Collection Agencies That Collect for Private Student Loans
Are you being harassed by a debt collector about your private student loan? You’re not alone — and you do have rights. At Consumer Rights Law Firm PLLC, we help borrowers fight back against aggressive and illegal debt collection practices. If a collection agency is contacting you about your private student loan, here’s what you need to know.
📞 Call us today at 877-700-5790 to learn how we can help.
🏛 Common Collection Agencies for Private Student Loans
Private student loan lenders often hire third-party debt collectors when loans go into default. Here are some of the most commonly reported agencies collecting on private student loan debt:
1. General Revenue Corporation (GRC)
A subsidiary of Navient, GRC is a well-known agency that aggressively collects on both federal and private student loans.
2. Educational Credit Management Corporation (ECMC)
Though technically a nonprofit, ECMC has earned a reputation for harsh collection tactics, especially in bankruptcy related cases.
3. Action Financial Services (AFS)
Often hired to collect on defaulted student loans, AFS handles accounts from both traditional lenders and schools.
4. Bass & Associates
Known for legal collection efforts on behalf of lenders, including student loan companies.
5. Central Research Inc.
Provides collection services for both government-backed and private loans.
6. Coast Professional, Inc.
Frequently assigned to recover past-due private and federal student loans.
7. Credit Adjustments, Inc.
Another player in the student loan space, CAI collects for banks and financial institutions.
8. F.H. Cann & Associates
A national agency contracted to collect defaulted student loan debt.
9. Immediate Credit Recovery, Inc.
Involved in student loan recovery and known for persistent collection activity.
10. Alltran Education
A division of Alltran, they focus on education-related debt and are often hired by private lenders.
What Are Your Rights?
Under the Fair Debt Collection Practices Act (FDCPA), you are protected from collection harassment. Collection agencies cannot:
- Call you repeatedly or at odd hours
- Use threatening or abusive language
- Contact you at work if you’ve asked them not to
- Contact third parties about your debt (except in limited cases)
- Misrepresent the amount you owe or their identity
✅ If they do, you may be entitled to statutory damages of up to $1,000 — plus attorney’s fees.
🎯 What You Should Do if a Collector Contacts You
- Request written verification of the debt before making any payments
- Document all calls — including time, date, and the nature of the communication
- Save voicemails, texts, and call logs as potential evidence
- Do not ignore the calls, but don’t let them intimidate you either
- Reach out to our experienced team to explore your legal options
💼 Let Consumer Rights Law Firm PLLC Fight for You
We’ve helped thousands of consumers just like you stand up to abusive debt collectors. Whether you’re being contacted by ECMC, GRC, or any other collection agency, we will evaluate your case at no cost and only get paid if we win.
📞 Call us now at 877-700-5790
📨 Email us at help@consumerlawfirmcenter.com
📝 Fill out our online case review form and we’ll get back to you promptly.
⚖️ Stop the Harassment. Start Taking Control.
At Consumer Rights Law Firm PLLC, we believe that no one should be harassed for trying to better their future through education. If collectors are crossing the line, we’ll help you hold them accountable.
👉 Don’t wait — let us review your case today.
📲 Call 877-700-5790 — Your rights. Your case. Your justice.