Are you facing Old Pueblo Traders’ credit card debt harassment?
No matter the circumstance, being in debt is a terrible experience. When it begins to start going beyond your control, it’s easy to lose hope and doubt that you will ever come out of it.
If you’re behind on your Old Pueblo Traders credit card payment, debt collectors may already have been alerted to pursue the debt. And best believe they will follow you. They may call you every day, send you letters every week, and make a lot of threats, trying to make you pay your Old Pueblo Credit Card debt. We just want to let you know that such treatment over the collection of a debt is illegal, and you should never accept it.
If you’ve ever had a debt that was sent to a collection agency, then this story sounds pretty familiar. You are not alone, and it is not the end of the road. There are many options available to you, even the ones that allow you to gradually pay your Comenity Old Pueblo credit card debt.
Know that unpaid bills can be sold or turned over to a collection agency. The most common debts sent for collection include credit cards, car loans, medical/hospital bills, student loans, and mortgage payments.
Debt collectors are not easy to deal with, but there is still hope. Knowing what you should and should not expect in the process of debt collection will go a long way to guarantee your peace of mind and ensure that you are not harassed.
About Old Pueblo Traders
Founded in 1946, as a direct mail retailer of fine fashions and accessories inspired by the Southwest, Old Pueblo blossomed into a huge glossy catalog mailed to thousands of customers by the 1960s. Since then, Old Pueblo has shifted its focus and concentrated on fashions and shoes.
The Old Pueblo Traders Credit Card program has been stopped since January 3, 2021, so, it is impossible to apply For Old Pueblo Traders Credit Card. However, it is still possible to pay off any remaining debts you may have on your credit card.
Contact Information
The Old Pueblo Traders Credit Card Customer Care: 1-800-362-8410
Address: 6228 E Broadway Blvd # 150, Tucson, AZ 85711, USA
Find more information on their website (Oldpueblotraders.com)
How to spot s debt collection scam
Being in debt puts you in a vulnerable position, one that is open to debt collection scams. However, it’s also possible to encounter these scammers even if you don’t have any debt. For this reason, it is important to be armed with knowledge and alert in order to be able to spot and stop these Debt collection scams.
You need to keep an eye out for the following:
- A validation letter in your mailbox: This is a sure way to confirm if the person asking you for Old Pueblo Traders Credit Card Payment is legit or not. Don’t just admit to the Old Pueblo Credit Card debt or make payments simply because a debt collector has called. Demand for a validation letter.
- Verify your details: The Pueblo Traders Card debt may be legit. The debt collector may also be legit. But there’s a chance that the Old Pueblo Traders Credit debt might not be yours. Ask the debt collector for personal details about the debt, (the name of the debtor (including titles), original creditor, and the Old Pueblo Traders debt amount). The debt may be for someone else who shares the same name as you. It may even be a case of identity theft. You do not have to pay Old Pueblo Traders debt if it’s not yours.
- Don’t be coerced to use a payment method: Be sure to pay the way you choose. If the supposed Old Pueblo Traders Credit card debt collector claims that you can only pay via a wire transfer or a prepaid debit card, you just might be dealing with a scammer.
- Know the law: Finally, understand that when a debt collector calls you, there are laws that they must abide by while trying to collect the debts. If the debt collector calling you does not seem to be aware of such protocols, then they may be fake or extremely unethical.
Seek to understand your rights when it comes to debt collection. As much as it’s tiring, do not ignore debt collectors. Instead, get as much information as possible in writing.
To avoid becoming a victim of debt collection scams or resetting the clock on old debts, refrain from giving personal details over the phone, making a payment on an unverified debt, or even admitting that you owe the debt.
Harassing calls over your Old Pueblo Traders credit card.
Are you receiving any harassing phone calls from any of these numbers?
1-800-362-8430
1-800-695-1788
+1 520-885-2391
If the answer is yes, then you are receiving calls from a known Old Pueblo Traders phone number. You may be a victim of unwanted calls from Old Pueblo Traders. The list above is not all the numbers that Old Pueblo uses. The calls can be from different phone numbers and still be Old Pueblo Traders calling you. Cardholders might also receive text messages from these numbers in relation to collecting an Old Pueblo Traders credit card debt. Contact our office right away if these calls become intrusive.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.
If you are interested in learning more about how to stop the harassing communication you may be receiving from Old Pueblo Traders, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
FAQ:
1. How to stop harassing phone calls from debt collectors?
You can stop harassing calls by knowing your rights under the Fair Debt Collection Practices Act (FDCPA). Collectors are forbidden from using threats, obscene language, or repeated calls to pressure payment.
2. What happens after 7 years of not paying credit card debt?
After seven years, most unpaid credit card debts drop off your credit report. However, debt collectors may still attempt to collect, but they can’t legally sue you if the debt exceeds your state’s statute of limitations.
3. How to stop credit card harassment?
To stop credit card harassment, request written validation of the debt, avoid verbal agreements, and contact a consumer rights attorney. Never share personal details or agree to payments without verification.
4. What are the 11 words to stop a debt collector?
You can say: “Please cease and desist all calls and contact with me immediately.” This invokes your FDCPA right to stop communication, forcing collectors to communicate only in writing.
5. How can Consumer Rights Law Firm PLLC assist with Old Pueblo Traders?
Consumer Rights Law Firm PLLC helps stop illegal debt collection and phone harassment. They assist victims of Old Pueblo Traders credit card harassment in asserting their FDCPA rights and recovering compensation.
6. Who is Old Pueblo Traders?
Old Pueblo Traders, founded in 1946, is a fashion retailer once offering a store credit card. The program ended in 2021, but debts from previous accounts may still be pursued by collection agencies.
7. Is Old Pueblo Traders still issuing credit cards?
No, the Old Pueblo Traders credit card program was discontinued on January 3, 2021. While new applications aren’t accepted, customers with outstanding balances must continue repayment.
8. How can I recognize an Old Pueblo Traders debt collection scam?
Scammers often demand payment via wire transfer or prepaid card. Always request a validation letter and verify the debt details before making any payment to avoid being scammed.
9. Can debt collectors call me at any time of the day?
No, debt collectors cannot call before 8 a.m. or after 9 p.m. under FDCPA law. Calls outside these hours, or excessive calls intended to annoy or pressure you, are considered harassment.
10. What should I do if I’m receiving calls from Old Pueblo Traders?
If you get repeated calls or threats about your Old Pueblo Traders debt, document all communication and contact Consumer Rights Law Firm PLLC at (877) 700-5790 for immediate legal help.