National Management Recovery Debt Collection Harassment?

National Management Recovery

National Management Recovery Debt Collection Harassment

Is National Management Recovery harassing you? Debt collectors like National Management Recovery are known for their habits of continual calls and messages. Over the years, countless complaints have been filed about collection agencies like National Management Recovery due to their unfair and dishonest debt collection methods.

Some debt collectors go as low as lying to consumers about debts and giving them false information. Harassment, using curse words and making threats are some practices that debt collectors engage in. It is essential that consumers in the context of National Management Recovery debt collection are aware of their rights when it comes to National Management Recovery debt collection.

You should know that laws like the Fair Debt Collection Practices Act protect you from harassment and unfair treatments like national management recovery corporation phone harassment.

Just because you owe money to National Management Recovery doesn’t mean that you have to put up with National Management Recovery phone harassment.

You have rights and if your rights under the FDCPA or any other federal law are tampered with through National Management Recovery phone harassment or any other form of harassment, you have a right to sue the representatives from national management corporation who violated your rights and you can get up to a $1,000 compensation in statutory damages.

What are the Debt Harassment Laws that exist?

In the world of consumer protection, there are three main laws that exist to offer consumers protection from debt harassment and remedies for violations of the rights of consumers during the debt collection process. It goes without saying that third-party debt collectors are expected to abide by these laws and be compliant with them throughout the process of collecting a debt from any consumer. The laws that exist to offer you protection are:

Fair Debt Collections Practices Act (FDCPA): This federal act was passed by Congress in the year 1978, and it sets limits on behaviors and excesses of debt collectors. Usually, it is known that debt collectors may and may not engage in unscrupulous debt collection practices that violate the dignity of the consumer while attempting to collect debts that are yet to be paid up.

The best part about the Fair Debt Collection Practices Act is not only that it sets the standards with which to measure the conduct of debt collectors, but that it also provides consumers who have been illegally harassed and threatened by debt collectors like recovery management corp the right to sue the erring collection agency in exchange for monetary and injunctive relief in the form of statutory damages and other compensations.
Additionally, under the laws of the FDCPA, a debt collection agency such as national management recovery corporation has no right to ask the surviving relatives of a debtor to settle or resolve the delinquent debts that their relative had upon his passing. Under the laws stipulated by the FDCPA, the family members, friends, and close or distant relatives of a debtor are not obligated to pay the debts of their deceased family member who owed money to national management resources corporation, except under certain unique circumstances.

The surviving family members of a deceased debtor are protected as third parties from the abusive and deceptive collection practices that debt collectors are commonly known to engage in under the FDCPA and are afforded the same rights and remedies which would be available if the deceased debtor if they were still living.

Telephone Consumer Protection Act (TCPA): This federal act regulates the conduct of third party debt collectors like national recovery incorporated over the phone. The Telephone Consumer Protection Act further entitles consumers who receive unsolicited robocalls from collectors on their cell phones to monetary compensation of up to $1,500 per call in the case of willful violations.

The TCPA regulates telemarketing calls, robocalls, the use of autodialers, pre-recorded calls, unsolicited texts, emails, and faxes, and the act is regulated by the Federal Communications Commission. The TCPA strongly frowns upon the use of autodialers, re-recorded messages, unpermitted robocalls, and calls for which the charge is placed on the recipient without their permission.

Even though debt collectors often do not require your permission to contact you, the TCPA mandates them to get it before proceeding to place robocalls to your number, especially for the purposes of advertisement.

Passed into law in 1991, the Telephone Consumers Protection Act not only regulates the conduct of debt collectors in their communications with you over the phone but also provides a means for you to get compensated for the inconvenience that the violation of your rights has caused you. If you suspect that national management resources corp may be guilty of harassing you via telephone, thereby violating the TCPA laws, you may be able to sue them and receive statutory damages set at $500 for each phone call that violated your TCPA rights, and $1500 per phone call if you can prove that the harassment was carried out on purpose with the debt collection agency being fully aware that they were violating the TCPA laws.

Fair Credit Reporting Act (FCRA): Similar to the FDCPA and TCPA laws, the Fair Credit Reporting act seeks to protect the rights of consumers in the context of debt collection through the protection of their credit information from misrepresentation and misuse.

The FCRA protects consumers by regulating the collection of their credit information and who gains access to their credit reports. It also ensures complete privacy, fairness, and accuracy of the information contained in the files of credit reporting agencies.

