Updated by Attorney Derek DePetrillo on April 12, 2024
Qualia Collection Services Debt Collection Harassment?
Qualia Collection Services Debt Collection Harassment? Is Qualia Collection Services (QCS) calling you? Stop Qualia Collection Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop QCS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Qualia Collection Services a Scam?
According to the Better Business Bureau website, Qualia Collection Services has been in business for 3 years. There have been 59 customer complaints closed in the last 3 years and 36 customer complaints closed in the last 12 months.
Qualia Collection Services Better Business Bureau
Who is Qualia Collection Services?
Qualia Collection Services is third-party debt collector located in Petaluma, California. Qualia Collection Service is a debt collection agency that specializes in recovering outstanding debts for a range of clients, including financial institutions, healthcare providers, telecommunications companies, and more. Established with a focus on ethical debt collection practices, Qualia Collection Service aims to provide effective solutions while upholding consumer rights and compliance with relevant regulations.
Address: Po Box 4699
Petaluma, CA 94955
Phone: (844) 598-5454
Some common examples of debt collection harassment include:
- Repeated and Excessive Contact: Debt collectors may engage in relentless and excessive communication with consumers, including frequent phone calls, letters, emails, and text messages. This constant bombardment can be overwhelming and stressful, leading to anxiety, depression, and sleep disturbances.
- Threats and Intimidation: Debt collectors may use threatening language or intimidation tactics to coerce consumers into making payments on debts, even if they cannot afford to do so. This can include threats of legal action, wage garnishment, or repossession of assets.
- False or Misleading Statements: Debt collectors may make false or misleading statements to consumers in an attempt to pressure them into paying debts. This can include misrepresenting the amount owed, the consequences of non-payment, or the debt collector’s authority to take legal action.
- Harassment of Third Parties: Debt collectors may contact friends, family members, neighbors, or employers of the consumer in an attempt to shame or embarrass them into paying debts. This invasion of privacy and harassment of third parties is a violation of the Fair Debt Collection Practices Act (FDCPA).
- Exploitation of Vulnerability: Debt collectors may target vulnerable consumers, such as the elderly, individuals with disabilities, or those facing financial hardship, and exploit their vulnerabilities for financial gain. This can include taking advantage of cognitive impairment, language barriers, or lack of understanding of consumer rights.
Debt collection harassment is prohibited by federal law, specifically the Fair Debt Collection Practices Act (FDCPA), which sets guidelines for acceptable debt collection practices and provides remedies for consumers who experience harassment. Consumers who believe they are being harassed by debt collectors should document the harassment, assert their rights under the FDCPA, and seek legal assistance if necessary to stop the harassment and hold the debt collectors accountable.
Qualia Collection Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
888-604-0690, 855-610-6131, 707-795-7112, 707-238-5176, 844-598-5454, (888) 604-0690, (855) 610-6131, (707) 795-7112, (707) 238-5176, (844)598-5454, 8886040690, 8556106131, 7077957112, 7072385176, 8445985454
If the answer is yes, then you are receiving calls from a known QCS number. You may be a victim of QCS phone harassment. The list above is not all the numbers that QCS uses. The calls can be from a different number, and it still be Qualia Collection Services calling you. Contact our office right away so we can start the process to stop QCS from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is QCS a scam? No, Qualia Collection Services has been in business for 3 years.
Can Qualia Collection Services garnish my wages? Yes, QCS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can QCS sue me? Yes, QCS can sue you so long as the debt is within the statute of limitations.
Can QCS report my debt to the collection’s bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can QCS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Qualia Collection Services in the past year and can be found on Pacer.org.
8:19-cv-01185-JFW-KES Eric Rush v. Qualia Collection Services
1:17-cv-00191-JTN-ESC Premil v. Qualia Collection Services
6:17-cv-00278-RP-JCM Sabillon v. Qualia Collection Services
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Qualia Collection Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Qualia Collection Services call us at (877)700-5790 for immediate assistance or visit our website at We Stop Debt Collection & Phone Harassment – Call Now at 877-700-5790 (consumerlawfirmcenter.com)
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/pnc-financial-services-group-phone-harassment-stop-the-calls/
