Noll Collection Service Debt Collection Harassment?
Noll Collection Service Debt Collection Harassment does not have to stress you out. Does your phone ring every day, several times per day? Has Noll Collection Service threatened you with legal action? Finally, do you wish there was a way to make the calls stop? You came to the right place. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
It is important to respond promptly to any communication from Noll Collection Service to protect your rights and avoid further complications. We discuss the need to actively address and dispute debts with collection agencies like Noll Collection Service, as ignoring collection calls can lead to negative consequences for your credit. The matter of verifying or disputing debts is central to protecting your credit report and overall financial health.
Is Noll Collection Service a scam?
According to the Better Business Bureau website, Noll Collection Service has been in business for over 50 years since 1966. There have been 3 customer complaints filed on the BBB. Read more here: Noll Collection Service Better Business Bureau website.
What is Noll Collection Service?
Noll Collection Service is a professional third party debt collection agency, licensed and bonded in the states of Iowa, Nebraska and South Dakota. Noll Collection Service assists businesses in recovering outstanding debts and improving their financial performance.
Address: 705 Douglas Street – Suite 344 Sioux City, IA 51101-1067 Phone: (712) 252-0583 Fax: (712) 233-3404
Noll Collection Service Phone Harassment Examples
If Noll Collection Service engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known Noll Collection Service Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- (712) 252-0583
If the answer is yes, then you are receiving calls from a known Noll Collection Service number. You may be a victim of Noll Collection Service phone harassment. The list above is not all the numbers that Noll Collection Service uses. The calls can be from different numbers and it still be Noll Collection Service calling you. Contact our office right away so we can start the process to stop Noll Collection Service from calling you illegally. Above all, no one should live with harassment!
You should also utilize legal resources or professional help to effectively stop harassing calls from Noll Collection Service.
Disputing Errors on Credit Reports
When dealing with a collection agency like Noll Collection Service (NCS Inc), especially if you’re located in South Dakota or Iowa, ensuring the accuracy of your credit report is essential. Errors related to debts or collection accounts can have a significant impact on your financial health, so it’s important to take action as soon as you notice something isn’t right.
Start by verifying any debt that appears on your credit report from Noll Collection Service. You have the right to request a validation letter from the agency, which should include important details such as the amount owed, the original creditor, and relevant account numbers. Carefully review this information to confirm that the debt is accurate and actually belongs to you.
If you spot any inaccuracies such as incorrect amounts, accounts you don’t recognize, or debts that have already been paid you should dispute these errors directly with NCS Inc. Send a written dispute letter to the collection agency, clearly outlining the mistakes and requesting that they correct the information. Be sure to keep copies of all correspondence for your records.
It’s also a good idea to check your credit report from all three major credit bureaus. You’re entitled to a free report every year, and reviewing each line can help you catch any other errors or negative marks that may be affecting your score. If you find issues, take prompt action to dispute them with both the credit bureau and the collection agency.
Navigating the dispute process can be confusing, so don’t hesitate to reach out to credit experts or reputable credit repair companies for assistance. They can help you understand your rights under the Fair Debt Collection Practices Act (FDCPA) and guide you through the steps to resolve disputes with Noll Collection Service or any other collection agency.
Keep in mind that simply making a payment on a debt doesn’t guarantee the negative entry will be removed from your credit report. In some cases, you may be able to negotiate a “pay for delete” agreement, where the agency agrees to remove the collection account in exchange for payment. However, this option isn’t always available, so it’s important to fully understand any agreement before proceeding.
Taking the time to verify debts, dispute inaccuracies, and seek expert advice when needed can help you maintain an accurate credit profile and protect your financial future. If you’re unsure about any part of the process, reach out to Noll Collection Service directly or consult with professionals who can assist you in navigating your options. By staying proactive and informed, you can address errors, reduce stress, and work toward a healthier credit score over time.
Complaints Against Noll Collection Service
The following is a sample list of complaints filed against Noll Collection Service and can be found on Pacer.gov.
| Case Number | Case Name |
|---|---|
| 4:12-cv-00258-TJS | Hoover v. NCS, Inc. |
| 0:16-cv-00018-JRT-BRT | George v. NCS, Inc. |
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Noll Collection Service harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Please note that businesses must pay a fee to attain or maintain BBB accreditation.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Noll Collection Service , call us at 877-700-5790.
Success Stories
- I was overwhelmed by constant calls from a debt collector that wouldn’t leave me alone. I contacted Consumer Rights Law Firm PLLC, and they immediately took over. Within just a few days, the harassment stopped. They knew exactly what to do and kept me informed the whole time. I didn’t have to pay anything out of pocket, and they even helped me receive compensation. Highly recommended!
- I had never dealt with a law firm before and wasn’t sure what to expect. But the team at Consumer Rights Law Firm PLLC was incredibly helpful and professional. They explained my rights clearly, answered all my questions, and handled the entire case efficiently. I’m so grateful—they really gave me peace of mind.
- I was being harassed day and night by a collection agency for a debt I didn’t even owe. I felt helpless until I found Consumer Rights Law Firm PLLC. They listened to me, took my case seriously, and fought back hard. I finally felt like someone was in my corner. If you’re being treated unfairly, call them immediately.
- I contacted Consumer Rights Law Firm PLLC after reading online that they specialize in debt collection harassment. From the first call, I felt heard. Their legal team was friendly but firm, and they took fast action. The calls stopped, and I was even awarded money for the stress I went through. I can’t thank them enough.
Frequently Asked Questions
Who is Noll Collection Service and why are they calling me?
Noll Collection Service (also known as NCS Inc.) is a third‑party debt collector. If they’re calling, the agency likely believes you owe a past‑due account that they’re attempting to collect on.
Is Noll Collection Service a legitimate debt collector or a scam?
NCS Inc. appears to be a legitimate collections agency, but you should always request written debt validation to confirm the owed amount and legitimacy before taking any payment action.
What constitutes illegal harassment by a debt collector like Noll?
Under the FDCPA, illegal harassment includes repeated phone calls intended to annoy, profane or threatening language, calling before 8 AM or after 9 PM, and contacting you at your workplace after you’ve asked them not to.
How often can Noll Collection Service call me?
They generally cannot call more than seven times about the same debt within a seven‑day period, or within seven days after a conversation about that debt. Doing so is presumed to be harassment.
What must a debt collector like NCS Inc. disclose to me?
Within five days of first contact they must send validation information: their name and address, the original creditor’s identity, the amount owed (including fees, interest), how to dispute it, and your rights under the FDCPA.
Can Noll Collection Service call my employer or family members?
They may contact third parties only to locate you, and only once, without disclosing that it’s a debt collector. They may not call your employer if you’ve said not to, nor reveal your debt amount or creditor to friends or family.
What should I do if Noll Collection Service won’t stop calling?
Document every call (date, time, content), send a written cease‑and‑desist letter, and if contacts continue, file a complaint with CFPB or FTC and consider consulting a consumer rights attorney.
Can I sue Noll Collection Service for harassment or FDCPA violations?
Yes. If you can show a violation of the FDCPA or TCPA for example repeated calls, threats, deceptive practices you may sue within one year of the violation for statutory damages up to $1,000, plus actual damages, and attorney’s fees.
Can Noll Collection Service affect my credit score?
Yes, they can report delinquent debts to credit bureaus, which may hurt your credit score. If you dispute the debt and it’s not resolved, they must note the dispute on your credit report.
