Montgomery Lynch & Associates Phone Harassment?
Is Montgomery Lynch & Associates (MLA) calling you? Stop Montgomery Lynch & Associates phone harassment. Debt collection is the process by which agencies attempt to recover money owed by consumers, often through phone calls, letters, and other forms of contact. Agencies manage multiple accounts and use various collection strategies depending on the type and size of the account.
Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop MLA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Dealing with debt can be stressful, and when a collection agency like Montgomery Lynch & Associates gets involved, the process can quickly become overwhelming. Debt collection is the process by which agencies attempt to recover money owed by consumers, often through phone calls, letters, and other forms of contact. While it’s normal for a collection agency to reach out if you owe money, there’s a fine line between legitimate collection efforts and debt collection harassment.
Unfortunately, many consumers report harassment calls from collection agencies, including repeated phone calls, the use of abusive language, and even threats of legal action. These aggressive tactics are not only intimidating—they can also be illegal. The Better Business Bureau (BBB) and other consumer protection organizations regularly receive complaints filed against agencies like Montgomery Lynch Associates for crossing the line from collection to harassment.
If you’re contacted by a collection agency, it’s important to know your rights. The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive and deceptive debt collection practices. Under the FDCPA, collection agencies are prohibited from using threatening language, calling you at unreasonable hours, or contacting your family members about your debt. You also have the right to request written notice of the debt, including the account number, the amount owed, and the name of the original creditor.
Before making any payment, always verify the debt and check your credit report to ensure the information is accurate. If you believe you don’t owe the debt or if there’s a mistake, you have the right to dispute the account and request validation from the collection agency. Never ignore harassment calls—document every call, keep records of all correspondence, and consider contacting a law firm that specializes in debt collection harassment if the calls persist.
The BBB website is a valuable resource for checking a collection agency’s business practices, reading reviews, and viewing complaints filed by other consumers. If you feel overwhelmed or unsure about how to handle a collection agency like Montgomery Lynch & Associates, don’t hesitate to seek help. Legal professionals and consumer advocacy organizations can guide you through the process, help you stop the harassment, and protect your rights.
Remember, you don’t have to face debt collection harassment alone. By understanding the laws, knowing your rights, and taking proactive steps, you can regain control of your financial situation and put an end to unwanted calls and harassment. If you’re experiencing issues with Montgomery Lynch Associates or any other collection agency, reach out to the Better Business Bureau or a qualified law firm for support.
Is Montgomery Lynch & Associates a Scam?
According to the Better Business Bureau website, Montgomery Lynch & Associates has been in business for 24 years. There have been 27 complaints filed against MLA with the BBB.
Montgomery Lynch & Associates Better Business Bureau
Who is Montgomery Lynch & Associates?
Montgomery, Lynch & Associate is third party debt collector located in Beachwood, Ohio (officially known as Montgomery Lynch Associates Inc). They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that Montgomery, Lynch & Associate used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 3681 S. Green Road, Suite 100
Beachwood, OH 44122
Phone: (216) 382-5624
Montgomery Lynch & Associates Collection Tactics
If Montgomery Lynch & Associates engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Montgomery Lynch & Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-685-3484, 888-431-0141, 216-382-5624, (800) 685-3484, (888) 431-0141, (216) 382-5624, 8006853484, 8884310141, 2163825624
If the answer is yes, then you are receiving calls from a known MLA number. You may be a victim of MLA phone harassment. The list above is not all the numbers that MLA uses. The calls can be from a different number and it still be Montgomery Lynch & Associates calling you. Contact our office right away so we can start the process to stop MLA from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is MLA a scam? No, Montgomery Lynch & Associates has been in business for 24 years.
Can Montgomery Lynch & Associates garnish my wages? Yes, MLA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can MLA sue me? Yes, MLA can sue you so long as the debt is within the statute of limitations
Can MLA report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can MLA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Montgomery Lynch & Associates in the past year and can be found on Pacer.org.
1:98-cv-00286-SJD Pruett v. v. Montgomery Lynch & Associates
2:18-cv-00009-RWS McKee v. v. Montgomery Lynch & Associates
1:07-cv-00919-JG Kelly v. v. Montgomery Lynch & Associates
1:11-cv-02383-JG Burtnett v. v. Montgomery Lynch & Associates
1:02-cv-00874-DCN Becker v. Montgomery Lynch & Associates
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Montgomery Lynch & Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Montgomery Lynch & Associates call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable, and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/bass-associates-phone-harassment/
https://consumerlawfirmcenter.com/lamont-hanley-associates-phone-harassment/
https://consumerlawfirmcenter.com/mccarthy-burgess-wolff-phone-harassment/
https://consumerlawfirmcenter.com/credit-adjustments-inc-phone-harassment/
https://consumerlawfirmcenter.com/meade-associates-phone-harassment/
https://consumerlawfirmcenter.com/jack-harris-phone-harassment/
https://consumerlawfirmcenter.com/central-research-inc-phone-harassment/
