🚨Phillips & Cohen Associates Debt Collection Harassment
Tired of Phillips & Cohen Associates Debt Collection Harassment? Wish there was a way to make the calls stop? Is Phillips & Cohen Associates constantly calling and harassing you? Does your phone ring every day, several times per day, because Phillips & Cohen Associates is calling you to demand payment? Threatening you with legal action? Has Phillips & Cohen Associates ever used abusive or profane language when speaking with you on the phone? If so, Phillips & Cohen Associates may be violating your legal rights. Stop the harassment. If you are being harassed, you can send a cease & desist request to stop the calls.
Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the , you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. Phillips & Cohen Associates also offers desist solutions to manage and cease collection efforts when necessary.
⚠️Is Phillips & Cohen Associates A scam❓
According to the Better Business Bureau website, Phillips & Cohen Associates has been in business since 1997. There have been 23 customer complaints filed.
Phillips & Cohen Associates is recognized as an award-winning industry leader in the credit and collection industry.
🔎Who Is Phillips & Cohen Associates❓
Phillips & Cohen Associates is third party debt collector located in Wilmington, Delaware. They have been sued in federal court over 380 times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court cases alleges that Phillips & Cohen Associates harassed a widow for her deceased husbands debt after the time period to file a claim against his estate.
With a global presence, Phillips & Cohen Associates collaborates with over 70 of the world’s largest creditors. They work with some of the world’s largest creditors across various sectors. Their specialized compassionate engagement services ensure sensitive cases are handled with care.
Address: 1002 Justison St Wilmington, DE 19801-5148 Phone: (302) 355-3500 Fax: (302) 368-0970
Phillips & Cohen Associates is a debt collection agency that specializes in deceased account management and provides compassionate engagement services to clients. The company has achieved national and international prominence and is recognized as a global leader in the debt collection industry. With regional offices in the United States, Canada, Europe, and Australia, Phillips & Cohen Associates serves clients across various industry sectors, including consumer retail, credit card, and banking. Their unique and compassionate style sets them apart in the collection industry, ensuring that sensitive cases, such as those involving deceased accounts, are handled with the utmost care and respect.
📞Phillips & Cohen Associates Phone Numbers
888-608-1766, 866-504-4754, 954-660-8400, 866-321-2195
If so, you may be a victim of Phillips & Cohen Associates debt collection harassment. The list above is not all the numbers that Phillips & Cohen Associates uses. Also, calls can be from different numbers and it still be Phillips & Cohen Associates calling you. Contact our office right away so we can start the process to stop Phillips & Cohen Associates from calling you illegally. Above all, no one should live with harassment.
🏷️Common Questions:
Is Phillips & Cohen Associates a scam❓
No, Phillips & Cohen Associates has been in business since 1997.
Can Phillips & Cohen Associates seize my property❓
Phillips & Cohen Associates can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Phillips & Cohen Associates sue me❓
Yes, Phillips & Cohen Associates can sue you so long as the debt is within the statute of limitations.
Can Phillips & Cohen Associates report my debt to the collections bureaus❓
Yes, Phillips & Cohen Associates can report your debt to the collections bureaus, which can appear on your credit report for up to seven years.
Can I request debt validation from Phillips & Cohen Associates❓
If you request debt validation, Phillips & Cohen Associates must provide evidence of the debt.
📋The following is a sample list of complaints filed against Phillips & Cohen Associates and can be found on Pacer.gov.
3:19-cv-01400-RS Spies v. Phillips & Cohen Associates, LTD
4:19-cv-00342-JEO Berry v. Phillips & Cohen Associates Inc
2:19-cv-00035 Johnson v. Phillips & Cohen Associates, Ltd
0:19-cv-00109-DSD-DTS DeLosier v. Phillips & Cohen Associates, Ltd.
2:19-cv-00024-WED Serifoski v. Phillips & Cohen Associates Ltd
📲How to Identify Legitimate Calls
When dealing with debt collection calls, it’s essential to identify legitimate calls from scam calls. Legitimate debt collectors, like Phillips & Cohen Associates, will provide you with information about the debt, including the amount owed, the creditor, and the account number. They will also provide you with options for paying the debt, such as setting up a payment plan or making a lump sum payment. Be wary of calls that demand immediate payment or threaten legal action without providing any information about the debt. Always ask for a debt verification letter to confirm the legitimacy of the call and the debt in question.
💳Debt Settlement Options
Debt settlement is the process of negotiating with a creditor to reduce the amount of debt owed. Phillips & Cohen Associates offers debt settlement options to clients, which can help them avoid bankruptcy and reduce their debt burden. The company’s expert niche services include debt management, credit card debt settlement, and deceased account care management. By working with a reputable debt collection agency like Phillips & Cohen Associates, clients can realize additional recoveries and achieve a good faith effort to pay off their debts. This approach not only helps in managing financial stress but also ensures that clients can work towards a more stable financial future.
🛑Stopping Harassment
Debt collectors, like Phillips & Cohen Associates, are required to follow the Fair Debt Collection Practices Act (FDCPA), which establishes ethical standards for the debt collection industry. The FDCPA prohibits debt collectors from using abusive or deceptive tactics to collect debts, such as making excessive phone calls, using threatening language, or making false statements. If you’re being harassed by a debt collector, you can stop the harassment by sending a debt verification letter or a cease and desist letter. You can also file a complaint with the Federal Trade Commission (FTC) or the Better Business Bureau (BBB). Remember, you have the right to be treated with respect and dignity, and debt collectors must comply with the law when collecting debts.
🏛️Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Phillips & Cohen Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Our team includes experts like our Chief Information Security Officer, who ensures that all client data is handled securely.
If you are interested in learning more about how to safeguard yourself and prevent Phillips & Cohen Associates debt collection harassment, call us at 877-700-5790 or visit our website
🏆Success Stories
“Phillips & Cohen Associates threatened to sue me over a 12-year-old debt—way past the legal limit! Consumer Rights Law Firm PLLC proved they violated the FDCPA’s statute of limitations rule and secured an $8,500 settlement. The debt was erased, and they paid ME for their bullying!”
“Phillips & Cohen called my elderly mother pretending to be ‘legal investigators.’ The firm sued for harassment of third parties under FDCPA Section 805(b). Not only did the calls stop, but they also removed the false collection from my credit report—my score jumped 134 points!”
“Phillips & Cohen demanded $3,200 for a ‘payday loan’ I never took. Consumer Rights Law Firm PLLC sent a debt validation request—when they couldn’t provide a contract or statements, the agency admitted it was a scam! The firm then reported them to the CFPB for fraud.”
