Pioneer Credit Recovery phone harassment

Is Pioneer Credit Recovery calling you? Stop Pioneer Credit Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop PCR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Pioneer Credit Recovery a Scam?

According to the Better Business Bureau website, Pioneer Credit Recovery has been in business for 33 years. There have been 122 complaints filed against PCR with the BBB in the last 3 years alone.

Pioneer Credit Recovery Better Business Bureau 

Who is Pioneer Credit Recovery?

Pioneer Credit Recovery or PCR is a third-party collection agency based in New York. Navient owns PCR. Navient was created when Sallie Mae was split into two different entities so one handled private student loans and one handled public student loans. PCR specializes in collecting on student loans. In 2015, the Department of Education fired PCR and stopped them from collecting on Government loans.

Address: 26 Edwards Street

Arcade, New York 14009

Phone: (585) 492-1234


Pioneer Credit Recovery  is often referred to or searched for by other names. These include:

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Pioneer Credit Recovery Collection Tactics

If Pioneer Credit Recovery engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Pioneer Credit Recovery Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

317-960-1535, 607-304-4461, 317-960-1530, 585-492-1234, (317) 960-1535, (607) 304-4461, (317) 960-1530, (585) 492-1234, 3179601535, 6073044461, 3179601530, 5854921234,

If the answer is yes, then you are receiving calls from a known Pioneer Credit phone number. You may be a victim of PCR phone harassment.  The list above is not all the numbers that PCR uses. The calls can be from a different number and it still be Pioneer Credit Recovery calling you.  Contact our office right away so we can start the process to stop PCR from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is PCR a scam? No, Pioneer Credit Recovery has been in business for 33 years.

Can Pioneer Credit Recovery garnish my wages? Yes, Pioneer can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can PCR sue me? Yes, PCR can sue you so long as the debt is within the statute of limitations

Can PCR report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can PCR arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Pioneer Credit Recovery in the past year and can be found on

1:18-cv-00513-VEH Green v. Pioneer Credit Recovery Inc.

2:18-cv-02288-CSB-EIL Blanchette v. Navient Corporation et al

1:18-cv-08134 Medrano v. Pioneer Credit Recovery Inc.

1:18-cv-00915-LJV Jorgenson, v. Pioneer Credit Recovery, Inc et al

2:18-cv-03182-KJM-EFB Parsons v. Pioneer Credit Recovery, Inc.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Pioneer Credit Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Pioneer Credit Recovery call us at (877)700-5790 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

New York Attorney General

Consumer Finance



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