Phillips & Cohen Associates Debt Collection Harassment

Tired of Phillips & Cohen Associates Debt Collection Harassment? Wish there was a way to make the calls stop? Is Phillips & Cohen Associates constantly calling and harassing you? Does your phone ring every day, several times per day, because Phillips & Cohen Associates is calling you to demand payment? Threatening you with legal action? Has Phillips & Cohen Associates ever used abusive or profane language when speaking with you on the phone? If so, Phillips & Cohen Associates may be violating your legal rights. Stop the harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

 

Is Phillips & Cohen Associates a scam?

According to the Better Business Bureau website, Phillips & Cohen Associates has been in business since 1997. There have been 23 customer complaints filed.

Phillips & Cohen Associates Better Business Bureau

 

Who is Phillips & Cohen Associates?  

Phillips & Cohen Associates is third party debt collector located in Wilmington, Delaware. They have been sued in federal court over 380 times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court cases alleges that Phillips & Cohen Associates harassed a widow for her deceased husbands debt after the time period to file a claim against his estate.

Address: 1002 Justison St
Wilmington, DE 19801-5148
Phone: (302) 355-3500
Fax: (302) 368-0970

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Phillips & Cohen Associates Debt Collection Harassment Tactics

If Phillips & Cohen Associates engages in any of the following tactics, you may have a case:

  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
  • Talking to others about your debt
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
  • Use any profane language or any language that is harassing and abusive
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
  • Threaten arrest or criminal prosecution
  • Send false information to the credit bureaus
  • Cause a telephone to ring an unreasonable amount of times

Phillips & Cohen Associates Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

888-608-1766, 866-504-4754, 954-660-8400, 866-321-2195

If so, you may be a victim of Phillips & Cohen Associates debt collection harassment. The list above is not all the numbers that Phillips & Cohen Associates uses. Also, calls can be from a different numbers and it still be Phillips & Cohen Associates calling you.  Contact our office right away so we can start the process to stop Phillips & Cohen Associates from calling you illegally. Above all, no one should live with harassment.

Common Questions:

Is Phillips & Cohen Associates a scam? No, Phillips & Cohen Associates has been in business since 1997.

Can Phillips & Cohen Associates seize my property? Phillips & Cohen Associates can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Phillips & Cohen Associates sue me? Yes, Phillips & Cohen Associates can sue you so long as the debt is within the statute of limitations.

Can Phillips & Cohen Associates report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Phillips & Cohen Associates arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Phillips & Cohen Associates and can be found on Pacer.org.

3:19-cv-01400-RS Spies v. Phillips & Cohen Associates, LTD

4:19-cv-00342-JEO Berry v. Phillips & Cohen Associates Inc

2:19-cv-00035 Johnson v. Phillips & Cohen Associates, Ltd

0:19-cv-00109-DSD-DTS DeLosier v. Phillips & Cohen Associates, Ltd.

2:19-cv-00024-WED Serifoski v. Phillips & Cohen Associates Ltd

 

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Phillips & Cohen Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau

 

If you are interested in learning more about how to safeguard yourself and prevent Phillips & Cohen Associates debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out a links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Delaware Attorney General 

Consumer Financial Protection Bureau

 

https://consumerlawfirmcenter.com/mrs-debt-collection-harassment-stop-calls/

 

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