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Peebles credit card debt collection calls?

Are you receiving debt collection calls over your Peebles credit card?  Have Peebles credit card debt collectors been calling you and you’re wondering what they’re on about?

A collection agency is a person or company that collects payments on overdue accounts. They can be hired by the company (Peebles credit card company) or buy debts from those companies.

In this article, we will tell you what the Peebles credit card debt collector can and cannot do and all that debt collection entails.

A debt collector is an individual or agent that collects payments for unpaid bills. They are working on behalf of companies to whom you owe money.

Basically, it is more profitable for a business to hire a collection agency than to constantly invest their time and money in an effort to get you to pay. Many companies cooperate with collection agencies to collect debts such as:

  • Utilities
  • Credit card bills
  • Medical bills
  • Student loans
  • Auto loans, and other forms of personal, as well as business debt.

Debt collectors are also “debt buyers” who buy and collect delinquent debt. Before this transaction occurs, the company tries to contact you for a few weeks or months to ask you to pay off the debt. If you do not, your account will then be sold to a debt collection agency which will begin calling you in an attempt to recover the money that you owe.

More reports of harassment are being filed about collection agencies to the Federal Trade Commission (FTC) than in any other industry due to the fact that only a few people have had good experiences with collection agencies.

Whether or not your Peebles credit card account gets submitted to a collection agency depends on the Peebles credit card company. A mere look at the pebble credit card agreement will tell you the creditor’s deadline.

A lot of credit card accounts go to collection agencies if payment is not made for several months. While others may send them to collection agencies after about a month or two without payments. As stated earlier, it all depends on the creditor’s deadline.

In a bid to get you to pay up the debt you owe on your Peebles credit card, the debt collector may do any of the following:

  • Place phone calls
  • Send letters
  • Inform credit bureaus about the collection account.

Collection agencies are required by law to comply with the Fair Debt Collection Practices Act (FDCPA) when collecting debts from you. But every year, thousands of complaints are filed against collection agencies which proves that they don’t always follow the law.

Note that the FDCPA is not meant to apply to original creditors unless the creditor makes use of a different company name for their domestic debt collection agencies.

Peebles store doesn’t need to inform you when your Peebles credit card account has been sold to collection agencies, when your account information has been sent to credit bureaus, or what happens afterward. However, the debt collector requesting that you make a Comenity Peebles payment must inform you that they have been tasked with collecting the debt. They are mandated to always do this before taking any action.

Also note that a collection invoice may appear on one or three credit reports, depending on the credit bureaus that the debt collector requesting a Comenity bank Peebles payment chooses to report to.

If the Pebble credit card debt collector reports your account to any or all of the credit bureaus, your credit score may be lowered which in turn makes it difficult to get another credit card or to secure loan. It may also be difficult to get some jobs or even rent an apartment.

A good collection record can remain on your credit report for up to 7 years from the date you missed your first payment. If your credit report contains collections that do not belong to you, you can take it up with the credit bureaus to have them removed.

Some lenders may prefer to see evidence of paid bills when applying for a loan before giving out loans to you. However, your credit score does not get better after you pay the debt collector. On the other hand, paying all other bills on time will help restore your credit score after debt collection. After seven years of consistency, it will be completely cleared from your credit report.

Who is Peebles?

Founded in 1891, Pebbles store is a retail department store that specializes in on-trend children’s, men’s, and women’s clothing, cosmetics, footwear, accessories, and houseware.

At pebbles store, you can find brands like Sun River, Signature studio, Valerie Stevens, Rebecca Malone, and Wishful Park.

To make a Peebles payment online, sign into your Pebbles account. You can do all this via, but remember never to give anyone access to your  Peebles credit card login.

Contact information

Peebles phone number: (302) 645-7773

Some important points to note

  1. A collection agency or debt collector is a person or company that collects payments on overdue accounts.
  2. They may purchase the debt directly or be hired by a company.
  3. It is legal for collection agencies to contact you, send you text messages or emails, or send you letters and also to tell the credit bureaus about your debt in collection.
  4. You have the right to disagree with the debt, and unless the debt collector can provide proof that it belongs to you, they should not pursue the debt any further.
  5. If a debt collection remains on your credit report for 7 years, it can damage your credit history.

Harassing calls about your Peebles credit card?




Are you receiving any harassing phone calls from any of these numbers?

If the answer is yes, then you are receiving calls from a known Peebles credit card phone number. You may be a victim of harassment. The list above is not all the numbers that Peebles uses. The calls can be from different phone numbers and still be Peebles calling you. Cardholders might also receive text messages from these numbers in relation to collecting a Peebles credit card debt. Contact our office right away so we can start the process to stop Peebles and their affiliated debt collectors from calling you when they shouldn’t.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.

If you are interested in learning more about how to stop the harassment you may currently be facing, call us at (877)700-5790 for immediate assistance or visit our website at