Updated on March 22nd, 2024 by Attorney Derek DePetrillo
National Management Recovery Debt Collection Harassment
Is National Management Recovery placing harassing calls to you? There other company name are Century, Liberty and Keystone.
- They cannot make fake process service court threats to you over the phone of left on voicemail messages.
They cannot make lawsuit threats. Some debt collectors go as low as lying to consumers about debts and giving them false information. Harassment, using curse words and making threats are some practices that debt collectors engage in. It is essential that consumers in the context of National Management Recovery debt collection are aware of their rights when it comes to National Management Recovery debt collection.
You should know that laws like the Fair Debt Collection Practices Act protect you from harassment and unfair treatments like National Management Recovery corporation phone harassment.
Just because you owe money to National Management Recovery doesn’t mean that you have to put up with National Management Recovery phone harassment.
You have rights and if your rights under the FDCPA or any other federal law are tampered with through National Management Recovery phone harassment or any other form of harassment, you have a right to sue the representatives from National management corporation who violated your rights and you can get up to a $1,000 in statutory damages.
What are the Debt Harassment Laws that exist?
In the world of consumer protection, there are three main laws that exist to offer consumers protection from debt harassment and remedies for violations of the rights of consumers during the debt collection process. It goes without saying that Recovery Management is expected to abide by these laws and be compliant with them throughout the process of collecting a debt from any consumer. The laws that exist to offer you protection are:
Fair Debt Collections Practices Act (FDCPA): This federal act was passed by Congress in the year 1978, and it sets limits on behaviors and excesses of debt collectors. Usually, it is known that debt collectors may and may not engage in unscrupulous debt collection practices that violate the dignity of the consumer while attempting to collect debts that are yet to be paid up.
The best part about the Fair Debt Collection Practices Act is not only that it sets the standards with which to measure the conduct of debt collectors, but that it also provides consumers who have been illegally harassed and threatened by debt collectors like Recovery management corp the right to sue the erring collection agency in exchange for monetary and injunctive relief in the form of statutory damages and other compensations.
Additionally, under the laws of the FDCPA, a debt collection agency such as National management recovery corporation has no right to ask the surviving relatives of a debtor to settle or resolve the delinquent debts that their relative had upon his passing. Under the laws stipulated by the FDCPA, the family members, friends, and close or distant relatives of a debtor are not obligated to pay the debts of their deceased family member who owed money to National management resources corporation, except under certain unique circumstances.
The surviving family members of a deceased debtor are protected as third parties from the abusive and deceptive collection practices that debt collectors are commonly known to engage in under the FDCPA and are afforded the same rights and remedies which would be available if the deceased debtor if they were still living.
Telephone Consumer Protection Act (TCPA): This federal act regulates the conduct of third-party debt collectors like national recovery incorporated over the phone. The Telephone Consumer Protection Act further entitles consumers who receive unsolicited robocalls from collectors on their cell phones to monetary compensation of up to $500 per call in statutory damages.
The TCPA regulates telemarketing calls, robocalls, the use of auto dialers, pre-recorded calls, unsolicited texts, emails, and faxes, and the act is regulated by the Federal Communications Commission. The TCPA strongly frowns upon the use of auto dialers, re-recorded messages, unpermitted robocalls, and calls for which the charge is placed on the recipient without their permission.
Even though debt collectors often do not require your permission to contact you, the TCPA mandates them to get it before proceeding to place robocalls to your number, especially for the purposes of advertisement.
Passed into law in 1991, the Telephone Consumers Protection Act not only regulates the conduct of debt collectors in their communications with you over the phone but also provides a means for you to get compensated for the inconvenience that the violation of your rights has caused you. If you suspect that national management resources corp may be guilty of harassing you via telephone, thereby violating the TCPA laws, you may be able to sue them and receive statutory damages set at $500 for each phone call that violated your TCPA rights, and $1500 per phone call if you can prove that the harassment was carried out on purpose with the debt collection agency being fully aware that they were violating the TCPA laws.
Fair Credit Reporting Act (FCRA): Similar to the FDCPA and TCPA laws, the Fair Credit Reporting act seeks to protect the rights of consumers in the context of debt collection through the protection of their credit information from misrepresentation and misuse by collectors like National Management LLC.
The FCRA protects consumers by regulating the collection of their credit information and who gains access to their credit reports. It also ensures complete privacy, fairness, and accuracy of the information contained in the files of credit reporting agencies.
