Getting served with a court summons in Massachusetts can be overwhelming and confusing. Whether it’s a debt collection lawsuit, a credit card issue, or a claim from a third-party collector, it’s important to take action quickly — ignoring the summons can result in a default judgment against you.
Step One: Don’t Ignore the Summons
Once you’re served, the clock starts ticking. You typically have 20 days to respond to the complaint by filing an answer with the court. Failing to respond allows the plaintiff — usually a debt collector or creditor — to automatically win the case and potentially garnish your wages or freeze your bank account.
Even if you believe the debt is valid, or you’ve already made payments, it’s crucial to respond properly and on time. The courts won’t review the details unless you take the steps to defend yourself.
Step Two: Contact Consumer Rights Law Firm Immediately
At Consumer Rights Law Firm PLLC, we specialize in defending consumers just like you. If you’ve been served in Massachusetts, we can help you understand your rights, explain your options, and, most importantly, negotiate a settlement an affordable payment plan.
We know the debt collection laws in Massachusetts inside and out, and we’re here to protect you from aggressive or unlawful tactics. Our goal is to help you resolve the matter efficiently, protect your finances, and avoid unnecessary judgments.
Step Three: Let Us Handle the Negotiation
You don’t have to face this alone. Many cases can be resolved without ever going to trial. We may be able to negotiate a lower payoff or set up manageable terms that work for you. We take cases on a Limited Representation Agreement.
Call Now for a Case Review
If you’ve been served with a summons in Massachusetts, don’t wait. The sooner you act, the more options we’ll have to help you. Contact Consumer Rights Law Firm PLLC today at 877-700-5790 or email us at help@consumerlawfirmcenter.com for immediate assistance.
We’re here to stand up for your rights and protect your peace of mind.