Enforced in 1970, and regulated by both the Federal Trade Commission and the Consumer Financial Protection Bureau, the FCRA dictates how debt collection agencies such as national debt recovery can collect, use, and share information regarding your credit report. It also provides consumers with certain rights and privileges regarding their credit reports; under the FCRA, for example, consumers are allowed free access to their credit report at all times. The

Under the FCRA, national debt recovery is not allowed to misrepresent the information contained in your credit report. You are also entitled to:

  • Verify the accuracy of the information that debt collection agencies relay to you regarding your credit report
  • Receive a notification if any information contained in your credit report has been used against you
  • Dispute the incorrect information and have the three credit bureaus fix the issue
  • Remove negative information after six to seven years in most cases, but ten years in the case of bankruptcy.

If recovery management corporation has misused or misrepresented the information contained on your credit report in any way, then you may be able to take certain legal actions against them. Call us now at (877)700-5790 for further information.


Can you get relief from your debt?

Debt relief as the name implies refers to approaches that help you deal with large debts. The aim of a debt relief program is to lift the crippling load of debt from you, create a payment plan that leaves your debt collector satisfied, and reduces the hurt caused to your credit report.

Debt relief is especially for people who do not have the means to completely settle what they owe. It is a way of making things easier for them. There are various debt relief programs which work in different ways depending on the size of your finances and how much you owe.
Some debt relief programs include:

  • Debt management: This helps if you do not know how to handle the debt and your finances yourself. A credit counselor can help guide you on how to effectively do that.
  • Balance transfer credit card: This involves transferring your credit card debt to a low-interest credit card. This incurs some transfer fees.
  • Debt consolidation: This refers to combing many small debts into one large one by taking one loan to settle other loans. This makes your focus more direct and your planning more organized. It further lowers the overall interest rate on all the loans.
  • Consumer credit counseling: This is a program that provides assistance and guidance on consumer credit. They help debtors find a workable solution to their debt problem.

Who is National Management Recovery? 

National Management Recovery is a third-party debt collector located in Coral Springs, Florida. Nmrc has been a party in federal court cases several times related to consumer credits and the collection thereof. A recent Federal Court case alleges that National Management Recovery used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Contact Information

Address: 5571 N University Dr Ste 203
Coral Springs, FL 33067-4653
Phone: (954) 255-7010
Fax: (954) 523-5273

Is National Management Recovery a scam?

According to the Better Business Bureau website, National Management Recovery has been in business since 2004. There have been 11 customer complaints filed. Read more about it here: National Management Recovery Better Business Bureau

More information about National Management Recovery 

National management recovery corporation is a fully licensed third-party collection agency. With headquarters in Coral Springs, Florida, recovery corp collection agency specializes in the collection of delinquent third-party debts. 

Receiving calls from nmrc? If you are receiving calls from national recovery corporation, then it could be for either one of two things:
1. It is either you owe money to an original creditor and national management corporation has been hired to collect the debt or
2. The debt has been sold to national management, thus, complete recovery corporation is now completely in charge of the recovery process. 

If the debt has not been sold to recovery management corp yet, then you still have the option of calling your original creditor to work out a favorable repayment plan. However, if the debt is now fully owned by recoveries corporation, then you have no better option than to sit down with them and work out a favorable repayment plan. 

If you are being harassed in your communications with accounts recovery corporation, then we strongly advise that you file a complaint with the CFPB, or that you contact a qualified consumer rights attorney to help you stop the harassment that you may currently be receiving from recovery management corporation.

National Management Recovery Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

954-255-7010, 888-220-2068.

If so, you may be a victim of National Management Recovery debt collection harassment. Call us now at 877-700-5790

The following is a sample list of complaints filed against National Management Recovery in 2018 & 2019 and can be found on

6:19-cv-00047-ADA-JCM Yates v. Hartford Casualty Insurance Company et al

2:18-cv-08454-JTM-MBN Walton v. National Management Recovery Corporation et al

3:18-cv-01285-RDP Malone v. National Management Recovery Corporation

1:18-cv-05280 Venters v. National Management Recovery Corp.

0:18-cv-60802-JEM Caldwell v. National Management Recovery Corp


Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from NMRC. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Check out the links below for more information:

Florida Attorney General

Consumer Financial Protection Bureau