Bay Area Receivables Debt Collection Harassment
Tired of Bay Area Receivables Debt Collection Harassment? Wish there was a way to make the calls stop? Is Bay Area Receivables constantly calling and harassing you? Does your phone ring every day, several times per day, because Bay Area Receivables is calling you to demand payment? Threatening you with legal action? Has Bay Area Receivables ever used abusive or profane language when speaking with you on the phone? If so, Bay Area Receivables may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Bay Area Receivables a scam?
According to the Better Business Bureau website, Bay Area Receivables has been in business since 1990. There have been 5 customer complaints filed.
Who is Bay Area Receivables?
Bay Area Receivables is third party debt collector located in Salisbury, Maryland. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that Bay Area Receivables used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 714 Eastern Shore Dr
Salisbury, MD 21804-5953
Phone: (410) 860-1600
Fax: (410) 860-2718
Bay Area Receivables Debt Collection Harassment Tactics
If Bay Area Receivables engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
Bay Area Receivables Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
If so, you may be a victim of Bay Area Receivables debt collection harassment. The list above is not all the numbers that Bay Area Receivables uses. Also, calls can be from a different numbers and it still be Bay Area Receivables calling you. Contact our office right away so we can start the process to stop Bay Area Receivables from calling you illegally. Above all, no one should live with harassment.
Is Bay Area Receivables a scam? No, Bay Area Receivables has been in business since 1990.
Can Bay Area Receivables seize my property? Bay Area Receivables can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Bay Area Receivables sue me? Yes, Bay Area Receivables can sue you so long as the debt is within the statute of limitations.
Can Bay Area Receivables report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can Bay Area Receivables arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Bay Area Receivables and can be found on Pacer.org.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Bay Area Receivables debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Bay Area Receivables debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out a links below for more information: