How To Stop MJ Altman Companies, Inc. Phone Harassment

MJ Altman Companies, Inc. voluntarily dissolved effective December 30, 2021. Anyone dealing with its name today first needs to identify the caller and who now controls the old account.

MJ Altman was a third-party collector handling healthcare, EMS, and municipal utility accounts.

Why Is MJ Altman Companies, Inc. Calling Me If It Closed in 2021?

A present-day contact using the MJ Altman name needs independent identification because the corporation dissolved.

MJ Altman told Levy County EMS that future payments should return to the creditor. Atlantic Beach later described moving utility collections from MJ Altman to Fox Collection Center. Old accounts therefore did not necessarily follow one path.

                                                Source: Official Secretary of State corporate filing

In our practice, the first question would not be how many times the phone rang. We would identify the business named in the call, the creditor connected to the account, and where payment is being requested. That separates a current caller from an account MJ Altman handled years ago.

How Can I Tell Whether the Caller Is Really MJ Altman Companies, Inc.?

Check the stated business name, voicemail, written notice, payment instructions, and original creditor before attributing the contact to MJ Altman.

Who Has My Old MJ Altman Companies, Inc. Account Now?

The present collector has to be identified from the account history because former MJ Altman placements could return to creditors or move elsewhere.

For an older MJ Altman account, we would start with the original creditor’s records. We look for the placement date and balance, when MJ Altman’s role ended, and whether the creditor later assigned the account elsewhere.

Did Fox Collection Take Over My MJ Altman Companies, Inc. Account?

Fox appears in specific transitions, but that does not mean it received every MJ Altman account.

What Kind of Debt Did MJ Altman Companies, Inc. Collect?

MJ Altman collected third-party receivables with particularly strong ties to healthcare.

Its former legal name was Healthcare Collection Management, Inc. BBB described healthcare, early-out, insurance follow-up, patient statement, commercial, and retail collection services.

Why Does My MJ Altman Companies, Inc. Balance Not Match My Records?

An old MJ Altman balance may differ because the creditor’s ledger can reflect payments, insurance adjustments, or later account activity.

With an MJ Altman medical account, we would reconstruct the balance from the provider side. Provider ledgers, insurance EOBs, receipts, and the placement amount show whether the collection figure still matches patient responsibility.

What If I Do Not Owe the Account at All?

If you say the account is not yours, first match the original creditor’s account information to your identity and service history.

Why Did Consumers Dispute Debts Collected by MJ Altman Companies, Inc.?

Consumers most often disputed MJ Altman accounts because they said the debt was not owed or because written notice or verification did not resolve the account.

Historical CFPB-derived complaint data places debt-not-owed issues first, followed by written-notification and verification concerns. Attorneys should therefore trace how account information moved between the creditor, MJ Altman, and any later collector.

We separate three questions: Does the account belong to the consumer? Is the balance accurate? Who has authority now? With dissolved MJ Altman accounts, combining them can hide whether the problem is identity, amount, or the post-closure account chain.

BBB lists MJ Altman as Not Rated and not accredited. Its complaint page shows no current complaints, and BBB says profiles generally cover three years. Since MJ Altman stopped operating in 2021, that page does not show active-era complaint narratives.

Why Is MJ Altman Companies, Inc. Still Showing on My Credit Report?

An old MJ Altman reference may remain because the company historically offered credit reporting, but the current furnisher and latest reporting date need identification.

When MJ Altman appears on a client’s credit information, we focus on who supplied the latest update. Furnisher name, update date, account number, and the creditor ledger distinguish an old collection reference from current reporting activity.

Has MJ Altman Companies, Inc. Been Sued Before?

Yes. MJ Altman was named in federal collection litigation, including Pollard v. MJ Altman Companies, Inc., filed in the Middle District of Florida under 15 U.S.C. § 1692.

The case was dismissed. The docket identifies an FDCPA claim but not the specific collection conduct alleged.

Case docket: Pollard v. MJ Altman Companies, Inc.

For us, that case confirms litigation history, not what happened in a new client’s account. Current calls, creditor records, transfers, payments, and reporting data still determine the individual dispute.

What Should I Check Before Responding to Calls About an Old MJ Altman Account?

Verify the caller, original creditor, current account holder, balance, and post-2021 history before treating an old MJ Altman record as current.

What Contact Information Is Listed for MJ Altman Companies, Inc.?

Only historical MJ Altman contact details are listed because the corporation dissolved in 2021.

Do not assume these details remain controlled by the dissolved corporation.

When Should Consumer Rights Law Firm PLLC Review the Calls and Account?

Legal review may help when caller identity, account transfer, balance, payment history, or credit reporting cannot be reconciled.

At Consumer Rights Law Firm PLLC, we would begin an old MJ Altman matter by rebuilding the account chain and matching current communications to the entity seeking payment. That can clarify whether the problem is an incorrect balance, unclear transfer, reporting issue, or misattributed call.

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What Else Should I Know About an Old MJ Altman Account?

These questions address account-transfer, balance, and reporting issues after MJ Altman closed.

Is MJ Altman Companies, Inc. Still Collecting Debts Today?

MJ Altman dissolved effective December 30, 2021, so a current contact using its name should be independently identified.

Does MJ Altman Closing Mean I No Longer Owe the Original Debt?

No. The collector’s closure does not determine whether the original creditor still maintains the account.

Did Every MJ Altman Companies, Inc. Account Go to Fox Collection?

No. Fox appears in specific transitions, but that does not mean it received every MJ Altman account.

Can Another Collector Contact Me About a Former MJ Altman Account?

Yes, an original creditor may have reassigned the account, but that connection should be verified.

How Do I Find Out Who Currently Has My MJ Altman Account?

Start with the creditor ledger and any later assignment records.

What Should I Do If the MJ Altman Debt Is Not Mine?

Compare the creditor’s identifying information, service address, account number, and history with your records.

What If My Medical Balance Is Different From the MJ Altman Balance?

Compare the provider ledger with insurance EOBs, adjustments, payments, and the amount placed for collection.

What If I Paid MJ Altman Companies, Inc. Before It Closed?

Keep the receipt or bank record and compare it with the creditor’s post-closure account history.

Why Would MJ Altman Still Appear on My Credit Report?

The name may remain in older account history, but identify the current furnisher and latest reporting date.

Do MJ Altman’s Earlier Lawsuits Prove My Calls Were Unlawful?

No. Earlier cases establish litigation history, but your own records determine what happened.