Enforced in 1970 and regulated by both the Federal Trade Commission and the Consumer Financial Protection Bureau, the FCRA dictates how debt collection agencies such as National Management Recovery can collect, use, and share information regarding your credit report. It also provides consumers with certain rights and privileges regarding their credit reports; under the FCRA, for example, consumers are allowed free access to their credit report at all times. The
Under the FCRA, National Management Recovery is not allowed to misrepresent the information contained in your credit report. You are also entitled to:
- Verify the accuracy of the information that debt collection agencies relay to you regarding your credit report
- Receive a notification if any information contained in your credit report has been used against you
- Dispute the incorrect information and have the three credit bureaus fix the issue
- Remove negative information after six to seven years in most cases, but ten years in the case of bankruptcy.
If National Management Recovery has misused or misrepresented the information contained on your credit report in any way, then you may be able to take certain legal actions against them. Call us now at (877)700-5790 for further information.
Can you get relief from your debt?
Debt relief as the name implies refers to approaches that help you deal with large debts. The aim of a debt relief program is to lift the crippling load of debt from you, create a payment plan that leaves both you and Recovery Management Corporation satisfied, and reduces the hurt caused to your credit report.
Debt relief is especially for people who do not have the means to completely settle what they owe to collectors like Recovery Management. It is a way of making things easier for them. There are various debt relief programs that work in different ways depending on the size of your finances and how much you owe.
Some debt relief programs include:
- Debt management: This helps if you do not know how to handle the debt and your finances yourself. A credit counselor can help guide you on how to effectively do that.
- Balance transfer credit card: This involves transferring your credit card debt to a low-interest credit card. This incurs some transfer fees.
- Debt consolidation: This refers to combing many small debts into one large one by taking one loan to settle other loans. This makes your focus more direct and you’re planning more organized. It further lowers the overall interest rate on all the loans.
- Consumer credit counseling: This is a program that provides assistance and guidance on consumer credit. They help debtors find a workable solution to their debt problem.
Who is National Management Recovery?
National Management Recovery is a third-party debt collector located in Coral Springs, Florida. Nmrc has been a party in federal court cases several times related to consumer credits and the collection thereof.
Contact Information
Address: 5571 N University Dr Ste 203
Coral Springs, FL 33067-4653
Phone: (954) 255-7010
Fax: (954) 523-5273
Alternate Business Name(s)
NMRC
National
Receivable Management Services
Is National Management Recovery a scam?
According to the Better Business Bureau website, National Management Recovery has been in business since 2004. There have been 11 customer complaints filed. Read more about it here: National Management Recovery Better Business Bureau
Steps to end the harassment from NMRC
If you have endured harassment (such as the use of obscene language, threats of violence, harassing text messages, publicizing your debt, etc.) during your calls with a known NMRC phone number, you will be glad to know that there are certain steps you can take to end the harassment from NMRC collections.
They are outlined below:
- Write a cease-and-desist letter, or get an attorney to do it for you
You are permitted under the law to write a letter to National Management Recovery Corporation, requesting that they stop calling you and cease the harassment. You can use one of the sample letters provided by the CFPB for this purpose, or better still, consult with a qualified attorney.
National Management Recovery is obligated, according to law, to comply with your request, and if they fail to do so, you are allowed to pursue further legal action.
Keep in mind that a cease-and-desist letter does not release you of the responsibility for the debt; you still have to pay it.
- Keep records of everything
Keep records of all the illegal behavior you have experienced at the hands of National Recovery Services. All unfair debt collection practices should be documented immediately for future use.
If you have a witness present during the harassing phone calls or communications that you received, it may also come in very handy.
You may also record your phone conversations with your debt collector. Just be sure to check with your state’s laws first to ensure that it is legally admissible in court.
3. Report to the FTC
You can complain to the Federal Trade Commission about the harassment you have endured from National Management Corporation, either by calling them or through their online portal.
Your complaint should contain:
- Name and address of the collection agency
- Details of the original creditor
- Notes you have gathered about the harassment
- Names of any witnesses
- Copies of any other material that will serve as evidence of harassment
- Contact your State’s Attorney General
Sending a complaint to your state’s Attorney General to stop the harassment is also a good idea. Be sure to also send copies of this complaint to the collection agency and the original creditor.
Depending on the severity of the situation and the nature of the debt collection agency, they may agree to negotiate more favorable terms with you instead of facing the wrath of the law.
- Get an attorney on your case
Another option available to you is to sue the debt collector for harassment one year from the time the debt collector violated the FDCPA laws.
If you win the case, you will be awarded up to $1,000, in addition to your attorney’s fees and other costs. You may also be compensated for the cost of any actual damages that you can prove.
