🚨Northstar Location Services Debt Collection Harassment Help
Is Northstar Location Services (NLS) calling you? Stop Northstar Location Services debt collection harassment today. Debt collectors are allowed to call you if they are put in charge of your delinquent account. But they are not allowed to harass or threaten you. If Northstar Services is threatening you, calling you many times a day, telling people about your debt, or using obscene words on you, they are harassing you and you have the legal right to stop Northstar Location Services phone harassment.
Many individuals have sought legal assistance in Northstar Services debt collection harassment cases to protect their rights and seek compensation for violations. If a collection agency violates the FDCPA laws, you may be eligible to receive up to $1000.00 in statutory damages, along with your attorney fees and additional costs. Additionally, the Fair Credit Reporting Act (FCRA) entitles you to dispute inaccuracies on your credit report and seek statutory damages if a credit reporting agency fails to meet its obligations.
Understanding Northstar Location Services Harassment
Northstar debt collection harassment can take many forms. Some people report getting up to 20 calls a day, while others get calls early in the morning or late at night. Many also describe verbal abuse and threats from collectors.
Just because you owe money does not mean you are at their mercy. Both federal and state laws protect you from harassment and unfair practices. If you’ve been mistreated, you may consult an attorney to enforce these protections.
One key law is the Fair Debt Collection Practices Act (FDCPA). It prohibits:
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Harassment or abusive language
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Calls before 8 AM or after 9 PM
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Misleading or false claims
If Northstar contacts you, you can send a debt validation letter. This forces them to prove the debt and pause collection until they do.
Collectors are also banned from lying about who they are, how much you owe, or other details. Always review your credit reports and dispute any errors.
Is Northstar Location Services Legitimate?
Northstar Location Services debt collection is a legitimate debt collection agency and a receivable management agency. According to Better Business Bureau, the company has been in business for 18 years, and there have been 44 complaints filed against NLS with the BBB.
Who is Northstar Location Services Debt Collection Agency?
Northstar Location Services is a third-party debt collection agency located in Cheektowaga, New York.
Northstar Location Services Collection isn’t allowed to do any of the following to you under Fair Debt Collection Practices
- Call you at odd hours (before 8:00 a.m. or after 9:00 p.m.) or call you at work providing you have told them not to.
- Call you many times a day or week.
- Tell the details of your debts to people.
- Threaten you in any way.
- Deceive you in any way about the debt.
📲Contact Information
Address: 4285 Genesee St
Cheektowaga, NY 14225-1943
Phone: (716) 817-6770
Northstar Location Services Phone Numbers
877-630-6700, 866-224-9824, 866-820-7065, 866-858-3049, 888-795-2439, 888-820-0961, 866-677-2587, 866-328-8252, 888-820-0964, 866-820-7065, 888-820-0969, 877-630-6700, 716-817-6770, 855-454-1082, 866-856-9607, 855-454-1082, 888-820-0968, 866-677-2825, (877) 630-6700, (866) 224-9824, (866) 820-7065, (866) 858-3049, (888) 795-2439, (888) 820-0961, (866) 677-2587, (866) 328-8252, (888) 820-0964, (866) 820-7065, (888) 820-0969, (877) 630-6700, (716) 817-6770, (855) 454-1082, (866) 856-9607, (855) 454-1082, (888) 820-0968, (866) 677-2825, 8776306700, 8662249824, 866-820-7065, 866-858-3049, 888-795-2439, 888-820-0961, 866-6772587, 8663288252, 888-820-0964, 866-820-7065, 888-820-0969, 877-630-6700, 716-817-6770, 8554541082, 8668569607, 8554541082, 8888200968, 8666772825, 888-820-0964, 888-795-2425, 888-820-0698, 866-610-2726,
If the answer is yes, then you are receiving calls from a known NLS number. You may be a victim of Northstar Services phone harassment. If you have endured any form of Northstar Location Services LLC debt collection harassment during these communications, contact us right away to begin discussing your options.
How Northstar Location Services Collects Debts
Northstar Location Services is a third-party debt collection agency that collects debts on behalf of its clients. The company employs various methods to recover debts, including sending letters and emails, making phone calls, and reporting debts to credit bureaus. Additionally, Northstar Location Services may file lawsuits against debtors to secure payment.
To locate debtors who have moved or are difficult to contact, Northstar Location may use skip tracing techniques. They also utilize debt collection software to manage their efforts and track interactions with debtors. While Northstar Services is a legitimate debt collection agency, it has faced complaints regarding harassing phone calls and aggressive collection tactics. If you experience such behavior, it’s crucial to know your rights and take appropriate action.
How to Stop Northstar Location Services Debt Collection Harassment
If you’re being harassed by Northstar Location Services, there are steps you can take to stop the Northstar debt collector harassment. First, it’s essential to understand your rights under the Fair Debt Collection Practices Act (FDCPA). The FDCPA prohibits debt collectors from using abusive, deceptive, or unfair practices to collect debts.
