🚨Prince Parker & Associates Phone Harassment❓
Is Prince Parker & Associates (PPA) calling you? Stop Prince Parker & Associates phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Prince Parker & Associates phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
It is important to send letters, such as Debt Validation Letters, to request documentation and assert your rights.
⚠️Is Prince-Parker & Associates a Scam❓
According to the Better Business Bureau website, Prince-Parker & Associates has been in business for 25 years. There have been 25 complaints filed against PPA with the BBB.
🔎Who is Prince-Parker & Associates❓
Prince Parker & Associates, a third-party debt collector in Charlotte, North Carolina, has faced multiple federal cases regarding its credit and debt collection practices. Recent legal filings allege, among other things, Prince Parker & Associates phone harassment, and that the company employed illegal and harassing communication tactics to coerce payments from consumers.
Prince-Parker & Associates collects debts from various industries, including telecommunications, healthcare, and media.
Address: 8625 Crown Crescent Ct STE 200
Charlotte, NC 28227-6795
Phone: (704) 841-2424
📢Prince Parker & Associates Collection Tactics
If Prince-Parker & Associates engages in any of the following tactics, you may have a case of Prince Parker & Associates phone harassment:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
It is crucial to determine your legal standing or the likelihood of a lawsuit if these tactics are used against you.
📲Prince Parker & Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
704-841-2424, 800-276-2423, (704) 841-2424, (800) 276-2423, 7048412424, 8002762423
If the answer is yes, then you are receiving calls from a known PPA number. You may be a victim of Prince Parker & Associates phone harassment. The list above is not all the numbers that PPA uses. The calls can be from a different number and it still is Prince-Parker & Associates calling you. Contact our office right away so we can start the process to stop PPA from calling you illegally. Above all, no one should live with Prince Parker & Associates phone harassment!
🎯FDCPA Rights and Protections
As a consumer, it’s essential to know your rights and protections under the Fair Debt Collection Practices Act (FDCPA) when dealing with Prince Parker & Associates phone harassment. The FDCPA is a federal law that regulates the behavior of debt collectors, including collection agencies like Prince-Parker & Associates.
Under the FDCPA, debt collectors are prohibited from engaging in certain practices, such as:
- Harassing or abusing consumers
- Making false or misleading statements
- Threatening to sue or report consumers to credit bureaus
- Contacting consumers at inconvenient times or places
- Using profanity or abusive language
Consumers have the right to:
- Request validation of the debt
- Dispute the debt
- Request that the debt collector stop contacting them
- Sue the debt collector for violating the FDCPA
Understanding your rights under the FDCPA is crucial to ensure that you’re treated fairly and respectfully by Prince-Parker & Associates. If you experience Prince Parker & Associates phone harassment, and believe your rights have been violated, you have the power to take legal action and protect yourself from abusive practices.
💡Dealing with Prince-Parker & Associates
If you’re dealing with Prince-Parker & Associates, it’s essential to know how to communicate effectively with them. Here are some tips to help you navigate the process:
- Be Polite and Professional: Treat the debt collector with respect, even if you’re disputing the debt. Maintaining a calm and professional demeanor can help facilitate a more productive conversation.
- Keep Records: Document all communication with Prince-Parker & Associates, including dates, times, and details of conversations. This can be crucial if you need to dispute the debt or take legal action.
- Validate the Debt: Request validation of the debt to ensure that it’s accurate and legitimate. This step is important to confirm that you actually owe the debt and that the amount is correct.
- Dispute the Debt: If you believe the debt is incorrect or unfair, dispute it with Prince-Parker & Associates. Provide any evidence you have to support your claim.
- Seek Help: If you’re struggling to resolve the debt or need assistance, consider seeking help from a credit counselor or attorney. Professional guidance can help you navigate the complexities of debt collection and protect your rights.
Dealing with debt collectors like Prince-Parker & Associates requires a strategic approach. Remember, they are a business aiming to collect debt. Be prepared to negotiate and advocate for yourself to reach a fair resolution. Document all interactions, and know your rights. If you experience Prince Parker & Associates phone harassment, such as excessive calls, threats, or abusive language, keep records and consider seeking legal advice. By staying informed and proactive, you can effectively manage your interactions and work toward resolving the debt.
