Professional Recovery Personnel Phone Harassment?
Is Professional Recovery Personnel (PRP) calling you? Stop Professional Recovery Personnel phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. PRP may use aggressive tactics that amount to debt harassment, including persistent calls and threats that violate your rights. You have the legal right to stop PRP phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Legal intervention can get the calls stopped and may entitle you to compensation for the distress and unfair practices you have experienced.
Contact us today for a free consultation to discuss your rights and options.
Is Professional Recovery Personnel a Scam?
According to the Better Business Bureau website, Professional Recovery Personnel has been in business for 28 years.
Professional Recovery Personnel Better Business Bureau
Who is Professional Recovery Personnel?
Professional Recovery Personnel is a third party debt collector specializing in collecting debts, located in Champlin, Minnesota. PRP has been a party to a Federal Court case several times. They have been accused of attempting to collect debts through persistent or improper means, including illegal and harassing communication tactics such as being repeatedly called by their agents to coerce a payment from the harassed consumer.
Address: 6282 Douglas Court North
Champlin, MN 55316
Phone: (763) 560-1148
These are the official contact details for PRP.
Bankruptcy filings can also impact whether PRP can continue their collection efforts.
Professional Recovery Personnel Collection Tactics
If Professional Recovery Personnel engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Professional Recovery Personnel Phone Numbers
from any of the following numbers?
763-560-1148, 763-566-5578, (763) 560-1148, (763) 566-5578, 7635601148, 7635665578
If the answer is yes, then you are receiving calls from a known PRP number. PRP uses these numbers to contact consumers regarding debts. You may be a victim of PRP phone harassment. The list above is not all the numbers that PRP uses. The calls can be from a different number and it still be Professional Recovery Personnel calling you. Contact our office right away so we can start the process to stop PRP from calling you illegally. Above all, no one should live with harassment!
Collection Agencies and Consumer Rights
Collection agencies, also known as debt collection agencies or third-party debt collectors, are companies hired by creditors to recover unpaid debts from consumers. While their job is to collect money owed, some debt collectors cross the line by using aggressive or unlawful collection tactics. That’s why the Fair Debt Collection Practices Act (FDCPA) exists—to protect consumers from unfair, deceptive, and abusive practices during the debt collection process.
As a consumer, you have important rights when dealing with debt collectors. You are entitled to dispute a debt, request written verification, and demand that debt collection harassment stop. If a debt collector uses abusive language, makes repeated or threatening phone calls, or contacts you at work or during inconvenient hours, these actions may violate federal law. The Federal Trade Commission (FTC) and the Better Business Bureau (BBB) are valuable resources for guidance and support if you’re facing harassment from debt collectors.
To protect yourself, always keep detailed records of every interaction with a debt collection agency. Save copies of letters, emails, and make notes about phone calls—including dates, times, and the name of the person who contacted you. This documentation can be crucial if you need to take legal action or file a complaint.
Common Questions
Is PRP a scam? No, Professional Recovery Personnel has been in business for 28 years.
Can Professional Recovery Personnel garnish my wages? Yes, PRP can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. If you have already paid the debt, provide proof to PRP to avoid further action. You may also be able to negotiate a deal or settlement with PRP instead of paying the full amount.
Can PRP sue me? Yes, PRP can sue you so long as the debt is within the statute of limitations. If the debt has been paid, make sure to show documentation to prevent unnecessary legal action. Negotiating a deal or settlement may also be possible to resolve the dispute.
Can PRP report my debt to the collection bureaus? Yes, PRP may report your debt to credit bureaus, which can affect your credit score. Debt collectors are allowed to place the collection account on your credit report, and you should ensure the information is accurate and dispute any errors.
Can PRP arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. You are not required to pay a debt that is not legally owed.
The following is a sample list of complaints filed against Professional Recovery Personnel in the past and can be found on Pacer.org.
0:11-cv-00338-RHK-JJK Pulsifer v. Professional Recovery Personnel
0:16-cv-00153-SER Elliot v. Professional Recovery Personnel
4:96-cv-00903-DSD-JMM Blake v. Professional Rec Inc
2:17-cv-02586-JAD-NJK Spencer v. Professional Recovery, Inc.
3:18-cv-01022-jdp Thillen, Autumn v. Professional Recovery Personnel
About Us
is a law firm that acts on behalf of clients who are facing harassment from debt collectors in any form, including telephone communication. We provide legal assistance to those experiencing harassment. Rather than suffer alone, contact our office to begin the process to stop the Professional Recovery Personnel harassment. Our office has been assisting consumers since 2010, with a strong commitment to service and client satisfaction. We understand that dealing with debt collectors can be a difficult time, and we are here to support our clients every step of the way. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Professional Recovery Personnel, call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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