Additionally, the Fair Credit Reporting Act (FCRA) protects your rights regarding inaccuracies on credit reports. The FCRA entitles you to statutory damages if a credit reporting agency violates its obligations, allowing you to dispute errors and seek remediation for incorrect information that negatively affects your credit standing.
To stop Northstar Location Services debt collection harassment, you can:
- Send a Cease and Desist Letter: This letter tells the debt collector to stop contacting you. You can use a template or write your own letter. Make sure to send it via certified mail to have proof of receipt.
- Request Debt Validation: If you’re not sure if the debt is legitimate, you can request debt validation from Northstar debt collector. This will force them to provide proof of the debt, ensuring that they have the right to collect it.
- File a Complaint: If you believe Northstar Location Services is violating the FDCPA, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. This can prompt an investigation into their practices.
- Seek Help from a Consumer Rights Attorney: If you’re being harassed by Northstar Location Services, you may want to seek help from a consumer rights attorney. They can help you understand your rights and take action to stop the harassment.
Understanding your rights and taking these steps can help you put an end to the Northstar debt collector harassment and regain control over your situation.
Wage Garnishment and Northstar Debt Collector
Wage garnishment is a legal process where a creditor can deduct a portion of a debtor’s wages to satisfy a debt. Northstar Location Services may pursue wage garnishment, but only after obtaining a court judgment against the debtor. If Northstar Services has a court judgment, they can garnish your wages, but there are limits to how much can be taken.
Federal and state laws provide exemptions from wage garnishment. For instance, Social Security benefits and military pay may be protected. If you believe the garnishment is excessive or unfair, you have the right to object. Understanding these protections can help you navigate the process and protect your income.
Settling Your Debt with Northstar Location Services
If paying your debt in full is not feasible, you might consider settling your debt with Northstar collection agency Debt settlement involves negotiating to pay a portion of the debt in exchange for forgiveness of the remaining balance. To initiate this process, contact Northstar Services and explain your financial situation, providing necessary documentation like pay stubs and bank statements.
Consulting a debt settlement attorney or credit counselor before negotiating can be beneficial. These professionals can help you understand your rights, explore your options, and negotiate a favorable settlement on your behalf. This approach can make the process smoother and more manageable.
Northstar Location Services and Your Credit Report
Northstar Location Services may report debts to the credit bureaus, which can negatively affect your credit score. If you’re being contacted by Northstar collection agency, it’s essential to check your credit report to ensure the debt is accurate. Disputing inaccuracies found on credit reports is crucial to protect your financial standing and avoid higher interest rates or denial of credit.
To check your credit report, you can:
- Request a Free Credit Report: You can request a free credit report from each of the three major credit bureaus (Experian, TransUnion, and Equifax) once a year. This will help you keep track of any changes and spot any inaccuracies.
- Dispute Errors: If you find errors on your credit report, you can dispute them with the credit bureau. Provide any documentation that supports your claim to increase the chances of a successful dispute.
- Work with a Credit Repair Company: If you’re not sure how to dispute errors or need help repairing your credit, you can work with a credit repair company. They can guide you through the process and help you improve your credit score.
By staying vigilant and proactive, you can ensure that your credit report accurately reflects your financial situation and take steps to correct any errors that may arise.
Can Northstar Location Services Sue You for Credit Card Debt?
Yes, Northstar Location Services can sue you for credit card debt if you fail to pay. However, they must follow the proper procedures and provide you with notice of the lawsuit.
If you’re being sued by Northstar Location Services, you should:
- Respond to the Lawsuit: You must respond to the lawsuit within the time frame specified in the summons. Ignoring the lawsuit can result in a default judgment against you.
- Seek Help from an Attorney: If you’re not sure how to respond to the lawsuit or need help defending yourself, you should seek help from an attorney. They can provide legal advice and represent you in court.
- Consider Debt Settlement: If you’re unable to pay the debt, you may want to consider debt settlement. This involves negotiating with Northstar collection agency to pay a portion of the debt, which can sometimes be a more manageable solution.
Facing a lawsuit can be daunting, but understanding your options and seeking professional help can make the process more manageable and increase your chances of a favorable outcome.
Northstar Location Services Complaints & Reviews
If you believe Northstar Location Services has engaged in unfair or deceptive debt collection practices, you can file a complaint. The Federal Trade Commission (FTC) and the (CFPB) both enforce federal debt collection laws and accept consumer complaints. You may also file with the Better Business Bureau (BBB) or your state’s Attorney General’s office.
Many consumers check Northstar Location Services LLC reviews online before filing a complaint. Reviews on sites like BBB and Trustpilot often describe experiences with repeated phone calls, aggressive tactics, or disputes about the legitimacy of the debt. Looking through these reviews can help you see how others have handled similar situations.
Some people also share their stories in online communities such as Northstar Location Services Reddit threads. While Reddit posts are not official complaints, they often provide real-world insights into how debt collectors operate and how others successfully responded.