The following is a sample list of complaints filed against Prince-Parker & Associates in the past year and can be found on Pacer.gov.
2:13-cv-07835-FMO-CW David Vacarro v. Prince-Parker & Associates Inc
1:08-cv-23550-KMM Trespalacios v. Prince-Parker & Associates Inc
3:15-cv-00950-K Andrews v. Prince-Parker & Associates Inc et al
3:17-cv-02482-GPC-KSC Oskam v. Prince-Parker & Associates, Inc.
1:09-cv-22629-WMH Lewis v. Prince-Parker & Associates, Inc
🏛️About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing Prince Parker & Associates phone harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop Prince Parker & Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Prince Parker & Associates phone harassment call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
“I had an excellent experience with this firm. They immediately stopped the harassment daily over my land line. I wasn’t able to enjoy my time at home because of the phone calls. I highly recommend them if you ever experience phone harassments.”
“I would whole hardly recommend this firm fast and really listing to the problem at hand and will fight hard for you I was being harassed by a creditor called the firm up and after I explained all the harassment they said they would handle it and a couple of weeks later got a call saying they did just that would 100% say if u need help this is the one you call they will have your back”
FAQs
Who is Prince Parker & Associates and why are they calling me?
Prince Parker & Associates is a legitimate third-party debt collector based in Charlotte, NC. They collect on behalf of creditors in industries like medical, telecom and utilities. If they’re calling, they likely believe you owe a past-due debt.
Is Prince Parker & Associates a scam or a real company?
They are a legitimate, licensed and bonded debt collection agency in business since 1993. Though you may see complaints, it is not a scam company.
Can Prince Parker & Associates legally harass me with phone calls?
No. Under the FDCPA, debt collectors cannot call before 8 a.m. or after 9 p.m., use repeated or abusive language, threaten arrest, or contact third parties. Violations may entitle you to up to $1,000 in damages.
What if they call me at work or talk to other people about my debt?
Once you tell them not to call you at work or involve others, it’s illegal for them to continue doing so. You can document violations and take legal action.
Can I make them stop contacting me?
Yes. You can send a written “cease-and-desist” or debt validation letter. If they continue, file a complaint with the FTC, CFPB or your state AG, and consult a consumer rights attorney.
What should I do if they report wrong information or I suspect identity theft?
Dispute the accuracy with the credit bureaus and request debt validation. If it’s identity theft, file an identity theft report and affidavit—bureaus must correct fraudulent entries.
Can they sue me or garnish my wages?
They can sue only if the debt is within your statute of limitations, and can garnish wages only after getting a court judgment (except in limited cases like federal student loans).
Will calls from masked or strange numbers be illegal robocalls?
If they use robocalls without your consent or spoof their caller ID, they may violate the TCPA and FDCPA. You could be owed $500–$1,500 per call.
Can I sue Prince Parker & Associates for violations?
Yes. Violations of the FDCPA, TCPA or FCRA allow you to sue and seek statutory damages (e.g., up to $1,000 under FDCPA + actual damages), plus attorney’s fees.
How do I get them removed from my credit report?
File a dispute with the credit bureaus. They must investigate within 30 days. If PPA fails to validate the debt, the entry must be removed.
What should I do if I already paid the debt but Prince Parker & Associates keeps contacting me?
Gather proof of payment such as receipts, bank statements, or settlement letters and send it to them in writing. Request they update their records and stop reporting or contacting you about the debt.
Can I negotiate a settlement with Prince Parker & Associates?
Yes. You can often negotiate to pay less than the full balance in a lump sum or through a payment plan. Always get the settlement terms in writing before sending payment.
How long can Prince Parker & Associates attempt to collect on a debt?
They can attempt indefinitely, but they cannot sue or threaten legal action once the statute of limitations in your state has expired. Know your state’s debt collection laws before responding.
What if Prince Parker & Associates refuses to validate my debt?
If they cannot provide written validation, they must stop collection efforts. You can use their failure to validate as grounds to dispute the entry with credit bureaus and demand removal.
Can Prince Parker & Associates impact my ability to get new credit or housing?
Yes. Active collection accounts can lower your credit score and appear on background checks for loans or rentals. Resolving or disputing the debt properly can help protect your creditworthiness.