Prince-Parker & Associates Phone Harassment?
*Is Prince-Parker & Associates (PPA) calling you?*Stop Prince-Parker & Associates phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop PPA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
It is important to send letters, such as Debt Validation Letters, to request documentation and assert your rights.
Is Prince-Parker & Associates a Scam?
According to the Better Business Bureau website, Prince-Parker & Associates has been in business for 25 years. There have been 25 complaints filed against PPA with the BBB.
Prince-Parker & Associates Better Business Bureau
Who is Prince-Parker & Associates?
Prince Parker & Associates is a third-party debt collector located in Charlotte, North Carolina. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases allege that Prince Parker & Associates used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Prince-Parker & Associates collects debts from various industries, including telecommunications, healthcare, and media.
Address: 8625 Crown Crescent Ct STE 200
Charlotte, NC 28227-6795
Phone: (704) 841-2424
Prince-Parker & Associates Collection Tactics
If Prince-Parker & Associates engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
It is crucial to determine your legal standing or the likelihood of a lawsuit if these tactics are used against you.
Prince-Parker & Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
704-841-2424, 800-276-2423, (704) 841-2424, (800) 276-2423, 7048412424, 8002762423
If the answer is yes, then you are receiving calls from a known PPA number. You may be a victim of PPA phone harassment. The list above is not all the numbers that PPA uses. The calls can be from a different number and it still is Prince-Parker & Associates calling you. Contact our office right away so we can start the process to stop PPA from calling you illegally. Above all, no one should live with harassment!
FDCPA Rights and Protections
As a consumer, it’s essential to know your rights and protections under the Fair Debt Collection Practices Act (FDCPA) when dealing with Prince-Parker & Associates. The FDCPA is a federal law that regulates the behavior of debt collectors, including collection agencies like Prince-Parker & Associates.
Under the FDCPA, debt collectors are prohibited from engaging in certain practices, such as:
- Harassing or abusing consumers
- Making false or misleading statements
- Threatening to sue or report consumers to credit bureaus
- Contacting consumers at inconvenient times or places
- Using profanity or abusive language
Consumers have the right to:
- Request validation of the debt
- Dispute the debt
- Request that the debt collector stop contacting them
- Sue the debt collector for violating the FDCPA
Understanding your rights under the FDCPA is crucial to ensure that you’re treated fairly and respectfully by Prince-Parker & Associates. If you believe your rights have been violated, you have the power to take legal action and protect yourself from abusive practices.
Dealing with Prince-Parker & Associates
If you’re dealing with Prince-Parker & Associates, it’s essential to know how to communicate effectively with them. Here are some tips to help you navigate the process:
- Be Polite and Professional: Treat the debt collector with respect, even if you’re disputing the debt. Maintaining a calm and professional demeanor can help facilitate a more productive conversation.
- Keep Records: Document all communication with Prince-Parker & Associates, including dates, times, and details of conversations. This can be crucial if you need to dispute the debt or take legal action.
- Validate the Debt: Request validation of the debt to ensure that it’s accurate and legitimate. This step is important to confirm that you actually owe the debt and that the amount is correct.
- Dispute the Debt: If you believe the debt is incorrect or unfair, dispute it with Prince-Parker & Associates. Provide any evidence you have to support your claim.
- Seek Help: If you’re struggling to resolve the debt or need assistance, consider seeking help from a credit counselor or attorney. Professional guidance can help you navigate the complexities of debt collection and protect your rights.
Remember, Prince-Parker & Associates is a business, and their goal is to collect the debt. Be prepared to negotiate and advocate for yourself to achieve a fair resolution. By staying informed and proactive, you can effectively manage your interactions with the debt collector and work towards resolving the issue.
Common Questions
Is PPA a scam? No, Prince-Parker & Associates has been in business for 25 years.
Can Prince-Parker & Associates garnish my wages? Yes, PPA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can PPA sue me? Yes, PPA can sue you so long as the debt is within the statute of limitations
Can PPA report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. The ‘date of first delinquency’ affects how long collections appear on a credit report, which means even after a debt is paid, it can still impact your credit status for a significant period.
Can PPA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Prince-Parker & Associates in the past year and can be found on Pacer.org.
2:13-cv-07835-FMO-CW David Vacarro v. Prince-Parker & Associates Inc
1:08-cv-23550-KMM Trespalacios v. Prince-Parker & Associates Inc
3:15-cv-00950-K Andrews v. Prince-Parker & Associates Inc et al
3:17-cv-02482-GPC-KSC Oskam v. Prince-Parker & Associates, Inc.
1:09-cv-22629-WMH Lewis v. Prince-Parker & Associates, Inc
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Prince-Parker & Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Prince-Parker & Associates call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable, and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
North Carolina Attorney General