In all of this, remember that your debt is still valid, and even if you are able to prove a valid case of harassment against Recovery Service Management, you will still be required to pay it.
More information about National Management Recovery
National management recovery corporation is a fully licensed third-party collection agency. With headquarters in Coral Springs, Florida, Recovery corp collection agency specializes in the collection of delinquent third-party debts.
Receiving calls from NMRC? If you are receiving calls from National Management Recovery, then it could be for either one of two things:
1. It is either you owe money to an original creditor and National Management Recovery has been hired to collect the debt or
2. The debt has been sold to National Management Recovery; thus, National Management Recovery is now completely in charge of the recovery process.
If the debt has not been sold to National Management Recovery yet, then you still have the option of calling your original creditor to work out a favorable repayment plan. However, if the debt is now fully owned by National Management Recovery, then you have no better option than to sit down with them and work out a favorable repayment plan.
If you are being harassed in your communications with National Management Recovery, then we strongly advise that you file a complaint with the CFPB, or that you contact a qualified consumer rights attorney to help you stop the harassment that you may currently be receiving from National Management Recovery
If you are not sure of the name of the collection agency that is contacting you than feel free to visit our list of collection agencies List of Collection Agencies in United States Consumer Rights Law Firm PLLC (consumerlawfirmcenter.com).
National Management Recovery Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
954-255-7010, 888-220-2068, 903-716-7091, 855-659-1346, 877-423-2652, 855-659-1346, 903-716-7091, 888-220-2068, 954-282-6140, 954-255-7010, 855-269-3059, 877-361-6816, 512-368-8531, 844-499-744, 954-757-8012, 844-339-5638, 855-280-6142, 913-715-3440, 317-612-6902, 256-203-8491, 888-220-2068, 833-206-6896, 844-546-3163, 608-467-5561, 855-246-5850, 800-250-6536, 877-640-7958, 855-439-1801, 913-871-4312, 505-835-1502, 855-523-0529, 888-220-2068, 855-200-6046, 888-220-2068, 888-529-5289, 888-220-2068, 855-677-4492, 844-411-7890, 855-407-0319, 866-232-1304, 954-743-4019, 844-543-3358, 512-368-8531, 855-235-6018, 214-653-7099, 844-499-1744, 954-757-8012, 844-339-5638, 855-280-6142, 913-715-3440, 317-612-6902, 256-203-8491, 844-780-0961, 855-200-6046, 888-220-2068, 888-220-2068, 833-206-6896, 844-546-3163, 608-467-5561, 855-246-5850, 800-250-6536, 844-546-3163, 803-832-2446, 855-407-0305, 855-659-1346, 877-640-7958, 855-439-1801, 954-757-8012,
855-246-5850, 913-871-4312, 844-455-1333, 505-835-1502, 855-523-0529, 888-220-2068, 844-543-3358, 954-743-4019, 855-407-0319, 866-232-1304, 844-499-1744, 888-220-2068, 855-677-4492, 844-411-7890, 855-677-4492, 888-529-5289, 844-546-3163, 877-455-9636, 833-742-0711, 337-546-0044, 956-267-7715, 956-645-6806, 844-454-5236, 855-218-3098, 855-458-3127, 860-566-9677, 954, 255-7010, 888-220-2068, 225-217-0773, 855-458-3127, 417-580-0786, 855-458-3126, 208-207-9012, 855-659-1346, 855-809-7138, 855-269-3059, 877-361-6816, 888-220-2068, 954-255-7010, 954-282-6140, 855-921-5609, 855-410-5358, 855-809-7138, 855-410-5420, 855-809-7486, 786-724-3626, 888-315-4772, 214-586-0957, 833-637-0263, 800-219-0771,866-384-1689, 469-640-0027, 716-314-1571, 877-358-6895, 855-659-1346, 956-633-1223
If so, you may be a victim of National Management Recovery debt collection harassment. Call us now at 877-700-5790
The following is a sample list of complaints filed against National Management Recovery in 2018 & 2019 and can be found on Pacer.org.
6:19-cv-00047-ADA-JCM Yates v. Hartford Casualty Insurance Company et al
2:18-cv-08454-JTM-MBN Walton v. National Management Recovery Corporation et al
3:18-cv-01285-RDP Malone v. National Management Recovery Corporation
1:18-cv-05280 Venters v. National Management Recovery Corp.
0:18-cv-60802-JEM Caldwell v. National Management Recovery Corp
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from NMRC. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
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