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National Credit Audit Corp Phone Harassment?

Is National Credit Audit Corp (NCAC) calling you? Stop National Credit Audit Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop NCAC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.


Is National Credit Audit Corp a Scam?

According to the Better Business Bureau website, National Credit Audit Corp has been in business for 29 years.

National Credit Audit Corp Better Business Bureau


Who is National Credit Audit Corp?

National Credit Audit Corp is third party debt collector located in Peoria, Illinois. NCAC has been a party to a Federal Court case over 55 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: Peoria, IL 61614

Phone: (309) 692-3441


National Credit Audit Corp Collection Tactics

If National Credit Audit Corp engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed


National Credit Audit Corp Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

309-692-3441, (309) 692-3441, 3096923441

If the answer is yes, then you are receiving calls from a known NCAC number. You may be a victim of NCAC phone harassment.  The list above is not all the numbers that NCAC uses. The calls can be from a different number and it still be National Credit Audit Corp calling you.  Contact our office right away so we can start the process to stop NCAC from calling you illegally. Above all, no one should live with harassment!


Common Questions

Is NCAC a scam? No, National Credit Audit Corp has been in business for 29 years.

Can National Credit Audit Corp garnish my wages? Yes, NCAC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can NCAC sue me? Yes, NCAC can sue you so long as the debt is within the statute of limitations

Can NCAC report my debt to the collection bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can NCAC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.


The following is a sample list of complaints filed against National Credit Audit Corp in the past and can be found on

6:18-cv-01638-RRS-PJH Narcisse v. National Credit Audit Corp

3:90-cv-00153-EBB Murdoch v. National Credit Audit Corp

3:90-cv-00697-PCD Gullans v. National Credit Audi

2:11-cv-01811-PGR Taylor v. National Credit Audit Corporation

2:15-cv-02607-DJH Neff v. National Credit Audit Corporation


About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the National Credit Audit Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from National Credit Audit Corp. call us at 855-385-8182 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

Illinois Attorney General

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