Midland Credit Management Phone Harassment

Midland Credit Management Phone Harassment

Midland Credit Management Phone Harassment

Midland Credit Management Phone Harassment does not have to stress you out. Does your phone ring every day, several times per day? Has Midland Credit Management threatened you legal action? Finally,  do you wish there was a way to make the calls stop? You came to the right place. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Who is Midland Credit Management   

Midland Credit Management is a licensed debt collector in all 50 states. Midland Credit Management Inc, operates as a subsidiary of Encore Capital Group, Inc. Together, they form the nation’s largest debt buyer and collector. In 2015 the Consumer Financial Protection Bureau (CFPB) took action against the nation’s two largest debt buyers and collectors for using deceptive tactics to collect bad debts. The Bureau found that Encore Capital Group and Portfolio Recovery Associates bought debts that were potentially inaccurate, lacking documentation, or unenforceable. Without verifying the debt, the companies collected payments by pressuring consumers with false statements and churning out lawsuits using robo-signed court documents. The CFPB ordered the companies to overhaul their debt collection and litigation practices and furthermore to stop reselling debts to third parties. The CFPB required Encore to pay up to $42 million in consumer refunds, a $10 million penalty, and also stop collection on over $125 million worth of debts. 2365 Northside Dr. Ste 300 San Diego, CA 92108-2709 (800) 825-8131

Is Midland Credit Management a Scam?

According to the Better Business Bureau website, Midland Credit Management has been in business for 66 years. MCM helps consumers resolve past-due debt obligations by providing education and payment plans.  There have been 306 customer complaints against them which include billing/collection issues. Midland Credit Management BBB Page 


Types of Midland Credit Management Phone Harassment

Stop Midland Credit Phone Calls
There are several ways companies like Midland Collections harass consumers and violate the law. The TCPA limits when and how often a company like Midland Collections can call. The TCPA also bans the use of automatic dialing systems.  Some of the key parts that MCM Credit must follow when making calls are below:
  • Companies must maintain a “Do Not Call” list and honor any request from a consumer to not be called again.
  • Marketers may not send unsolicited advertisements by auto-dialer, prerecorded voice message, or fax to anyone without prior express consent.
  • Customers must be able to opt-out of future robocalls during a robocall.
  • Calling without identifying themselves or without revealing the identity of the person or company on whose behalf they are making the calls
What are Robocalls?
Robocalls are phone calls with prerecorded messages. This also includes unwanted text messages. To Learn More visit the Federal Trade Commission (FTC) or the Federal Communications Commission (FCC).
How can I assist in my case if I believe I am receiving robocalls?
• Make a note of the date and time of the call, the caller’s name, and their contact information. • Make note of any prerecorded message, or of the conversation you had if you spoke to a live representative. • Save copies of any relevant cell phone call logs, voicemails, text messages, and cell phone bills. • Keep a copy of any letter or online contact you send to the caller that asks them to stop calling.
Facing harassment from these MCM numbers?
913-312-3223,303-255-5352,303-255-5349, 614-729-5609,614-729-6087,614-212-5287,614-212-5288, 844-271-2816, 720-728-3217, 614-212-7500, 877-475-3483, 913-577-5000, 614-729-6090, 720-456-3686, 303-255-5349, 614-534-2515, 303-255-5352, 614-729-6090,303-255-5354, 614-534-2519, 614-212-5293, 614-729-6091, 614-754-4060, 913-563-5511, 720-456-3687, 913-563-5510, 614-729-6087, 913-312-3223, 614-729-5609, 614-754-4132, 614 754-4136, 801-438-8376, 208-719-3271, 303-255-5054, 614-729-7086, 614-754-4137, 614-534-2525, 614-534-2547, 614-729-6090,  303-255-5349 
Stop the automated calls and unsolicited text messages. Regain your peace of mind while ensuring the debt collectors pay for their willfulness. Contact a professional to understand debt harassment laws better and to stop Midland Credit Management from contacting you illegally.
Comenity Financial Bank Complaints
The following is a sample list of complaints filed against Midland Credit Management in 2019 and can be found on Pacer. 3:2014cv01001 Edwards v Midland Credit Management 1:2014bk55176 Shuan Andrew Lawrence v Midland Credit Management 3:2015cv01333 Paschke v Midland Credit Management  3:2013cv02233 Stonemets v Midland Credit Management  1:2012bk02903 Alvin Gabriel Quinonez v Midland Credit Management  If Midland Credit Management (MCM) engages in any of the following tactics, you may have a case:
  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
  • Talking to others about your debt
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
  • Use any profane language or any language that is harassing and abusive
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment(
  • Threaten arrest or criminal prosecution
  • Send false information to the credit bureaus
  • Cause a telephone to ring an unreasonable amount of times

Known Midland Credit Management Collection Call Numbers

Are you receiving any harassing phone calls from any of the following numbers? 877-411-5551, 858-251-1496, 248-216-1535, 866-580-4780, 800-282-2644, 858-309-6964, 888-265-8825 (877)411-5551, (858)251-1496, (248)216-1535, (866)580-4780, (800)282-2644, (858)309-6964, (888)265-8825 If the answer is yes, then you are receiving calls from a known Midland Credit Management number. Contact our office immediately so we  can start the process to stop the Midland Credit Management phone harassment. Our office will fight for your rights and also get the Midland Credit Management Phone Harassment to stop. Above all no one should live with harassment! Is Midland Credit Management a scam? No, MCM has been in business for 66 years. Can Midland Credit Management my wages? Yes,  MCM can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Can MCM sue me? Yes,  MCM can sue you so long as the debt is within the statute of limitations Can Midland Credit Management report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report Can Midland Credit Management arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us:
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Consumer Rights Law Firm Better Business Bureau If you are interested in learning more about how to safeguard yourself better from Comenity Bank Phone Harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”. “I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.Because of a lie from a third party debt collector that threatened me financially i nearly made the mistake of paying the debt collector money I couldnt afford. The people here were friendly, knowledgeable and settled my case quickly./ THANK YOU SO MUCH!!” You can also file a complaint directly with the following government entities: Please click on links below. Federal Trade Commission Attorney General California Consumer Finance 
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