Professional Adjustment Corp Debt Collection Harassment

If you have a third-party debt collector like Professional Adjustment Corp aggressively calling you over your unpaid debts, then you are probably unaware of what debt collection practices are prohibited in by federal laws such as the FDCPA and the TCPA. In the past, many people filed for bankruptcy due to the harassing debt collection practices employed by many debt collectors in a bid to collect a debt; this is one of the reasons why the FDCPA was enacted by congress. We all don’t plan it, but tough financial times do arise, and many people who find themselves in such tough times are unable to pay their debts. Many times, they just wish that the debt collector would stop pestering them while they figure out a workable way to pay off their debts.

Third-party debt collection is one industry that has thrived under the current economic environment. In recent years, people have increasingly acquired more debt and increasingly found themselves struggling to pay it back. Furthermore, the cost of living continues to skyrocket, and people’s income has not kept pace with the exponential increase in how much it costs to live comfortably. This is a major why average Americans continue to acquire more and more debt daily, and debt collectors continue to take advantage of the misfortune of others.

When you are in the process of dealing with debt collectors, your knowledge is your best weapon. There are federal laws established to protect you by prohibiting the unethical practices of debt collectors. These laws protect you by defining in black and white what is considered as ethical and unethical debt collection practices. They take it a step further by making provisions for you to get justice from an erring debt collection agency.

If you believe that your consumer rights have been violated by Professional Adjustment Corp, call us now on 877-700-5790 to seek immediate assistance.

What do federal laws prohibit debt collection agents from engaging in?

The federal laws that protect your consumer rights outlaw certain actions on the part of debt collectors. According to federal laws, debt collectors cannot:

  • Threaten legal action or wage garnishment if they do not intend to take action and have an attorney,
  • Pretend to be an officer of the law or serve you falsified court documents.
  • Threaten actions that violate the dignity of your person and your consumer rights.
  • Give you legal advice or pretend to be an attorney if they are not qualified, legal officials.
  • Use letters and correspondence that are deceptive, such as using notices that look like court documents,
  • Take action with the intent to debase or shame you. Such actions include publishing your name in a newspaper or on social media as a delinquent debtor.
  • Refuse your request to validate a debt, especially if the request was made within 5 days from the date of initial contact.
  • Pretend to be a government-owned agency,
  • Communicate using a recorded message especially for the purposes of advertisement.
  • Threaten to garnish your paycheck, as they are not authorized to do so.
  • Fail to disclose their identity or the agency’s full legal name as it appears on their license,
  • Use neighbors or any unauthorized 3rd party to stalk the consumer.
  • Collect money not included in the original debt agreement or fail to return an overpayment,
  • Collect extra fees or interest.
  • Conjure up deceptive documents with the intent to deceive.
  • Violate any provision of the Fair Debt Collection Practices Act, the Telephone Consumers Protection Act, or the Fair Credit Reporting act

Who is Professional Adjustment Corp?

Professional Adjustment Corp is a third-party debt collector located in Fort Meyers, Florida. They have been sued in federal court several times for allegedly violating consumer’s rights while collecting on alleged debts.

Contact Information

Address: 14410 Metropolis Ave
Fort Myers, FL 33912-4341
Phone: (239) 437-0525
Fax: (239) 437-1073

Is Professional Adjustment Corp a scam?

According to the Better Business Bureau website, Professional Adjustment Corp has been in business since 1998. There have been 10 customer complaints filed against the agency since its inception. Read more about it here: Professional Adjustment Corp Better Business Bureau

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Professional Adjustment Corp Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

239-437-0525, 888-686-0525, 239-437-0527, 239-437-0059, 239-437-0305, 239-437-1706, 239-437-0776, 239-437-0840, 239-437-0820, 239-267-4655, 239-454-0573, 239-790-1965.

If so, you may be a victim of Professional Adjustment Corp debt collection harassment. Call us now on 877-700-5790 to seek immediate assistance

The following is a sample list of complaints filed against Professional Adjustment Corp and can be found on Pacer.org.

6:18-cv-01372-RBD-TBS Fischer v. Professional Adjustment Corp. of S.W. Fl., Inc.

2:18-cv-00549-JES-MRM Rodriguez v. Professional Adjustment Corp. of SW Florida, Inc.

2:13-cv-02155-HGD Campbell v. Professional Adjustment Corp. of S.W. Florida, Inc.

8:11-cv-02414-MSS-TBM Graham v. Professional Adjustment Corporation

8:11-cv-02414-MSS-TBM Graham v. Professional Adjustment Corporation

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Professional Adjustment Corp. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Florida Attorney General

Consumer Financial Protection Bureau

https://consumerlawfirmcenter.com/retrieval-masters-credit-bureau-debt-collection-harassment/

 

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