming, but you are protected by federal law. The Fair Debt Collection Practices Act (FDCPA) was created to ensure fair debt collection practices and to shield consumers from abusive debt collection practices by debt collectors, including third-party agencies such as Quality Asset Recovery.

Complaints Filed Against Quality Asset Recovery

The following is a sample list of complaints filed against Quality Asset Recovery in the past year and can be found on Pacer.gov.

📋 2:06-cv-05993-PGS-ES Padilla v.
📋 1:14-cv-05626-JEI-JS Bowen v.
📋 1:16-cv-01151-JBS-AMD Stafford v.
📋 1:16-cv-01606-JBS-JS Pulley v.
📋 1:19-cv-08694-RMB-JS Jackson v.

About Us

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our experienced team provides guidance to help consumers understand their rights under consumer protection laws such as the FDCPA and FCRA, and advises on the appropriate action to take against debt collection harassment. Rather than suffer alone, contact our office to begin the process to stop the Quality Asset Recovery harassment. Our office has been assisting consumers since 2010, and our commitment to promoting awareness of consumer protection laws benefits not only our individual clients but also other consumers facing similar issues. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Quality Asset Recovery call us at (877)700-5790 for immediate assistance or visit our website.

Success Stories

🏆 “I was getting bombarded with calls day and night until Consumer Rights Law Firm PLLC stepped in. They not only stopped the harassment but also made sure the debt collector was held accountable. The entire process was smooth and stress-free thanks to their team.”
🏆 “In just one phone call, Consumer Rights Law Firm PLLC made me feel heard and protected. Their legal team took fast action, and within a week, the harassing calls stopped. I’m so relieved I found them!”
🏆 “I was skeptical at first, but they proved me wrong. Consumer Rights Law Firm PLLC handled my case with urgency and compassion. They walked me through every step and got the calls to stop completely. Highly recommend their services!”
🏆 “Thanks to Consumer Rights Law Firm PLLC, I no longer live in fear of answering my phone. They took care of everything quickly and professionally. It felt great to finally have someone on my side.”

Common Questions

Is QAR a scam?

No, Quality Asset Recovery is considered a quality asset recovery legit business in the industry.

Can Quality Asset Recovery garnish my wages?

Yes, QAR can pursue wage garnishment as a legal action, but only after obtaining a court judgment. This typically applies to debts like Federal Student loans or other debts where a court judgment has been granted.

Can QAR sue me?

Yes, QAR can initiate legal actions and sue you as long as the debt is within the statute of limitations. If you prevail in legal actions against QAR, you may be entitled to recover attorney’s fees in addition to statutory damages.

Can QAR report my debt to the collections bureaus?

Yes, debt collectors are allowed to place collection accounts on your credit reports. These collection accounts from QAR may appear on your current reports and be reported to credit bureaus, which can negatively impact your credit reports and make it harder to obtain new credit. Settling with QAR may not always result in quality asset recovery remove from your credit report, so be sure to clarify the terms of any deal before agreeing.

Can QAR arrest me?

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.