Are you facing Piercing Pagoda credit card harassment?
The law has helped to prevent debt collectors from harassing debtors on the phone through the Fair Debt Collection Practices Act (FDCPA) and also prevented them from making repeated phone calls. There are ways to stop Piercing Pagoda Credit card debt collection harassment, however, you just may not be aware of them.
If you’re going through Pagoda Credit Card debt collection harassment, it is important to know what the law permits and what it doesn’t. The FDCPA prohibits a Pagoda Jewelry Credit Card debt collector from harassing debtors by phone.
The Pagoda Credit Card collector has the right to call you (even that is subject to some regulations), but any of the following is not acceptable:
- Constantly contacting you to intimidate, upset, or harass you. In principle, more than two calls per day by the Piercing Pagoda Credit card debt collector are not permissible and is considered illegal.
- The Pagoda Credit Card debt collector is not allowed to call you before dawn, at night, or while you are at work.
- They must not reveal information about the Pagoda Credit Card debt to your close associates, family, or friends.
- The use of demeaning, rude, or vulgar words (language) by debt collectors is against the law.
If you have experienced any of the above during the collection of your Piercing Pagoda Credit Card, then you have had your FDCPA rights violated and may be entitled to a $1000 compensation. The items on the list above are not the only things frowned upon by the FDCPA. If you get off the phone with the debt collector requesting a Piercing Pagoda Credit Card payment feeling harassed or drained, then your rights may also have been violated. Call us immediately at 877-700-5790 for more information or to file a complaint.
About Piercing Pagoda
Piercing Pagoda Greenville Nc is a place for people who love piercings. It is a core ear piercing business, known since 1969 as the gold kiosk leader in shopping malls.
Piercing Pagoda Greenville Nc offers earlobe and cartilage piercing. They also offer gold, stainless steel, and diamond chains, rings, earrings, and more.
Banter Jewelry is a subsidiary of Piercing Pagoda, and you can make a Banter Jewelry by Piercing Pagoda Payment online using the Piercing Pagoda Credit card.
The following practical tips will help protect your privacy and your Piercing Pagoda online activities:
- Create a unique password that cannot be linked to you for your Pagoda Credit Card.
- Change your Piercing Pagoda Credit card password once every six months.
- While making your Piercing Pagoda Credit Card Payment, ensure that your username and password are protected.
- When you sign in to your Piercing Pagoda online account to make a Pagoda credit card payment or perform any other activity, do not leave your computer unattended.
If you’re trying to make your Piercing or Pandora Credit Card Payment, Apply For Pandora Jewelry credit card, or access your Piercing Pagoda Credit Card Login, visit Piercing Pagoda Greenville Nc’s website.
Phone number: +1 (252) 756-5234
Address: 901 West Walnut Hill Lane Irving TX 75038. The United States.
A few phrases you can use to stop debt collectors
One of the ways to stop these harassing Pandora Credit Card collection calls when it seems the collector is violating the law is to state in clear terms a statement such as “from now henceforth, I insist that you only contact me in writing and not through phone calls again”. To make this official, send a letter to the Pandora Credit Card debt collection agency declaring that henceforth, they contact you in writing alone, or that they do not contact you at all. Be firm and state clearly to the collector contacting you about your Comenity Piercing Pagoda Credit Card that you won’t accept phone calls or further communication.
If they refuse to comply, report to the federal trade commission (FTC), your state’s Attorney General, or better still, a consumer rights attorney. You can reach our team of A+ accredited attorneys by calling 877-700-5790.
More powerful techniques to stop debt collectors
Demanding they contact you through writing alone might work, here are other things you can do.
Request for proof of the debt
The law allows you to ask to see proof of the debt you owe. The collector has a period of five days to produce the original documents and send them to you. Meanwhile, after receiving the documents, you have one month to dispute them.
Check the statute of limitations on the debt
The Statute of limitations varies according to state. In some states, it varies between 3 – 10 years. Debts cannot be pursued any further once they exceed the statute of limitations.
Enroll in a debt management program
There are non-profit debt counseling services that help debtors schedule payments more effectively to reduce monthly payments and fees and also serve as middlemen between debtors and collectors. The moment you inform a debt collector you are registered with a debt management plan, they may become more linent in their communication with you.
Facing harassing calls over your Piercing Pagoda Credit Card?
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known Piercing Pagoda Credit Card phone number. You may be a victim of harassing calls from Piercing Pagoda. The list above is not all the numbers that Piercing Pagoda uses. The calls can be from different phone numbers and still be Piercing Pagoda calling you. Cardholders might also receive text messages from these numbers in relation to collecting a Piercing Pagoda credit card debt. Contact our office right away if you would like to put an end to the harassment.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.