Paragon Revenue Group Debt Collection Harassment? Stop the Calls!
Are you being plagued with phone calls from Paragon Recovery Group? If you are getting collection calls from Paragon Recovery Group they’re likely trying to recover a debt on behalf of a first party creditor. One of the first things to do when contacted by a debt collector is to confirm if the debt being spoken of is yours. It is important to request written verification and a debt validation letter to confirm the debt amount and legitimacy of the debt before proceeding.
Mix ups happen all the time and you can be getting calls about a debt that isn’t yours. If the debt is not yours, avoid saying anything that may imply that it is, when communicating with the debt collector.
Also, you should be aware of your rights as a consumer in the context of debt collection to avoid enduring harassments from debt collectors. The FDCPA is a federal law that guides the operation of debt collectors, limiting their activities to ensure that their debt collection methods remain with the boundaries of fairness, honesty and respect.
As a consumer, you have the legal right under the FDCPA to request for the name of the debt collector who calls, their address, the entity they represent, and to request written verification and a debt validation letter to confirm the debt amount. Debt collectors are also prohibited by law from harassing you with repeated calls or threatening calls, and from revealing information about your debt to anyone (even family and friends).
If you are unsure about your rights or if harassment such as repeated calls or threatening calls continues, it is advisable to seek legal advice to protect yourself and understand your options.
What If Paragon Recovery Group Violates My FDCPA Rights?
If Paragon Recovery Group violates your rights under the FDCPA by abuse, threats, false information, intrusion of privacy, or other unfair practices or abusive practices, you can take action against them.
However, you should try to get them to stop first by verbally telling them or sending them written notices. If they fail to stop contacting you and the calls persist or harassment continues, you should begin to gather evidence of violation against them because when filing a complaint, the burden of proof will be on you. Collect supporting documentation such as recordings of their threats, proof that you do not owe the debts they claim you owe, and any written communications. If you experience abusive practices or unfair practices, you can formally request the collector to stop contacting you.
If you are not sure if your rights have been violated, you may contact the Federal Trade Commission and discuss your situation with them.
After it is confirmed that Paragon Recovery Group has violated your rights, you should speak with a qualified attorney who will educate you on how to bring your evidence forward for a case.
Is Paragon Revenue Group a scam?
According to the Better Business Bureau website, Paragon Revenue Group has been in business since 1986. There have been 97 complaints closed in the last 3 years and 28 complaints closed out in the last 12 months.
To ensure you are dealing with a legitimate debt collection agency, always verify the company’s credentials and check for proper licensing. Debt collection agencies are responsible for recovering debts on behalf of others, but they are different from original creditors. The original creditor is the initial lender or service provider who extended credit or services, while debt collection agencies may purchase or be assigned debts from these original creditors to collect on their behalf.
Read more here: Paragon Revenue Group Better Business Bureau.
Who is Paragon Revenue Group?
Paragon Revenue Group is third party debt collector located in Concord, North Carolina.
Address: 216 Le Phillip Ct NE Concord, NC 28025-2954
Phone: (800) 868-1899
Paragon Revenue Group Phone Number
Are you receiving any harassing phone calls from this number?
- 📲 800-868-1899
- 📲 855-374-7661
If so, you may be a victim of Paragon Revenue Group debt collection harassment. Paragon Revenue Group may use multiple phone numbers to make collection calls, and repeated calls from different phone numbers can be a sign of harassment. The list above is not all the numbers that Paragon Revenue Group uses. Also, collection calls can come from different numbers and it can still be Paragon Revenue Group contacting you. If calls persist, you have the right to request that the agency stop contacting you. Contact our office right away so we can start the process to stop Paragon Revenue Group from calling you illegally. Above all, no one should live with harassment.
Credit Report Implications of Paragon Revenue Group Collections
When Paragon Revenue Group, a debt collection agency, reports a collections account to the major credit bureaus, it can have a significant impact on your credit report and overall financial health. A collection account from Paragon Revenue Group can lower your credit score, making it more difficult to qualify for loans, credit cards, or even favorable interest rates in the future. Under the Fair Credit Reporting Act, debt collectors like Paragon Revenue Group are required to report only accurate and up-to-date information to the three major credit bureaus: Experian, Equifax, and TransUnion.
If Paragon Revenue Group adds a debt to your credit report, that negative mark can remain for up to seven years—even if you pay off the outstanding balance. That’s why it’s crucial to request debt validation as soon as you’re contacted by a debt collector. By asking for written verification of the debt, you can ensure that the information being reported is correct and that you actually owe the debt in question. If you discover any incorrect information or false statements, you have the right to dispute the collections account directly with the credit bureaus.
