Can Palisades Collection contact my family or employer about my debt?

Debt collectors can only contact your family or employer to obtain your contact information. Discussing your debt with them violates the FDCPA.

What should I do if Palisades Collection reports an incorrect amount to credit bureaus?

Dispute the incorrect entry with all major credit bureaus and request written proof from Palisades Collection. They must correct or remove any inaccurate reporting.

How long can Palisades Collection attempt to collect on a debt?

The statute of limitations varies by state but typically ranges from 3 to 6 years. After it expires, they can’t sue, though they might still contact you.

Can they add extra fees or interest to the original debt amount?

They can only add fees or interest if permitted by the original contract or state law. Unauthorized additions are violations of the FDCPA.

What happens if I negotiate a settlement with Palisades Collection?

If you reach a settlement, get the agreement in writing before paying. Once completed, ensure they report the account as 'settled' or 'paid' to credit bureaus.

Palisades Collection Phone Harassment?

Q: What counts as phone harassment from Palisades Collection?

Under federal law, harassment includes repeated calls — more than 7 times in 7 days — threats, calls outside permitted hours, or failure to identify themselves. These are violations under FDCPA and CFPB rules.

Q: What should I do if Palisades Collection won't stop calling?

Document every call (time, date, number), send a written cease-and-desist via certified mail, and if calls continue, file complaints with the CFPB or FTC, and consider legal help.

Q: Can Palisades Collection sue me or garnish my wages?

Yes, if they have legal grounds. They may sue for the debt and, if they win, get judgments to garnish wages or freeze accounts — so respond promptly if served.

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Palisades Collection Phone Harassment❓

Is Palisades Collection agency (PC) calling you? Stop Palisades Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop PC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

If you’re facing debt collection from a company like Palisades Collection LLC, it’s essential to seek representation from a qualified firm that specializes in debt collection cases and is dedicated to client advocacy.

Introduction to Debt Collection

Debt collection is the process by which creditors or third-party agencies attempt to recover unpaid debts from individuals or businesses. While collecting a legitimate debt is legal, the methods used by some debt collectors can become aggressive, persistent, and even unlawful. Common tactics include repeated phone calls, written notices, and credit reporting. In some cases, debt collectors may cross the line into harassment or deception, which is strictly prohibited under federal laws like the Fair Debt Collection Practices Act (FDCPA). Understanding how debt collection works and knowing your legal rights as a consumer is essential to ensure that you’re treated fairly and can respond appropriately to collection efforts.

Is Palisades Collection LLC a Scam?

According to the Better Business Bureau website, Palisades Collections has been in business for 21 years. There have been 20 complaints filed against PC with the BBB.

Who is Palisades LLC Collection?

Palisades Collection is third party debt collector located in Englewood Cliffs, New Jersey. PC has been a party to a Federal Court case over 2,870 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

🏛️ Palisades Collection Address: 210 Sylvan Avenue Englewood Cliffs, NJ 07632

📞 Phone: (201) 567-5648

When sending correspondence to Palisades Collection agency, ensure to include all relevant documents in a clearly labeled box to avoid any miscommunication.

Palisades Collection LLC Collection Tactics

If Palisades Collection engages in any of the following tactics, you may have a case:

🚫 Using profanity or abusive language
⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
📞 Calling you multiple times per week
🗣️ Talking to others about your debt
🏢 Calling your workplace
⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
❌ Telling you or anyone else that you’ve committed a crime
🔁 Calling repeatedly for the wrong person
📜 Failing to notify you of your right to dispute the debt
💰 Trying to collect more than legally allowed

Palisades Collection Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

📲 866-230-8094
📲 201-567-5648
📲 800-414-8319
📲 (866) 230-8094
📲 (201) 567-5648
📲 (800) 414-8319
📲 8662308094
📲 2015675648
📲 8004148319

If the answer is yes, then you are receiving calls from a known PC number. You may be a victim of PC phone harassment. The list above is not all the numbers that PC uses. The calls can be from different numbers and it still be Palisades Collections calling you. Contact our office right away so we can start the process to stop PC from calling you illegally. Above all, no one should live with harassment!

Palisades Collection Complaints

The following is a sample list of complaints filed against Palisades Collection agency in the past and can be found on Pacer.gov.

📋 2:11-cv-05814-KSH-PS Crosby v.
📋 2:07-cv-00299-DAK Perry v.
📋 2:10-cv-00377-DAK Gragg v.
📋 2:12-cv-00853-DN Abramo v.
📋 2:06-cv-03275-CMR Jones v.

About Us

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Palisades Collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Palisades Collection. call us at (877)700-5790 for immediate assistance or visit our website.

Success Stories

🏆 “I was getting letters and robocalls every day, and I was at my breaking point. Consumer Rights Law Firm PLLC gave me peace of mind. They stopped the calls and educated me about my rights. I only wish I had contacted them sooner.”
🏆 “The debt collector used abusive language and even threatened to garnish my wages without any court order. I contacted Consumer Rights Law Firm PLLC and they handled everything efficiently. They truly know consumer law and made me feel protected every step of the way.”
🏆 “The collectors were calling my family members and telling them about my debts—it was humiliating. Consumer Rights Law Firm PLLC took my case seriously and filed a complaint immediately. The harassment stopped and I received compensation. These guys really fight for you!”

FAQs

Who is Palisades Collection and why are they calling me?

Palisades Collection LLC is a legitimate debt-buying agency based in New Jersey. They purchase charged-off consumer debts and contact debtors to collect money they believe is owed.

Are Palisades Collection calls legal or a scam?

Palisades Collection LLC is a real debt collector founded in 1998, not a scam. However, they may use aggressive tactics that could cross legal lines under the FDCPA or TCPA.

What counts as phone harassment from Palisades Collections?

Under federal law, harassment includes repeated calls — more than 7 times in 7 days — threats, calls outside permitted hours, or failure to identify themselves. These are violations under FDCPA and CFPB rules.

How often can Palisades Collection legally call me?

Under the CFPB’s collection rule, more than seven calls in seven days is considered harassment. They must also identify themselves and respect allowed calling hours.

What should I do if Palisades Collection won’t stop calling?

Document every call (time, date, number), send a written cease-and-desist via certified mail, and if calls continue, file complaints with the CFPB or FTC, and consider legal help.

Can I ask Palisades Collection to communicate only in writing?

Yes. You can request they stop contacting you by phone and only send written communication. Once they receive your written request, they may only send one more follow-up before stopping.

Can Palisades Collection sue me or garnish my wages?

Yes, if they have legal grounds. They may sue for the debt and, if they win, get judgments to garnish wages or freeze accounts — so respond promptly if served.

Could Palisades Collection calls hurt my credit score?

Yes. They report delinquent debts to credit bureaus, which can negatively affect your credit score. You can dispute any errors under the FCRA.

Can I sue Palisades Collection for harassment or violations?

Yes. If they violate FDCPA (harassment, misrepresentation) or TCPA (unauthorized robocalls), you may sue for damages, attorney fees, and statutory penalties.

How can I verify the debt Palisades Collections claims I owe?

Request debt validation in writing within 30 days of first contact. They must provide verification. If they can’t, you may dispute the debt or seek legal help.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.