Be careful not to confuse Northstar Location Services with Northstar Lending. The two are different companies, but “Northstar Lending reviews” sometimes appear in search results alongside debt collection complaints, which can cause confusion. If your issue involves debt collection calls, it likely relates to Northstar Location Services, not the lending company.
Overall, Northstar Location Services reviews show a mix of consumer frustration and successful dispute resolutions. Filing a complaint is a crucial step in holding the company accountable, documenting harassment, and protecting your rights under federal and state debt collection laws.
The following is a sample list of complaints filed against Northstar Location Services in the past and can be found on Pacer.gov.
2:10-cv-06258-CAS-AGR Maloney v. Northstar Location Services
6:13-cv-03175-DGK Crowe v. Northstar Location Services
2:10-cv-00659-TC Sorensen v. Northstar Location Services
2:11-cv-00740-TS Taylor v. Northstar Location Services
2:17-cv-01333-SPL Harris v. Northstar Location Services
Seeking Professional Help
Dealing with Northstar Location Services debt collection harassment can be overwhelming. Seeking help from a debt collection attorney or credit counselor can provide valuable support. These professionals can help you understand your rights, explore your options, and negotiate with Northstar Location Services on your behalf.
You can find a debt collection attorney or credit counselor through online searches or by contacting your local bar association or credit counseling agency. Ensure they have a good reputation by checking for any complaints with the FTC or CFPB. Remember, you have rights under federal and state law, and you don’t have to face Northstar Location Services debt collection harassment alone. Seek help if needed and stand up for yourself.
🏛️Consumer Rights Law Firm, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing Northstar Location Services debt collection harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Northstar collection agency harassment. Many debts originate from an original creditor, such as a credit card company, which may transfer the debt to a third-party collector like Northstar Location Services. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Call us now at 844-791-1990
🏆Success Stories
“I was being harassed relentlessly by Northstar Location Services debt collection. They were calling at all hours, and I felt completely overwhelmed. Consumer Rights Law Firm PLLC stepped in and took over the communication. They were able to get Northstar Location Services debt collection to cease their harassing calls and negotiate a much lower settlement than what was originally demanded. I am so grateful for their help!”
“Dealing with Northstar Location Services debt collection was incredibly stressful. I didn’t know my rights, and I was afraid of being sued. Consumer Rights Law Firm PLLC explained the law to me and helped me understand my options. They sent a cease and desist letter to Northstar Location Services debt collection, and they stopped contacting me. They also helped me dispute the debt, and it was ultimately removed from my credit report. Highly recommend Consumer Rights Law Firm PLLC to anyone dealing with debt collectors.”
“We had a debt that had been forgotten about, and Northstar collection agency started contacting me. I was worried that they would garnish my wages, so I contacted Consumer Rights Law Firm PLLC. They were able to get Northstar Location Services debt collection to agree to a payment plan that I could afford. They also helped me get the debt removed from my credit report. I am so relieved that I contacted Consumer Rights Law Firm PLLC. They took a huge weight off my shoulders.”
FAQs
Why is Northstar Location Services calling me?
They likely purchased or were hired to collect a debt you owe, such as a credit card, medical, or utility bill. Northstar is a legitimate third-party collector, but you should always request debt validation before paying.
Is Northstar Location Services a real debt collector or a scam?
Northstar is a legitimate agency under The Northstar Companies. However, many consumers have reported aggressive or misleading tactics. Always verify the debt and check your credit reports to confirm accuracy.
What are my rights under the Fair Debt Collection Practices Act (FDCPA)?
Collectors must identify themselves, cannot call before 8 AM or after 9 PM, and may not harass, mislead, or disclose your debt to others. You have the right to request written verification or send a cease-and-desist letter.
Can Northstar Location Services legally contact my family or employer?
They may contact third parties only to locate you—not to discuss your debt. They cannot disclose details except to your spouse, co-signer, or your attorney.
Can Northstar sue me if I don’t pay?
Yes. They can file a lawsuit within your state’s statute of limitations. If you are sued, you must respond; otherwise, you risk a default judgment that may allow wage garnishment or bank levies.
How can I make Northstar Location Services stop calling me?
Send a written cease-and-desist letter by certified mail. Once received, they must stop calling, though they can still pursue legal action. You can also block numbers and report violations to the FTC or CFPB.
Can I dispute or remove Northstar from my credit report?
Yes. Review your credit reports for errors. If the debt is wrong or unverifiable, file a dispute with the credit bureaus to have it deleted.
Can I sue Northstar for harassment or violations?
Yes. If Northstar violates the FDCPA (harassment, false claims, or illegal contact), you may sue for damages, including attorney fees.
What should I do when Northstar calls?
Request written debt validation immediately, document the call details, and consider sending a cease-and-desist letter. If the calls continue, file a complaint with the CFPB, FTC, or contact a consumer rights attorney.
Will paying Northstar fix my credit report?
Not always. A payment may update the debt to “paid” or “settled” but still remain on your credit report. For better results, try to negotiate a pay-for-delete agreement in writing.