Federal law, including the Fair Debt Collection Practices Act (FDCPA), protects consumers from abusive or unfair debt collection practices. If Paragon Revenue Group violates these laws—such as by reporting inaccurate information, failing to provide written proof of the debt, or engaging in harassment—you may be entitled to pursue legal action. Responding to legal notices promptly and keeping detailed records of all phone calls, written correspondence, and payment agreements with Paragon Revenue Group can help you respond effectively if issues arise.
Complaints Against Paragon Revenue Group
The following is a sample list of complaints filed against Paragon Revenue Group and can be found on Pacer.gov.
- 📋 6:18-cv-01076-RBD-GJK Lipinski v.
- 📋 3:18-cv-00137-MPM-RP Morris v.
- 📋 1:17-cv-00978-TDS-JLW WILSON v.
- 📋 3:17-cv-01143-M Martinez v.
- 📋 3:17-cv-00881-C Jones v.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our experienced attorneys handle debt collection harassment cases and offer a free consultation or free case review to help you understand your rights and options. We provide expert guidance tailored to each client’s needs to resolve your situation effectively and ensure fair treatment throughout the debt collection process. Contact a legal professional to stop Paragon Revenue Group debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Paragon Revenue Group debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
🏆 I ran into several financial hardships over the last few years. Constantly harassed by a company to pay up on fees owed that I wasn’t entirely sure were owed… because I was so overwhelmed. Scott and his crew came to my rescue. I was a bit unsure first wondering if it was a scam.:. But it was not! Scott got my close to $1,000 debt dropped and had the company pay the lawyer fees. I also haven’t received anymore harassing phone calls from the company that was trying to collect the debt. Thank you so much Scott!
🏆 I reached out needing help. Scott contacted me right away and reassured me everything was going to be ok. And took care of all my worries. He was an amazing help and I’m grateful for his service. And they guaranteed I would not have to pay a dime. Very thankful.
🏆 I had such amazing time working with Scott and the Consumer Rights Law Firm! They got me a swift and really well planned out settlement as I hit a rough financial situation. They also guaranteed me that I would never be asked for any money out of my pockets! Thank you so much Consumer Rights Law Firm!
Frequently Asked Questions
Who is Paragon Revenue Group and why are they contacting me?
Paragon Revenue Group is a legitimate third-party debt collection agency based in Concord, North Carolina, founded in 1986. They collect medical or healthcare debts on behalf of providers and sometimes purchase charged-off debt—so they may contact you if you have an overdue health-care bill or collection account.
Is Paragon Revenue Group a scam or legitimate debt collector?
They are a real debt collector, licensed in over 30 states and registered with entities like BBB. They are not a scam—but consumer complaints about their practices are common.
Can Paragon Revenue Group legally harass me with phone calls?
No. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot harass you—no excessive calls, threats of arrest or wage garnishment without intent, or profanity. They also can only call between 8 AM and 9 PM local time.
What are common harassment tactics reported by consumers?
Common complaints include multiple calls per day—even after asking to stop—threats of lawsuits or garnishment, calling at work or inconvenient times, and reporting debts that are not yours.
What should I do if Paragon Revenue Group keeps calling me?
First request written debt validation. Document all calls (dates, times, phone numbers). Then send a written cease-and-desist letter. If harassment persists, file a complaint with the FTC, CFPB or state attorney general and consider legal help.
Can I sue Paragon Revenue Group for harassment or violations?
Yes. If they violate the FDCPA, TCPA (e.g. robocalls), or other statutes like the EFTA or FCRA, you may be entitled to statutory damages—often up to $1,000 under FDCPA—and they may pay your attorneys’ fees.
Can Paragon Revenue Group affect my credit score?
Yes—if they report a collection account to the credit bureaus, it may damage your credit score. You can dispute inaccuracies under the FCRA.
Do they use robocalls or spoofed numbers?
Some consumers report receiving automated calls or calls from unfamiliar numbers. If they robocall you without consent, it may violate the TCPA. They also frequently use multiple phone numbers to reach consumers.
Can I settle or negotiate debt with Paragon Revenue Group?
Yes, many people settle with PRG. You can negotiate a reduced payment or plan, often for less than the full balance. Always get any agreement in writing before paying.
Can Paragon Revenue Group sue me or garnish wages?
They can sue you if the debt is still within the statute of limitations and they choose to litigate. If they win judgment, they could then pursue wage garnishment—but PRG rarely sues consumers directly.