🚨Prince Parker & Associates Phone Harassment❓
Is Prince Parker & Associates (PPA) calling you? Stop Prince Parker & Associates phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Prince Parker & Associates phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
It is important to send letters, such as Debt Validation Letters, to request documentation and assert your rights.
⚠️Is Prince-Parker & Associates a Scam❓
According to the Better Business Bureau website, Prince-Parker & Associates has been in business for 25 years. There have been 25 complaints filed against PPA with the BBB.
🔎Who is Prince-Parker & Associates❓
Prince Parker & Associates, a third-party debt collector in Charlotte, North Carolina, has faced multiple federal cases regarding its credit and debt collection practices. Recent legal filings allege, among other things, Prince Parker & Associates phone harassment, and that the company employed illegal and harassing communication tactics to coerce payments from consumers.
Prince-Parker & Associates collects debts from various industries, including telecommunications, healthcare, and media.
Address: 8625 Crown Crescent Ct STE 200
Charlotte, NC 28227-6795
Phone: (704) 841-2424
📢Prince Parker & Associates Collection Tactics
If Prince-Parker & Associates engages in any of the following tactics, you may have a case of Prince Parker & Associates phone harassment:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
It is crucial to determine your legal standing or the likelihood of a lawsuit if these tactics are used against you.
📲Prince Parker & Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
704-841-2424, 800-276-2423, (704) 841-2424, (800) 276-2423, 7048412424, 8002762423
If the answer is yes, then you are receiving calls from a known PPA number. You may be a victim of Prince Parker & Associates phone harassment. The list above is not all the numbers that PPA uses. The calls can be from a different number and it still is Prince-Parker & Associates calling you. Contact our office right away so we can start the process to stop PPA from calling you illegally. Above all, no one should live with Prince Parker & Associates phone harassment!
🎯FDCPA Rights and Protections
As a consumer, it’s essential to know your rights and protections under the Fair Debt Collection Practices Act (FDCPA) when dealing with Prince Parker & Associates phone harassment. The FDCPA is a federal law that regulates the behavior of debt collectors, including collection agencies like Prince-Parker & Associates.
Under the FDCPA, debt collectors are prohibited from engaging in certain practices, such as:
- Harassing or abusing consumers
- Making false or misleading statements
- Threatening to sue or report consumers to credit bureaus
- Contacting consumers at inconvenient times or places
- Using profanity or abusive language
Consumers have the right to:
- Request validation of the debt
- Dispute the debt
- Request that the debt collector stop contacting them
- Sue the debt collector for violating the FDCPA
Understanding your rights under the FDCPA is crucial to ensure that you’re treated fairly and respectfully by Prince-Parker & Associates. If you experience Prince Parker & Associates phone harassment, and believe your rights have been violated, you have the power to take legal action and protect yourself from abusive practices.
💡Dealing with Prince-Parker & Associates
If you’re dealing with Prince-Parker & Associates, it’s essential to know how to communicate effectively with them. Here are some tips to help you navigate the process:
- Be Polite and Professional: Treat the debt collector with respect, even if you’re disputing the debt. Maintaining a calm and professional demeanor can help facilitate a more productive conversation.
- Keep Records: Document all communication with Prince-Parker & Associates, including dates, times, and details of conversations. This can be crucial if you need to dispute the debt or take legal action.
- Validate the Debt: Request validation of the debt to ensure that it’s accurate and legitimate. This step is important to confirm that you actually owe the debt and that the amount is correct.
- Dispute the Debt: If you believe the debt is incorrect or unfair, dispute it with Prince-Parker & Associates. Provide any evidence you have to support your claim.
- Seek Help: If you’re struggling to resolve the debt or need assistance, consider seeking help from a credit counselor or attorney. Professional guidance can help you navigate the complexities of debt collection and protect your rights.
Dealing with debt collectors like Prince-Parker & Associates requires a strategic approach. Remember, they are a business aiming to collect debt. Be prepared to negotiate and advocate for yourself to reach a fair resolution. Document all interactions, and know your rights. If you experience Prince Parker & Associates phone harassment, such as excessive calls, threats, or abusive language, keep records and consider seeking legal advice. By staying informed and proactive, you can effectively manage your interactions and work toward resolving the debt.
🏷️Common Questions
Is PPA a scam❓
No, Prince-Parker & Associates has been in business for 25 years.
Can Prince-Parker & Associates garnish my wages❓
Yes, PPA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can PPA sue me❓
Yes, PPA can sue you so long as the debt is within the statute of limitations
Can PPA report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report. The ‘date of first delinquency‘ affects how long collections appear on a credit report, which means even after a debt is paid, it can still impact your credit status for a significant period.
Can PPA arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Prince-Parker & Associates in the past year and can be found on Pacer.gov.
2:13-cv-07835-FMO-CW David Vacarro v. Prince-Parker & Associates Inc
1:08-cv-23550-KMM Trespalacios v. Prince-Parker & Associates Inc
3:15-cv-00950-K Andrews v. Prince-Parker & Associates Inc et al
3:17-cv-02482-GPC-KSC Oskam v. Prince-Parker & Associates, Inc.
1:09-cv-22629-WMH Lewis v. Prince-Parker & Associates, Inc
🏛️About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing Prince Parker & Associates phone harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop Prince Parker & Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent Prince Parker & Associates phone harassment call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
“I had an excellent experience with this firm. They immediately stopped the harassment daily over my land line. I wasn’t able to enjoy my time at home because of the phone calls. I highly recommend them if you ever experience phone harassments.”
“I would whole hardly recommend this firm fast and really listing to the problem at hand and will fight hard for you I was being harassed by a creditor called the firm up and after I explained all the harassment they said they would handle it and a couple of weeks later got a call saying they did just that would 100% say if u need help this is the one you call they will have your back”